Presurance Holdings, Inc. (PRHI)

Presurance Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	5.04	5.76	5.45	3.04	1.97
Net Interest Income Growth	-12.60%	5.80%	79.00%	54.62%	-37.64%
Non-Interest Income	38.27	61.51	85.08	101.85	114
Non-Interest Income Growth	-37.79%	-27.70%	-16.47%	-10.66%	13.62%
Revenues Before Loan Losses	43.3	67.27	90.52	104.89	115.96
Revenue	43.3	67.27	90.52	104.89	115.96
Revenue Growth (YoY)	-35.63%	-25.69%	-13.70%	-9.55%	12.05%
Other Non-Interest Expenses	61.6	103.35	118.15	125.38	117.67
Total Non-Interest Expense	61.6	103.35	118.15	125.38	117.67
Pretax Income	-18.3	-36.08	-27.63	-20.49	-1.71
Provision for Income Taxes	0.14	-1.84	-0.35	-9.44	0.21
Net Income	-18.44	23.53	-25.92	-10.68	0.82
Net Income Attributable to Preferred Dividends	-	0.82	0.02	-	-
Earnings From Discontinued Operations	-	58.59	1.38	-	-
Net Income to Common	-18.44	23.53	-25.92	-10.68	0.82
Net Income Growth	-	-	-	-	-1.79%
Shares Outstanding (Basic)	12	12	12	11	10
Shares Outstanding (Diluted)	12	12	12	11	10
Shares Change (YoY)	-	0.02%	14.29%	10.32%	0.69%
EPS (Basic)	-1.51	1.93	-2.12	-1.00	-0.11
EPS (Diluted)	-1.51	1.93	-2.12	-1.00	-0.11
Shares Outstanding	12.22	12.22	12.22	12.22	9.71
Free Cash Flow	-43.88	-29.48	-19.19	-40.47	5.36
Free Cash Flow Growth	-	-	-	-	79.58%
Free Cash Flow Per Share	-3.59	-2.41	-1.57	-3.79	0.55
Profit Margin	-85.16%	-14.71%	-58.75%	0.35%	0.71%
FCF Margin	-101.33%	-43.83%	-21.20%	-38.59%	4.62%
EBITDA	0.26	1.67	0.55	0.42	0.42
EBITDA Margin	0.59%	2.48%	0.60%	0.40%	0.36%
Effective Tax Rate	-0.77%	5.10%	1.28%	46.08%	-12.16%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.