Community Bancorp (CMTV)

Community Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	52.79	49.62	41.82	32.56	33.07	31.61
Interest Income on Investments	5.53	5.38	5.08	4.56	1.72	1.45
Total Interest Income	58.32	55	46.9	37.11	34.79	33.06
Interest Paid on Deposits	15.83	14.12	9.34	3.2	2.57	4.1
Interest Paid on Borrowings	4.98	6.25	3.35	0.83	0.55	0.75
Total Interest Expense	20.81	20.37	12.69	4.03	3.12	4.85
Net Interest Income	37.51	34.63	34.21	33.08	31.67	28.22
Net Interest Income Growth (YoY)	10.71%	1.23%	3.40%	4.47%	12.24%	10.15%
Gain (Loss) on Sale of Investments	-	-	0.04	-	-	0.04
Gain (Loss) on Sale of Equity Investments	1.4	1.22	1.03	0.58	0.95	0.68
Other Non-Interest Income	5.66	5.59	5.64	5.45	4.83	4.58
Total Non-Interest Income	7.41	7.18	7.18	6.64	6.73	6.77
Non-Interest Income Growth (YoY)	6.14%	0.10%	8.01%	-1.35%	-0.56%	13.89%
Revenues Before Loan Losses	44.92	41.81	41.38	39.73	38.4	34.99
Provision for Loan Losses	1.22	1.13	1.48	0.98	0.62	1.59
Revenue	43.7	40.68	39.9	38.75	37.78	33.4
Revenue Growth (YoY)	11.19%	1.95%	2.98%	2.57%	13.12%	9.52%
Salaries and Employee Benefits	13.42	13.23	12.23	11.09	11.15	10.68
Occupancy Expenses	2.67	2.51	2.59	2.58	2.58	2.4
Selling, General & Administrative	0.7	0.7	0.7	0.72	0.7	0.7
Other Non-Interest Expense	9.29	9.03	8.06	7.48	7.23	6.61
Total Non-Interest Expense	26.08	25.48	23.58	21.87	21.66	20.39
EBT Excluding Unusual Items	17.62	15.2	16.33	16.88	16.12	13.01
Pretax Income	17.62	15.2	16.33	16.88	16.12	13.01
Income Tax Expense	2.82	2.44	2.9	3.14	2.98	2.25
Net Income	14.8	12.76	13.43	13.74	13.14	10.76
Preferred Dividends & Other Adjustments	0.12	0.13	0.12	0.07	0.05	0.05
Net Income to Common	14.68	12.64	13.31	13.67	13.09	10.7
Net Income Growth	18.88%	-4.97%	-2.24%	4.58%	22.12%	21.92%
Basic Shares Outstanding	6	6	5	5	5	5
Diluted Shares Outstanding	6	6	5	5	5	5
Shares Change (YoY)	1.47%	1.49%	1.25%	1.08%	1.35%	1.34%
EPS (Basic)	2.63	2.28	2.43	2.53	2.45	2.03
EPS (Diluted)	2.63	2.28	2.43	2.53	2.45	2.03
EPS Growth	17.42%	-6.44%	-3.85%	3.34%	20.66%	20.89%
Dividend Per Share	0.960	0.940	0.920	0.920	0.880	0.760
Dividend Growth	4.35%	2.17%	-	4.54%	15.79%	-
Effective Tax Rate	16.02%	16.04%	17.73%	18.58%	18.50%	17.28%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.