Community West Bancshares (CWBC)

Community West Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	136.18	110.37	82.43	79.57	72.55
Net Interest Income Growth	23.39%	33.89%	3.60%	9.66%	12.62%
Non-Interest Income	10.49	6.45	7.02	5.05	9.01
Non-Interest Income Growth	62.73%	-8.19%	38.90%	-43.88%	-34.73%
Revenues Before Loan Losses	146.67	116.81	89.45	84.62	81.56
Provision for Credit Losses	3.75	11.11	0.31	1	-4.44
Revenue	142.91	105.7	89.14	83.63	85.99
Revenue Growth (YoY)	35.21%	18.58%	6.59%	-2.76%	14.74%
Compensation Expenses	50.15	48.82	31.77	29.24	29.09
Selling, General & Admin	27.55	25.35	16.11	13.89	13.58
Other Non-Interest Expenses	12.69	20.54	7.42	5.36	5.31
Total Non-Interest Expense	90.39	94.7	55.3	48.48	47.98
Pretax Income	52.53	11	33.84	35.14	38.02
Provision for Income Taxes	14.36	3.33	8.3	8.5	9.62
Net Income	38.17	7.67	25.54	26.65	28.4
Net Income to Common	38.17	7.67	25.54	26.65	28.4
Net Income Growth	397.89%	-69.98%	-4.16%	-6.18%	39.58%
Shares Outstanding (Basic)	19	17	12	12	12
Shares Outstanding (Diluted)	19	17	12	12	12
Shares Change (YoY)	11.00%	46.17%	0.12%	-4.42%	-2.34%
EPS (Basic)	2.01	0.45	2.17	2.27	2.32
EPS (Diluted)	2.00	0.45	2.17	2.27	2.31
EPS Growth	344.44%	-79.26%	-4.41%	-1.73%	42.59%
Free Cash Flow	43.61	17.16	17.72	23.31	41.81
Free Cash Flow Growth	154.10%	-3.15%	-23.98%	-44.24%	169.75%
Free Cash Flow Per Share	2.29	1.00	1.51	1.99	3.40
Dividends Per Share	0.480	0.480	0.480	0.480	0.470
Dividend Growth	-	-	-	2.13%	6.82%
Profit Margin	26.71%	7.25%	28.65%	31.86%	33.03%
FCF Margin	30.52%	16.24%	19.88%	27.88%	48.62%
EBITDA	4.28	2.96	0.96	0.76	9
EBITDA Margin	3.00%	2.80%	1.08%	0.90%	10.46%
Effective Tax Rate	27.34%	30.30%	24.54%	24.18%	25.29%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q