CFSB Bancorp Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '24 Sep 30, 2024	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021	Jun '20 Jun 30, 2020
Cash & Equivalents	30.67	26.96	6.86	31.67	40.68	6.63
Investment Securities	146.85	93	101.28	97.49	80.39	51.18
Mortgage-Backed Securities	0.11	54.11	46.77	47.95	28	42.27
Total Investments	146.96	147.11	148.05	145.44	108.39	93.45
Gross Loans	169.91	172.38	178.01	174.69	176.49	188.74
Allowance for Loan Losses	-1.5	-1.55	-1.75	-1.75	-1.72	-1.66
Other Adjustments to Gross Loans	-0.38	-0.39	-0.35	-0.35	-0.33	-0.24
Net Loans	168.02	170.44	175.91	172.59	174.43	186.84
Property, Plant & Equipment	4.02	4.11	4.37	3.33	3.46	3.52
Accrued Interest Receivable	1.35	1.4	1.36	1.27	1.15	1.12
Restricted Cash	-	-	-	-	-	30.74
Long-Term Deferred Tax Assets	1.24	1.25	1.08	1.08	0.67	0.73
Other Long-Term Assets	11.51	11.48	11	10.62	9.63	9.28
Total Assets	364.49	363.44	349.01	366.18	338.85	332.97
Accrued Expenses	3.99	3.8	3.51	3.3	3.05	2.92
Interest Bearing Deposits	240.48	193.82	195.32	213.41	-	252.53
Institutional Deposits	-	42.9	35.3	42.5	64.4	-
Non-Interest Bearing Deposits	31.19	34.12	32.76	31.17	220.27	24.94
Total Deposits	271.67	270.84	263.38	287.08	284.67	277.47
Short-Term Borrowings	10.35	-	3.68	-	0.92	0.43
Current Portion of Leases	-	0.12	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	-	10.35	-	-	-	3.29
Long-Term Leases	0.86	0.76	0.96	-	-	-
Other Long-Term Liabilities	1.59	1.53	1.6	1.56	1.57	1.61
Total Liabilities	288.45	287.39	273.12	291.93	290.21	285.72
Common Stock	0.07	0.07	0.07	0.07	-	-
Additional Paid-In Capital	28.22	28.14	27.81	27.72	-	-
Retained Earnings	50.22	50.23	50.42	48.97	48.63	47.24
Treasury Stock	-0.2	-0.08	-	-	-	-
Comprehensive Income & Other	-2.28	-2.3	-2.41	-2.51	0.02	0.01
Shareholders' Equity	76.04	76.05	75.89	74.25	48.65	47.25
Total Liabilities & Equity	364.49	363.44	349.01	366.18	338.85	332.97
Total Debt	11.21	11.23	4.64	-	0.92	3.72
Net Cash (Debt)	19.46	15.73	2.22	31.67	40.74	3.89
Net Cash Growth	909.96%	607.37%	-92.98%	-22.27%	948.38%	-
Net Cash Per Share	3.09	2.50	0.35	5.38	-	-
Filing Date Shares Outstanding	6.29	6.39	6.39	6.27	-	-
Total Common Shares Outstanding	6.29	6.39	6.39	6.27	-	-
Book Value Per Share	12.08	11.90	11.87	11.84	-	-
Tangible Book Value	76.04	76.05	75.89	74.25	48.65	47.25
Tangible Book Value Per Share	12.08	11.90	11.87	11.84	-	-

Source: S&P Capital IQ. Banks template. Financial Sources.