Heartland Financial USA Statistics
Total Valuation
CHEF has a market cap or net worth of $2.75 billion. The enterprise value is $3.58 billion.
| Market Cap | 2.75B |
| Enterprise Value | 3.58B |
Important Dates
The last earnings date was Wednesday, July 30, 2025, before market open.
| Earnings Date | Jul 30, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
CHEF has 40.76 million shares outstanding. The number of shares has decreased by -7.04% in one year.
| Current Share Class | 40.76M |
| Shares Outstanding | 40.76M |
| Shares Change (YoY) | -7.04% |
| Shares Change (QoQ) | -0.13% |
| Owned by Insiders (%) | 10.96% |
| Owned by Institutions (%) | 94.75% |
| Float | 36.21M |
Valuation Ratios
The trailing PE ratio is 41.60 and the forward PE ratio is 35.48.
| PE Ratio | 41.60 |
| Forward PE | 35.48 |
| PS Ratio | 0.65 |
| Forward PS | 0.65 |
| PB Ratio | 4.92 |
| P/TBV Ratio | 52.02 |
| P/FCF Ratio | 23.25 |
| P/OCF Ratio | 17.52 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 17.33, with an EV/FCF ratio of 30.30.
| EV / Earnings | 51.49 |
| EV / Sales | 0.91 |
| EV / EBITDA | 17.33 |
| EV / EBIT | 25.43 |
| EV / FCF | 30.30 |
Financial Position
The company has a current ratio of 2.01, with a Debt / Equity ratio of 1.67.
| Current Ratio | 2.01 |
| Quick Ratio | 1.02 |
| Debt / Equity | 1.67 |
| Debt / EBITDA | 2.97 |
| Debt / FCF | 7.87 |
| Interest Coverage | 3.15 |
Financial Efficiency
Return on equity (ROE) is 13.64% and return on invested capital (ROIC) is 6.15%.
| Return on Equity (ROE) | 13.64% |
| Return on Assets (ROA) | 4.86% |
| Return on Invested Capital (ROIC) | 6.15% |
| Return on Capital Employed (ROCE) | 9.60% |
| Revenue Per Employee | $785,578 |
| Profits Per Employee | $13,830 |
| Employee Count | 5,029 |
| Asset Turnover | 2.18 |
| Inventory Turnover | 8.83 |
Taxes
In the past 12 months, CHEF has paid $27.03 million in taxes.
| Income Tax | 27.03M |
| Effective Tax Rate | 27.98% |
Stock Price Statistics
The stock price has increased by +62.11% in the last 52 weeks. The beta is 1.83, so CHEF's price volatility has been higher than the market average.
| Beta (5Y) | 1.83 |
| 52-Week Price Change | +62.11% |
| 50-Day Moving Average | 63.62 |
| 200-Day Moving Average | 54.69 |
| Relative Strength Index (RSI) | 58.57 |
| Average Volume (20 Days) | 560,974 |
Short Selling Information
The latest short interest is 4.21 million, so 10.33% of the outstanding shares have been sold short.
| Short Interest | 4.21M |
| Short Previous Month | 3.99M |
| Short % of Shares Out | 10.33% |
| Short % of Float | 11.63% |
| Short Ratio (days to cover) | 7.72 |
Income Statement
In the last 12 months, CHEF had revenue of $3.95 billion and earned $69.55 million in profits. Earnings per share was $1.62.
| Revenue | 3.95B |
| Gross Profit | 956.04M |
| Operating Income | 140.81M |
| Pretax Income | 65.18M |
| Net Income | 69.55M |
| EBITDA | 206.62M |
| EBIT | 140.81M |
| Earnings Per Share (EPS) | $1.62 |
Balance Sheet
The company has $96.87 million in cash and $930.04 million in debt, giving a net cash position of -$833.18 million or -$20.44 per share.
| Cash & Cash Equivalents | 96.87M |
| Total Debt | 930.04M |
| Net Cash | -833.18M |
| Net Cash Per Share | -$20.44 |
| Equity (Book Value) | 557.72M |
| Book Value Per Share | 14.34 |
| Working Capital | 443.58M |
Cash Flow
In the last 12 months, operating cash flow was $156.90 million and capital expenditures -$38.71 million, giving a free cash flow of $118.20 million.
| Operating Cash Flow | 156.90M |
| Capital Expenditures | -38.71M |
| Free Cash Flow | 118.20M |
| FCF Per Share | $2.90 |
Margins
Gross margin is 24.20%, with operating and profit margins of 3.56% and 1.76%.
| Gross Margin | 24.20% |
| Operating Margin | 3.56% |
| Pretax Margin | 2.44% |
| Profit Margin | 1.76% |
| EBITDA Margin | 5.23% |
| EBIT Margin | 3.56% |
| FCF Margin | 2.99% |
Dividends & Yields
CHEF does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 7.04% |
| Shareholder Yield | 7.04% |
| Earnings Yield | 2.53% |
| FCF Yield | 4.30% |
Analyst Forecast
The average price target for CHEF is $69.33, which is 2.83% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $69.33 |
| Price Target Difference | 2.83% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (5Y) | 8.31% |
| EPS Growth Forecast (5Y) | 21.27% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
CHEF has an Altman Z-Score of 3.6 and a Piotroski F-Score of 7.
| Altman Z-Score | 3.6 |
| Piotroski F-Score | 7 |