Community West Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	159.89	130.17	69.8	55.91	54.08
Interest Income on Investments	25.82	30.22	32.62	27.08	19.78
Total Interest Income	185.71	160.39	102.42	82.99	73.86
Interest Paid on Deposits	42.63	40.67	15.53	1.2	1.04
Interest Paid on Borrowings	6.9	9.36	4.46	2.23	0.27
Total Interest Expense	49.53	50.02	19.99	3.42	1.3
Net Interest Income	136.18	110.37	82.43	79.57	72.55
Net Interest Income Growth (YoY)	23.39%	33.89%	3.60%	9.66%	12.62%
Gain (Loss) on Sale of Assets	-	0.01	0.4	0.02	0.01
Gain (Loss) on Sale of Investments	-0.04	-4.2	-0.91	-1.73	0.5
Other Non-Interest Income	10.53	10.64	7.53	6.77	8.5
Total Non-Interest Income	10.49	6.45	7.02	5.05	9.01
Non-Interest Income Growth (YoY)	62.73%	-8.19%	38.90%	-43.88%	-28.70%
Revenues Before Loan Losses	146.67	116.81	89.45	84.62	81.56
Provision for Loan Losses	3.75	11.11	0.31	1	-4.44
Revenue	142.91	105.7	89.14	83.63	85.99
Revenue Growth (YoY)	35.21%	18.58%	6.59%	-2.76%	16.56%
Salaries and Employee Benefits	49.84	47.94	30.91	28.46	28.53
Occupancy Expenses	11.43	6.39	3	2.64	2.44
Federal Deposit Insurance	-	1.84	1.31	0.85	0.83
Amortization of Goodwill & Intangibles	-	0.75	0.07	0.45	0.66
Selling, General & Administrative	0.93	18.89	13.69	11.7	11.4
Other Non-Interest Expense	27.39	9.28	5.13	4.38	4.12
Total Non-Interest Expense	89.59	85.09	54.11	48.48	47.98
EBT Excluding Unusual Items	53.33	20.61	35.03	35.14	38.02
Pretax Income	52.53	11	33.84	35.14	38.02
Income Tax Expense	14.36	3.33	8.3	8.5	9.62
Net Income	38.17	7.67	25.54	26.65	28.4
Net Income to Common	38.17	7.67	25.54	26.65	28.4
Net Income Growth	397.89%	-69.98%	-4.16%	-6.18%	39.58%
Basic Shares Outstanding	19	17	12	12	12
Diluted Shares Outstanding	19	17	12	12	12
Shares Change (YoY)	11.00%	46.17%	0.12%	-4.42%	-2.34%
EPS (Basic)	2.01	0.45	2.18	2.27	2.32
EPS (Diluted)	2.00	0.45	2.17	2.27	2.31
EPS Growth	345.53%	-79.34%	-4.28%	-1.74%	42.59%
Dividend Per Share	0.480	0.480	0.480	0.480	0.470
Dividend Growth	-	-	-	2.13%	6.82%
Effective Tax Rate	27.34%	30.30%	24.54%	24.18%	25.29%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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