City Holding Company (CHCO)

City Holding Company Statistics

Total Valuation

CHCO has a market cap or net worth of $1.72 billion. The enterprise value is $2.02 billion.

Market Cap	1.72B
Enterprise Value	2.02B

Important Dates

The last earnings date was Wednesday, October 22, 2025, before market open.

Earnings Date	Oct 22, 2025
Ex-Dividend Date	Oct 15, 2025

Share Statistics

CHCO has 14.49 million shares outstanding. The number of shares has decreased by -1.18% in one year.

Current Share Class	14.49M
Shares Outstanding	14.49M
Shares Change (YoY)	-1.18%
Shares Change (QoQ)	-0.06%
Owned by Insiders (%)	1.91%
Owned by Institutions (%)	74.90%
Float	14.21M

Valuation Ratios

The trailing PE ratio is 13.70 and the forward PE ratio is 13.52.

PE Ratio	13.70
Forward PE	13.52
PS Ratio	5.62
Forward PS	5.27
PB Ratio	2.16
P/TBV Ratio	2.69
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	15.95
EV / Sales	6.55
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.57%.

Return on Equity (ROE)	16.57%
Return on Assets (ROA)	1.95%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$327,184
Profits Per Employee	$134,390
Employee Count	941
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CHCO has paid $28.84 million in taxes.

Income Tax	28.84M
Effective Tax Rate	18.44%

Stock Price Statistics

The stock price has increased by +1.70% in the last 52 weeks. The beta is 0.53, so CHCO's price volatility has been lower than the market average.

Beta (5Y)	0.53
52-Week Price Change	+1.70%
50-Day Moving Average	123.61
200-Day Moving Average	120.53
Relative Strength Index (RSI)	43.71
Average Volume (20 Days)	75,568

Short Selling Information

The latest short interest is 988,529, so 6.82% of the outstanding shares have been sold short.

Short Interest	988,529
Short Previous Month	990,059
Short % of Shares Out	6.82%
Short % of Float	6.95%
Short Ratio (days to cover)	11.93

Income Statement

In the last 12 months, CHCO had revenue of $307.88 million and earned $126.46 million in profits. Earnings per share was $8.68.

Revenue	307.88M
Gross Profit	307.88M
Operating Income	159.68M
Pretax Income	156.41M
Net Income	126.46M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$8.68

Balance Sheet

The company has $225.59 million in cash and $519.01 million in debt, giving a net cash position of -$293.42 million or -$20.24 per share.

Cash & Cash Equivalents	225.59M
Total Debt	519.01M
Net Cash	-293.42M
Net Cash Per Share	-$20.24
Equity (Book Value)	798.94M
Book Value Per Share	55.12
Working Capital	-5.38B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	51.86%
Pretax Margin	50.80%
Profit Margin	41.44%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $3.48, which amounts to a dividend yield of 2.93%.

Dividend Per Share	$3.48
Dividend Yield	2.93%
Dividend Growth (YoY)	10.39%
Years of Dividend Growth	13
Payout Ratio	37.34%
Buyback Yield	1.18%
Shareholder Yield	4.11%
Earnings Yield	7.34%
FCF Yield	n/a

Analyst Forecast

The average price target for CHCO is $132.33, which is 11.28% higher than the current price. The consensus rating is "Hold".

Price Target	$132.33
Price Target Difference	11.28%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 30, 1996. It was a forward split with a ratio of 1.1:1.

Last Split Date	Oct 30, 1996
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2