City Holding Company (CHCO)

City Holding Company Statistics

Total Valuation

CHCO has a market cap or net worth of $1.82 billion. The enterprise value is $2.15 billion.

Market Cap	1.82B
Enterprise Value	2.15B

Important Dates

The last earnings date was Wednesday, January 21, 2026, before market open.

Earnings Date	Jan 21, 2026
Ex-Dividend Date	Jan 15, 2026

Share Statistics

CHCO has 14.35 million shares outstanding. The number of shares has decreased by -1.46% in one year.

Current Share Class	14.35M
Shares Outstanding	14.35M
Shares Change (YoY)	-1.46%
Shares Change (QoQ)	-0.67%
Owned by Insiders (%)	1.89%
Owned by Institutions (%)	73.61%
Float	14.13M

Valuation Ratios

The trailing PE ratio is 14.19 and the forward PE ratio is 14.25.

PE Ratio	14.19
Forward PE	14.25
PS Ratio	5.70
Forward PS	5.53
PB Ratio	2.20
P/TBV Ratio	2.80
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	16.62
EV / Sales	6.81
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.94%.

Return on Equity (ROE)	16.94%
Return on Assets (ROA)	1.98%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$335,354
Profits Per Employee	$137,437
Employee Count	941
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CHCO has paid $30.98 million in taxes.

Income Tax	30.98M
Effective Tax Rate	19.19%

Stock Price Statistics

The stock price has increased by +5.53% in the last 52 weeks. The beta is 0.52, so CHCO's price volatility has been lower than the market average.

Beta (5Y)	0.52
52-Week Price Change	+5.53%
50-Day Moving Average	122.49
200-Day Moving Average	121.72
Relative Strength Index (RSI)	62.36
Average Volume (20 Days)	84,695

Short Selling Information

The latest short interest is 852,501, so 5.94% of the outstanding shares have been sold short.

Short Interest	852,501
Short Previous Month	988,007
Short % of Shares Out	5.94%
Short % of Float	6.03%
Short Ratio (days to cover)	8.46

Income Statement

In the last 12 months, CHCO had revenue of $315.57 million and earned $129.33 million in profits. Earnings per share was $8.93.

Revenue	315.57M
Gross Profit	315.57M
Operating Income	164.77M
Pretax Income	161.47M
Net Income	129.33M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$8.93

Balance Sheet

The company has $191.92 million in cash and $517.67 million in debt, with a net cash position of -$325.76 million or -$22.69 per share.

Cash & Cash Equivalents	191.92M
Total Debt	517.67M
Net Cash	-325.76M
Net Cash Per Share	-$22.69
Equity (Book Value)	809.68M
Book Value Per Share	56.41
Working Capital	-5.46B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	52.21%
Pretax Margin	51.17%
Profit Margin	41.35%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $3.48, which amounts to a dividend yield of 2.75%.

Dividend Per Share	$3.48
Dividend Yield	2.75%
Dividend Growth (YoY)	10.30%
Years of Dividend Growth	14
Payout Ratio	37.18%
Buyback Yield	1.46%
Shareholder Yield	4.23%
Earnings Yield	7.09%
FCF Yield	n/a

Analyst Forecast

The average price target for CHCO is $128.33, which is 1.25% higher than the current price. The consensus rating is "Hold".

Price Target	$128.33
Price Target Difference	1.25%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 30, 1996. It was a forward split with a ratio of 1.1:1.

Last Split Date	Oct 30, 1996
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2