Community West Bancshares (CWBC)

Community West Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	156.59	130.17	69.8	55.91	54.08	52.07
Interest Income on Investments	26.94	30.22	32.62	27.08	19.78	13.95
Total Interest Income	183.53	160.39	102.42	82.99	73.86	66.02
Interest Paid on Deposits	42.6	40.67	15.53	1.2	1.04	1.47
Interest Paid on Borrowings	8.48	9.36	4.46	2.23	0.27	0.13
Total Interest Expense	51.08	50.02	19.99	3.42	1.3	1.6
Net Interest Income	132.46	110.37	82.43	79.57	72.55	64.42
Net Interest Income Growth (YoY)	34.53%	33.89%	3.60%	9.66%	12.62%	1.02%
Gain (Loss) on Sale of Assets	0.01	0.01	0.4	0.02	0.01	-
Gain (Loss) on Sale of Investments	-0.04	-4.2	-0.91	-1.73	0.5	4.25
Other Non-Interest Income	10.08	10.64	7.53	6.77	8.5	8.38
Total Non-Interest Income	10.05	6.45	7.02	5.05	9.01	12.63
Non-Interest Income Growth (YoY)	56.72%	-8.19%	38.90%	-43.88%	-28.70%	-5.07%
Revenues Before Loan Losses	142.5	116.81	89.45	84.62	81.56	77.05
Provision for Loan Losses	4.46	11.11	0.31	1	-4.44	3.28
Revenue	138.04	105.7	89.14	83.63	85.99	73.78
Revenue Growth (YoY)	45.08%	18.58%	6.59%	-2.76%	16.56%	-2.99%
Salaries and Employee Benefits	49.61	47.94	30.91	28.46	28.53	28.13
Occupancy Expenses	8.29	6.39	3	2.64	2.44	4.63
Federal Deposit Insurance	1.93	1.84	1.31	0.85	0.83	0.49
Amortization of Goodwill & Intangibles	1	0.75	0.07	0.45	0.66	0.7
Selling, General & Administrative	19.51	18.89	13.69	11.7	11.4	8.58
Other Non-Interest Expense	10.03	9.28	5.13	4.38	4.12	5.16
Total Non-Interest Expense	90.38	85.09	54.11	48.48	47.98	47.68
EBT Excluding Unusual Items	47.66	20.61	35.03	35.14	38.02	26.09
Pretax Income	47.11	11	33.84	35.14	38.02	27.26
Income Tax Expense	13.22	3.33	8.3	8.5	9.62	6.91
Net Income	33.89	7.67	25.54	26.65	28.4	20.35
Net Income to Common	33.89	7.67	25.54	26.65	28.4	20.35
Net Income Growth	408.52%	-69.98%	-4.16%	-6.18%	39.58%	-5.11%
Basic Shares Outstanding	19	17	12	12	12	13
Diluted Shares Outstanding	19	17	12	12	12	13
Shares Change (YoY)	23.82%	46.17%	0.12%	-4.42%	-2.34%	-6.94%
EPS (Basic)	1.79	0.45	2.18	2.27	2.32	1.62
EPS (Diluted)	1.78	0.45	2.17	2.27	2.31	1.62
EPS Growth	309.32%	-79.34%	-4.28%	-1.74%	42.59%	1.89%
Dividend Per Share	0.480	0.480	0.480	0.480	0.470	0.440
Dividend Growth	-	-	-	2.13%	6.82%	2.33%
Effective Tax Rate	28.06%	30.30%	24.54%	24.18%	25.29%	25.36%

Updated Oct 16, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q