Community West Bancshares (CWBC)

Community West Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	153.63	130.17	69.8	55.91	54.08	52.07
Interest Income on Investments	28.3	30.22	32.62	27.08	19.78	13.95
Total Interest Income	181.93	160.39	102.42	82.99	73.86	66.02
Interest Paid on Deposits	44.31	40.67	15.53	1.2	1.04	1.47
Interest Paid on Borrowings	9.9	9.36	4.46	2.23	0.27	0.13
Total Interest Expense	54.2	50.02	19.99	3.42	1.3	1.6
Net Interest Income	127.72	110.37	82.43	79.57	72.55	64.42
Net Interest Income Growth (YoY)	43.88%	33.89%	3.60%	9.66%	12.62%	1.02%
Gain (Loss) on Sale of Assets	0.01	0.01	0.4	0.02	0.01	-
Gain (Loss) on Sale of Investments	-1.87	-4.2	-0.91	-1.73	0.5	4.25
Other Non-Interest Income	10.24	10.64	7.53	6.77	8.5	8.38
Total Non-Interest Income	8.38	6.45	7.02	5.05	9.01	12.63
Non-Interest Income Growth (YoY)	21.70%	-8.19%	38.90%	-43.88%	-28.70%	-5.07%
Revenues Before Loan Losses	136.11	116.81	89.45	84.62	81.56	77.05
Provision for Loan Losses	3.28	11.11	0.31	1	-4.44	3.28
Revenue	132.83	105.7	89.14	83.63	85.99	73.78
Revenue Growth (YoY)	55.84%	18.58%	6.59%	-2.76%	16.56%	-2.99%
Salaries and Employee Benefits	50.85	47.94	30.91	28.46	28.53	28.13
Occupancy Expenses	8.05	6.39	3	2.64	2.44	4.63
Federal Deposit Insurance	1.87	1.84	1.31	0.85	0.83	0.49
Amortization of Goodwill & Intangibles	1	0.75	0.07	0.45	0.66	0.7
Selling, General & Administrative	20.53	18.89	13.69	11.7	11.4	8.58
Other Non-Interest Expense	10.37	9.28	5.13	4.38	4.12	5.16
Total Non-Interest Expense	92.68	85.09	54.11	48.48	47.98	47.68
EBT Excluding Unusual Items	40.15	20.61	35.03	35.14	38.02	26.09
Pretax Income	36.2	11	33.84	35.14	38.02	27.26
Income Tax Expense	9.79	3.33	8.3	8.5	9.62	6.91
Net Income	26.41	7.67	25.54	26.65	28.4	20.35
Net Income to Common	26.41	7.67	25.54	26.65	28.4	20.35
Net Income Growth	173.06%	-69.98%	-4.16%	-6.18%	39.58%	-5.11%
Basic Shares Outstanding	19	17	12	12	12	13
Diluted Shares Outstanding	19	17	12	12	12	13
Shares Change (YoY)	40.10%	46.17%	0.12%	-4.42%	-2.34%	-6.94%
EPS (Basic)	1.40	0.45	2.18	2.27	2.32	1.62
EPS (Diluted)	1.39	0.45	2.17	2.27	2.31	1.62
EPS Growth	95.72%	-79.34%	-4.28%	-1.74%	42.59%	1.89%
Dividend Per Share	0.480	0.480	0.480	0.480	0.470	0.440
Dividend Growth	-	-	-	2.13%	6.82%	2.33%
Effective Tax Rate	27.05%	30.30%	24.54%	24.18%	25.29%	25.36%

Updated Jul 17, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q