City Holding Company (CHCO)

City Holding Company Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	246.61	241.52	212.69	146.54	136.68	150.5
Interest Income on Investments	67.94	64.91	58.57	43.15	28.79	27.76
Total Interest Income	314.55	306.43	271.26	189.69	165.47	178.26
Interest Paid on Deposits	67.88	64.53	37.29	7.44	9.41	22.52
Interest Paid on Borrowings	20.75	21.66	14.74	2.21	0.49	1.09
Total Interest Expense	88.63	86.19	52.02	9.66	9.89	23.62
Net Interest Income	225.92	220.24	219.24	180.03	155.57	154.64
Net Interest Income Growth (YoY)	3.00%	0.45%	21.78%	15.72%	0.60%	-4.16%
Trust Income	11.79	11.26	9.56	8.8	8.42	7.74
Gain (Loss) on Sale of Investments	-2.98	-2.65	-4.48	-1.58	0.82	17.04
Other Non-Interest Income	65.64	64.73	65.54	64.86	60.41	57.91
Total Non-Interest Income	74.45	73.33	70.63	72.08	69.64	82.68
Non-Interest Income Growth (YoY)	8.67%	3.83%	-2.01%	3.50%	-15.77%	20.72%
Revenues Before Loan Losses	300.37	293.57	289.87	252.11	225.21	237.32
Provision for Loan Losses	-0.5	1.82	3.24	0.47	-3.17	10.72
Revenue	300.87	291.75	286.63	251.64	228.38	226.6
Revenue Growth (YoY)	4.61%	1.79%	13.91%	10.18%	0.78%	-1.95%
Salaries and Employee Benefits	73.67	71.86	68.87	62.58	57.83	58.12
Federal Deposit Insurance	3	2.89	2.92	1.67	1.58	0.88
Selling, General & Administrative	41.02	40.13	37.78	37.31	36.69	34.83
Other Non-Interest Expense	33.28	32.11	28.77	22.41	21.14	21.22
Total Non-Interest Expense	151.2	147.24	138.37	124.03	117.19	115.29
EBT Excluding Unusual Items	149.68	144.52	148.26	127.6	111.19	111.31
Pretax Income	149.68	144.52	143.11	127.33	111.19	111.31
Income Tax Expense	27.48	27.42	28.74	25.26	23.11	21.72
Net Income	122.19	117.1	114.37	102.07	88.08	89.6
Preferred Dividends & Other Adjustments	1.09	1.07	1.04	0.96	0.84	0.89
Net Income to Common	121.1	116.03	113.33	101.11	87.24	88.71
Net Income Growth	5.40%	2.39%	12.04%	15.88%	-1.69%	0.27%
Basic Shares Outstanding	15	15	15	15	15	16
Diluted Shares Outstanding	15	15	15	15	15	16
Shares Change (YoY)	-1.34%	-1.30%	0.12%	-3.47%	-3.68%	-2.07%
EPS (Basic)	8.30	7.91	7.62	6.81	5.67	5.55
EPS (Diluted)	8.30	7.89	7.61	6.80	5.66	5.55
EPS Growth	6.95%	3.68%	11.91%	20.14%	1.98%	2.40%
Dividend Per Share	3.160	3.010	2.730	2.500	2.340	2.290
Dividend Growth	10.49%	10.26%	9.20%	6.84%	2.18%	4.09%
Effective Tax Rate	18.36%	18.97%	20.08%	19.84%	20.79%	19.51%

Updated Jul 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q