CFSB Bancorp Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021	Jun '20 Jun 30, 2020
Cash & Equivalents	28.83	26.96	6.86	31.67	40.68	6.63
Investment Securities	90.13	93	101.28	97.49	80.39	51.18
Mortgage-Backed Securities	57.89	54.11	46.77	47.95	28	42.27
Total Investments	148.02	147.11	148.05	145.44	108.39	93.45
Gross Loans	168.94	172.38	178.01	174.69	176.49	188.74
Allowance for Loan Losses	-1.41	-1.55	-1.75	-1.75	-1.72	-1.66
Other Adjustments to Gross Loans	-0.38	-0.39	-0.35	-0.35	-0.33	-0.24
Net Loans	167.15	170.44	175.91	172.59	174.43	186.84
Property, Plant & Equipment	3.94	4.11	4.37	3.33	3.46	3.52
Accrued Interest Receivable	1.36	1.4	1.36	1.27	1.15	1.12
Restricted Cash	-	-	-	-	-	30.74
Long-Term Deferred Tax Assets	1.19	1.25	1.08	1.08	0.67	0.73
Other Long-Term Assets	11.56	11.48	11	10.62	9.63	9.28
Total Assets	362.76	363.44	349.01	366.18	338.85	332.97
Accrued Expenses	3.86	3.8	3.51	3.3	3.05	2.92
Interest Bearing Deposits	216.15	193.82	195.32	213.41	-	252.53
Institutional Deposits	26.22	42.9	35.3	42.5	64.4	-
Non-Interest Bearing Deposits	27.99	34.12	32.76	31.17	220.27	24.94
Total Deposits	270.36	270.84	263.38	287.08	284.67	277.47
Short-Term Borrowings	-	-	3.68	-	0.92	0.43
Current Portion of Leases	0.06	0.12	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	10.35	10.35	-	-	-	3.29
Long-Term Leases	0.77	0.76	0.96	-	-	-
Other Long-Term Liabilities	1.68	1.53	1.6	1.56	1.57	1.61
Total Liabilities	287.09	287.39	273.12	291.93	290.21	285.72
Common Stock	0.07	0.07	0.07	0.07	-	-
Additional Paid-In Capital	28.3	28.14	27.81	27.72	-	-
Retained Earnings	50.06	50.23	50.42	48.97	48.63	47.24
Treasury Stock	-0.5	-0.08	-	-	-	-
Comprehensive Income & Other	-2.25	-2.3	-2.41	-2.51	0.02	0.01
Shareholders' Equity	75.67	76.05	75.89	74.25	48.65	47.25
Total Liabilities & Equity	362.76	363.44	349.01	366.18	338.85	332.97
Total Debt	11.18	11.23	4.64	-	0.92	3.72
Net Cash (Debt)	17.65	15.73	2.22	31.67	40.74	3.89
Net Cash Growth	-	607.37%	-92.98%	-22.27%	948.38%	-
Net Cash Per Share	2.80	2.50	0.35	5.38	-	-
Filing Date Shares Outstanding	6.25	6.39	6.39	6.27	-	-
Total Common Shares Outstanding	6.26	6.39	6.39	6.27	-	-
Book Value Per Share	12.09	11.90	11.87	11.84	-	-
Tangible Book Value	75.67	76.05	75.89	74.25	48.65	47.25
Tangible Book Value Per Share	12.09	11.90	11.87	11.84	-	-

Source: S&P Capital IQ. Banks template. Financial Sources.