City Holding Company (CHCO)

City Holding Company Statistics

Total Valuation

CHCO has a market cap or net worth of $1.90 billion. The enterprise value is $2.20 billion.

Market Cap	1.90B
Enterprise Value	2.20B

Important Dates

The last earnings date was Tuesday, July 22, 2025, before market open.

Earnings Date	Jul 22, 2025
Ex-Dividend Date	Jul 15, 2025

Share Statistics

CHCO has 14.50 million shares outstanding. The number of shares has decreased by -1.34% in one year.

Current Share Class	14.50M
Shares Outstanding	14.50M
Shares Change (YoY)	-1.34%
Shares Change (QoQ)	-1.09%
Owned by Insiders (%)	1.92%
Owned by Institutions (%)	75.92%
Float	14.21M

Valuation Ratios

The trailing PE ratio is 15.79 and the forward PE ratio is 15.49.

PE Ratio	15.79
Forward PE	15.49
PS Ratio	6.30
Forward PS	5.93
PB Ratio	2.47
P/TBV Ratio	3.11
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	18.18
EV / Sales	7.32
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.84%.

Return on Equity (ROE)	16.84%
Return on Assets (ROA)	1.89%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$319,736
Profits Per Employee	$128,694
Employee Count	941
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CHCO has paid $27.48 million in taxes.

Income Tax	27.48M
Effective Tax Rate	18.36%

Stock Price Statistics

The stock price has increased by +8.69% in the last 52 weeks. The beta is 0.54, so CHCO's price volatility has been lower than the market average.

Beta (5Y)	0.54
52-Week Price Change	+8.69%
50-Day Moving Average	121.78
200-Day Moving Average	120.39
Relative Strength Index (RSI)	60.98
Average Volume (20 Days)	176,352

Short Selling Information

The latest short interest is 1.03 million, so 7.08% of the outstanding shares have been sold short.

Short Interest	1.03M
Short Previous Month	1.02M
Short % of Shares Out	7.08%
Short % of Float	7.22%
Short Ratio (days to cover)	11.54

Income Statement

In the last 12 months, CHCO had revenue of $300.87 million and earned $121.10 million in profits. Earnings per share was $8.30.

Revenue	300.87M
Gross Profit	300.87M
Operating Income	152.91M
Pretax Income	144.81M
Net Income	121.10M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$8.30

Balance Sheet

The company has $172.12 million in cash and $489.83 million in debt, giving a net cash position of -$317.71 million or -$21.92 per share.

Cash & Cash Equivalents	172.12M
Total Debt	489.83M
Net Cash	-317.71M
Net Cash Per Share	-$21.92
Equity (Book Value)	764.22M
Book Value Per Share	52.72
Working Capital	-5.39B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	50.82%
Pretax Margin	49.75%
Profit Margin	40.61%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $3.16, which amounts to a dividend yield of 2.41%.

Dividend Per Share	$3.16
Dividend Yield	2.41%
Dividend Growth (YoY)	10.49%
Years of Dividend Growth	13
Payout Ratio	38.08%
Buyback Yield	1.34%
Shareholder Yield	3.76%
Earnings Yield	6.43%
FCF Yield	n/a

Analyst Forecast

The average price target for CHCO is $132.33, which is 1.01% higher than the current price. The consensus rating is "Hold".

Price Target	$132.33
Price Target Difference	1.01%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 30, 1996. It was a forward split with a ratio of 1.1:1.

Last Split Date	Oct 30, 1996
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2