Premiums & Annuity Revenue | 62.98 | 83.94 | 96.71 | 98.8 | 89.1 | 89.09 | |
Total Interest & Dividend Income | 5.9 | 5.53 | 3.04 | 1.97 | 3.16 | 4.03 | |
Gain (Loss) on Sale of Investments | -0.31 | 0.59 | -1.1 | 0.86 | 8.35 | 0.77 | |
Other Revenue | 6.25 | 6.37 | 6.24 | 2.68 | 2.62 | 2.11 | |
Total Revenue | 74.82 | 96.42 | 104.89 | 104.31 | 103.23 | 96 | |
Revenue Growth (YoY) | -27.12% | -8.07% | 0.56% | 1.05% | 7.53% | -2.94% | |
Policy Benefits | 69.42 | 82.41 | 81.44 | 69.86 | 56.23 | 59.74 | |
Policy Acquisition & Underwriting Costs | 17.29 | 20.89 | 22.18 | 28.45 | 26.11 | 24.91 | |
Selling, General & Administrative | 13.79 | 17.89 | 18.79 | 16.51 | 18.47 | 17.58 | |
Total Operating Expenses | 100.5 | 121.2 | 122.41 | 114.82 | 100.8 | 102.24 | |
Operating Income | -25.68 | -24.77 | -17.52 | -10.51 | 2.43 | -6.24 | |
Interest Expense | -4.87 | -3.21 | -2.97 | -2.85 | -2.93 | -2.88 | |
Earnings From Equity Investments | -0.25 | -0.25 | 0.37 | 0.82 | 0.84 | 0.39 | |
EBT Excluding Unusual Items | -30.8 | -28.23 | -20.12 | -12.54 | 0.34 | -8.74 | |
Gain (Loss) on Sale of Assets | 2.34 | 2.34 | - | 8.91 | - | - | |
Other Unusual Items | - | - | - | 2.75 | 0.26 | - | |
Pretax Income | -28.47 | -25.9 | -20.12 | -0.89 | 0.6 | -8.74 | |
Income Tax Expense | -1.38 | 0.01 | -9.44 | 0.21 | 0.01 | -0.91 | |
Earnings From Continuing Ops. | -27.09 | -25.9 | -10.68 | -1.09 | 0.6 | -7.82 | |
Net Income | 30.27 | -25.9 | -10.68 | -1.09 | 0.6 | -7.82 | |
Preferred Dividends & Other Adjustments | 0.84 | 0.02 | - | - | - | - | |
Net Income to Common | 29.43 | -25.92 | -10.68 | -1.09 | 0.6 | -7.82 | |
Shares Outstanding (Basic) | 12 | 12 | 11 | 10 | 10 | 9 | |
Shares Outstanding (Diluted) | 12 | 12 | 11 | 10 | 10 | 9 | |
Shares Change (YoY) | 0.00% | 14.29% | 10.32% | 0.69% | 8.39% | 3.94% | |
EPS (Basic) | 2.41 | -2.12 | -1.00 | -0.11 | 0.06 | -0.88 | |
EPS (Diluted) | 2.40 | -2.12 | -1.00 | -0.11 | 0.06 | -0.88 | |
Free Cash Flow | -25.34 | -13.39 | -40.47 | 4.28 | 2.9 | 15.3 | |
Free Cash Flow Per Share | -2.07 | -1.10 | -3.79 | 0.44 | 0.30 | 1.72 | |
Operating Margin | -34.33% | -25.69% | -16.70% | -10.08% | 2.35% | -6.50% | |
Profit Margin | 39.34% | -26.88% | -10.18% | -1.05% | 0.58% | -8.15% | |
Free Cash Flow Margin | -33.87% | -13.89% | -38.59% | 4.11% | 2.81% | 15.94% | |
EBITDA | -24.32 | -24.23 | -17.1 | -10.09 | 2.86 | -5.79 | |
EBITDA Margin | -32.50% | -25.13% | -16.30% | -9.67% | 2.77% | -6.03% | |
D&A For EBITDA | 1.37 | 0.55 | 0.42 | 0.42 | 0.44 | 0.45 | |
EBIT | -25.68 | -24.77 | -17.52 | -10.51 | 2.43 | -6.24 | |
EBIT Margin | -34.33% | -25.69% | -16.70% | -10.08% | 2.35% | -6.50% | |
Effective Tax Rate | - | - | - | - | 1.00% | - | |
Revenue as Reported | 77.15 | 98.76 | 104.89 | 115.96 | 103.49 | 96 | |