Community West Bancshares (CWBC)

Community West Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	38.17	7.67	25.54	26.65	28.4
Depreciation & Amortization	4.28	2.96	0.96	0.76	9
Provision for Credit Losses	3.75	11.11	0.31	1	-4.44
Stock-Based Compensation	1.16	0.88	0.86	0.78	0.56
Other Adjustments	-0.44	4.67	7.07	9.01	2.41
Changes in Accrued Interest and Accounts Receivable	4.92	0.98	-8.87	-7.36	-2.21
Changes in Accounts Payable	-5.72	-6.06	1.67	-7.15	9.12
Operating Cash Flow	46.12	22.2	27.53	23.67	42.86
Operating Cash Flow Growth	107.73%	-19.35%	16.28%	-44.76%	152.24%
Net Change in Loans Held-for-Investment	-196.74	-113.08	-34.97	-216	60.74
Net Change in Securities and Investments	38.42	125.85	67	19.85	-414.84
Payments for Business Acquisitions	-	58.52	-	-	-
Capital Expenditures	-2.51	-5.04	-9.81	-0.36	-1.05
Sale of Property, Plant & Equipment	0.12	0.02	3.26	0.02	0.01
Other Investing Activities	0.21	-1.8	-0.97	-0.57	-10
Investing Cash Flow	-160.51	64.47	24.52	-197.08	-365.14
Net Change in Deposits	183.39	22.55	-58.04	-23.15	400.09
Short-Term Debt Issued	1,467	972	3,528	2,453	-
Short-Term Debt Repaid	-1,529	-962	-3,423	-2,407	-
Net Short-Term Debt Issued (Repaid)	-62	10	105.5	46	-
Long-Term Debt Issued	-	-	-	30	34.3
Long-Term Debt Repaid	-0.51	-45	-71.5	-	-
Net Long-Term Debt Issued (Repaid)	-0.51	-45	-71.5	30	34.3
Issuance of Common Stock	1.4	0.71	0.21	0.71	0.46
Repurchase of Common Stock	-0.15	-0.04	-0	-6.81	-13.62
Net Common Stock Issued (Repurchased)	1.25	0.68	0.21	-6.11	-13.16
Common Dividends Paid	-9.16	-8.23	-5.66	-5.64	-5.76
Financing Cash Flow	112.97	-20.01	-29.49	41.11	415.47
Net Cash Flow	-1.41	66.67	22.56	-132.3	93.19
Free Cash Flow	43.61	17.16	17.72	23.31	41.81
Free Cash Flow Growth	154.10%	-3.15%	-23.98%	-44.24%	169.75%
FCF Margin	30.52%	16.24%	19.88%	27.88%	48.62%
Free Cash Flow Per Share	2.29	1.00	1.51	1.99	3.40
Levered Free Cash Flow	-23.37	-34.5	43.49	88.53	77.57
Unlevered Free Cash Flow	0.97	-7.16	-16.05	-14.12	14.87

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q