Net Income | 698 | 881 | 1,151 | 1,168 | 497 | |
Depreciation & Amortization | 68 | 61 | 67 | 66 | 108 | |
Other Amortization | 28 | 26 | 25 | 33 | - | |
Gain (Loss) on Sale of Assets | -17 | -36 | -2 | - | -1 | |
Gain (Loss) on Sale of Investments | 26 | 19 | 30 | 36 | 15 | |
Provision for Credit Losses | 49 | 89 | 60 | -384 | 537 | |
Accrued Interest Receivable | 83 | -65 | -152 | 13 | 25 | |
Change in Other Net Operating Assets | -340 | 343 | -483 | -337 | -140 | |
Other Operating Activities | -48 | -119 | -118 | -2 | -137 | |
Operating Cash Flow | 601 | 1,251 | 638 | 634 | 928 | |
Operating Cash Flow Growth | -51.96% | 96.08% | 0.63% | -31.68% | -14.86% | |
Capital Expenditures | -153 | -153 | -82 | -70 | -79 | |
Investment in Securities | 1,697 | 2,485 | -4,959 | -2,400 | -2,454 | |
Net Decrease (Increase) in Loans Originated / Sold - Investing | 1,514 | 1,265 | -4,824 | 4,067 | -2,136 | |
Other Investing Activities | 203 | -103 | -87 | 126 | 67 | |
Investing Cash Flow | 3,261 | 3,494 | -9,952 | 1,723 | -4,602 | |
Short-Term Debt Issued | - | 354 | 3,211 | - | - | |
Long-Term Debt Issued | 1,000 | 4,000 | 500 | - | - | |
Total Debt Issued | 1,000 | 4,354 | 3,711 | - | - | |
Short-Term Debt Repaid | -3,565 | - | - | - | -71 | |
Long-Term Debt Repaid | -500 | -850 | - | -2,800 | -1,675 | |
Total Debt Repaid | -4,065 | -850 | - | -2,800 | -1,746 | |
Net Debt Issued (Repaid) | -3,065 | 3,504 | 3,711 | -2,800 | -1,746 | |
Issuance of Common Stock | 22 | 18 | 28 | 34 | 4 | |
Repurchase of Common Stock | -114 | -17 | -43 | -729 | -199 | |
Preferred Stock Issued | - | - | - | - | 394 | |
Common Dividends Paid | -377 | -371 | -353 | -369 | -375 | |
Preferred Dividends Paid | -23 | -23 | -23 | -23 | -8 | |
Total Dividends Paid | -400 | -394 | -376 | -392 | -383 | |
Net Increase (Decrease) in Deposit Accounts | -3,003 | -4,634 | -10,401 | 8,438 | 15,554 | |
Other Financing Activities | - | -2 | -2 | 4 | -1 | |
Financing Cash Flow | -6,560 | -1,525 | -7,083 | 4,555 | 13,623 | |
Net Cash Flow | -2,698 | 3,220 | -16,397 | 6,912 | 9,949 | |
Free Cash Flow | 448 | 1,098 | 556 | 564 | 849 | |
Free Cash Flow Growth | -59.20% | 97.48% | -1.42% | -33.57% | -15.44% | |
Free Cash Flow Margin | 14.02% | 31.34% | 16.00% | 16.83% | 35.75% | |
Free Cash Flow Per Share | 3.34 | 8.26 | 4.18 | 4.12 | 6.06 | |
Cash Interest Paid | 1,892 | 1,449 | 130 | 57 | 203 | |
Cash Income Tax Paid | 101 | 317 | 277 | 157 | 141 | |