Community West Bancshares (CWBC)

Community West Bancshares Statistics

Total Valuation

CWBC has a market cap or net worth of $413.39 million.

Market Cap	413.39M
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, October 24, 2024, after market close.

Earnings Date	Oct 24, 2024
Ex-Dividend Date	Nov 8, 2024

Share Statistics

CWBC has 18.95 million shares outstanding. The number of shares has increased by 31.00% in one year.

Current Share Class	18.95M
Shares Outstanding	18.95M
Shares Change (YoY)	+31.00%
Shares Change (QoQ)	+0.15%
Owned by Insiders (%)	11.92%
Owned by Institutions (%)	40.24%
Float	14.82M

Valuation Ratios

The trailing PE ratio is 50.14 and the forward PE ratio is 11.13.

PE Ratio	50.14
Forward PE	11.13
PS Ratio	3.51
Forward PS	3.05
PB Ratio	1.14
P/TBV Ratio	1.55
P/FCF Ratio	24.20
P/OCF Ratio	16.09
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	11.85
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.45%.

Return on Equity (ROE)	2.45%
Return on Assets (ROA)	0.22%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$356,356
Profits Per Employee	$24,963
Employee Count	267
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CWBC has paid $2.12 million in taxes.

Income Tax	2.12M
Effective Tax Rate	24.09%

Stock Price Statistics

The stock price has increased by +25.33% in the last 52 weeks. The beta is 0.86, so CWBC's price volatility has been lower than the market average.

Beta (5Y)	0.86
52-Week Price Change	+25.33%
50-Day Moving Average	19.36
200-Day Moving Average	18.75
Relative Strength Index (RSI)	80.78
Average Volume (20 Days)	62,549

Short Selling Information

The latest short interest is 226,764, so 1.20% of the outstanding shares have been sold short.

Short Interest	226,764
Short Previous Month	243,390
Short % of Shares Out	1.20%
Short % of Float	1.53%
Short Ratio (days to cover)	7.53

Income Statement

In the last 12 months, CWBC had revenue of $95.15 million and earned $6.67 million in profits. Earnings per share was $0.44.

Revenue	95.15M
Gross Profit	95.15M
Operating Income	19.60M
Pretax Income	13.11M
Net Income	6.67M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.44

Balance Sheet

The company has $149.01 million in cash and $202.36 million in debt, giving a net cash position of -$53.35 million or -$2.82 per share.

Cash & Cash Equivalents	149.01M
Total Debt	202.36M
Net Cash	-53.35M
Net Cash Per Share	-$2.82
Equity (Book Value)	363.52M
Book Value Per Share	19.19
Working Capital	-2.94B

Cash Flow

In the last 12 months, operating cash flow was $25.69 million and capital expenditures -$8.61 million, giving a free cash flow of $17.08 million.

Operating Cash Flow	25.69M
Capital Expenditures	-8.61M
Free Cash Flow	17.08M
FCF Per Share	$0.90

Margins

Gross Margin	n/a
Operating Margin	20.60%
Pretax Margin	9.23%
Profit Margin	7.00%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	21.73%

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 2.20%.

Dividend Per Share	$0.48
Dividend Yield	2.20%
Dividend Growth (YoY)	-22.22%
Years of Dividend Growth	1
Payout Ratio	110.31%
Buyback Yield	-31.00%
Shareholder Yield	-28.80%
Earnings Yield	1.61%
FCF Yield	4.13%

Analyst Forecast

The average price target for CWBC is $23.00, which is 5.41% higher than the current price. The consensus rating is "Buy".

Price Target	$23.00
Price Target Difference	5.41%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on November 1, 2005. It was a forward split with a ratio of 2:1.

Last Split Date	Nov 1, 2005
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4