CNB Financial Corporation (CCNE)

CNB Financial Statistics

Total Valuation

CNB Financial has a market cap or net worth of $464.71 million. The enterprise value is $178.14 million.

Market Cap	464.71M
Enterprise Value	178.14M

Important Dates

The next estimated earnings date is Monday, April 14, 2025, after market close.

Earnings Date	Apr 14, 2025
Ex-Dividend Date	Feb 28, 2025

Share Statistics

CNB Financial has 20.80 million shares outstanding. The number of shares has decreased by -0.21% in one year.

Current Share Class	20.80M
Shares Outstanding	20.80M
Shares Change (YoY)	-0.21%
Shares Change (QoQ)	+0.09%
Owned by Insiders (%)	3.11%
Owned by Institutions (%)	59.56%
Float	20.15M

Valuation Ratios

The trailing PE ratio is 9.33 and the forward PE ratio is 9.44.

PE Ratio	9.33
Forward PE	9.44
PS Ratio	2.13
Forward PS	2.00
PB Ratio	0.84
P/TBV Ratio	0.90
P/FCF Ratio	8.34
P/OCF Ratio	6.44
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	3.57
EV / Sales	0.82
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	3.23

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.92
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.23%.

Return on Equity (ROE)	9.23%
Return on Assets (ROA)	0.91%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$275,141
Profits Per Employee	$63,146
Employee Count	790
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CNB Financial has paid $12.78 million in taxes.

Income Tax	12.78M
Effective Tax Rate	18.98%

Stock Price Statistics

The stock price has increased by +9.07% in the last 52 weeks. The beta is 0.64, so CNB Financial's price volatility has been lower than the market average.

Beta (5Y)	0.64
52-Week Price Change	+9.07%
50-Day Moving Average	24.35
200-Day Moving Average	24.27
Relative Strength Index (RSI)	36.49
Average Volume (20 Days)	72,360

Short Selling Information

The latest short interest is 306,072, so 1.47% of the outstanding shares have been sold short.

Short Interest	306,072
Short Previous Month	287,637
Short % of Shares Out	1.47%
Short % of Float	1.52%
Short Ratio (days to cover)	4.37

Income Statement

In the last 12 months, CNB Financial had revenue of $217.36 million and earned $49.89 million in profits. Earnings per share was $2.39.

Revenue	217.36M
Gross Profit	217.36M
Operating Income	71.08M
Pretax Income	65.70M
Net Income	49.89M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.39

Balance Sheet

The company has $443.29 million in cash and $161.08 million in debt, giving a net cash position of $282.21 million or $13.57 per share.

Cash & Cash Equivalents	443.29M
Total Debt	161.08M
Net Cash	282.21M
Net Cash Per Share	$13.57
Equity (Book Value)	610.70M
Book Value Per Share	26.57
Working Capital	-4.91B

Cash Flow

In the last 12 months, operating cash flow was $71.51 million and capital expenditures -$16.28 million, giving a free cash flow of $55.23 million.

Operating Cash Flow	71.51M
Capital Expenditures	-16.28M
Free Cash Flow	55.23M
FCF Per Share	$2.65

Margins

Gross Margin	n/a
Operating Margin	32.70%
Pretax Margin	30.99%
Profit Margin	25.11%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	25.41%

Dividends & Yields

This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 3.23%.

Dividend Per Share	$0.72
Dividend Yield	3.23%
Dividend Growth (YoY)	2.14%
Years of Dividend Growth	1
Payout Ratio	30.13%
Buyback Yield	0.21%
Shareholder Yield	3.45%
Earnings Yield	10.84%
FCF Yield	12.00%

Analyst Forecast

The average price target for CNB Financial is $28.00, which is 25.34% higher than the current price. The consensus rating is "Hold".

Price Target	$28.00
Price Target Difference	25.34%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on May 24, 2004. It was a forward split with a ratio of 2.5:1.

Last Split Date	May 24, 2004
Split Type	Forward
Split Ratio	2.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4