CFSB Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Net Income	-0.27	0.03	1.45	0.44	1.39
Depreciation & Amortization	0.22	0.24	0.24	0.26	0.27
Provision for Credit Losses	0.05	-0.32	-	0.03	0.06
Stock-Based Compensation	0.44	0.43	0.2	0.05	-
Other Adjustments	0.08	0.06	0.27	1.23	0.32
Changes in Accrued Interest and Accounts Receivable	-0.05	-0.04	-0.1	-0.12	-0.03
Operating Cash Flow	0.47	0.4	2.05	1.88	2.02
Operating Cash Flow Growth	15.10%	-80.32%	8.97%	-6.50%	-
Net Change in Loans Held-for-Investment	-6.74	5.63	-3.32	1.81	12.35
Net Change in Securities and Investments	1.04	0.15	-3.24	-37.34	-15.16
Capital Expenditures	-0	-0.07	-0.31	-0.13	-0.21
Other Investing Activities	-	-	-	-0.64	-
Investing Cash Flow	-5.71	5.7	-6.88	-36.29	-3.03
Net Change in Deposits	3.33	7.47	-23.7	3.38	7.17
Issuance of Common Stock	-	-	-	26.48	-
Repurchase of Common Stock	-0.5	-0.08	-	-2.56	-
Net Common Stock Issued (Repurchased)	-0.5	-0.08	-	23.93	-
Other Financing Activities	0.11	6.6	3.72	-0.94	-2.84
Financing Cash Flow	2.95	13.99	-19.98	25.39	4.33
Net Cash Flow	-2.29	20.1	-24.81	-9.01	3.31
Beginning Cash & Cash Equivalents	26.96	6.86	31.67	40.68	37.36
Ending Cash & Cash Equivalents	24.67	26.96	6.86	31.67	40.68
Free Cash Flow	0.46	0.33	1.74	1.75	1.8
Free Cash Flow Growth	38.44%	-80.85%	-0.85%	-2.66%	-
FCF Margin	6.06%	4.33%	18.47%	19.77%	22.56%
Free Cash Flow Per Share	0.07	0.05	0.28	0.30	-
Levered Free Cash Flow	-0.1	0.17	1.27	0.45	1.42
Unlevered Free Cash Flow	0.17	0.13	-0.18	0.01	0.03

Updated Sep 18, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q