Dime Community Bancshares, Inc. (DCOM)

Dime Community Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	583.05	590.49	554.49	406.6	359.02
Interest Income on Investments	102.39	59.66	54.87	32.62	25.61
Total Interest Income	685.44	650.15	609.36	439.23	384.63
Interest Paid on Deposits	240.13	284.75	219.05	38.43	16.53
Interest Paid on Borrowings	37.31	47.35	73.74	20.93	10.49
Total Interest Expense	277.44	332.1	292.79	59.36	27.02
Net Interest Income	408	318.05	316.57	379.86	357.61
Net Interest Income Growth (YoY)	28.28%	0.47%	-16.66%	6.22%	101.24%
Gain (Loss) on Sale of Assets	-1.23	7.22	-0.02	1.4	-
Gain (Loss) on Sale of Investments	0.36	-44.01	-2.21	-	1.84
Other Non-Interest Income	44.61	32.21	36.73	34.51	31.95
Total Non-Interest Income	44.93	-3.96	36.21	38.16	58.57
Non-Interest Income Growth (YoY)	-	-	-5.11%	-34.86%	110.17%
Revenues Before Loan Losses	452.93	314.1	352.78	418.02	416.18
Provision for Loan Losses	43.03	36.11	2.77	5.37	6.21
Revenue	409.9	277.99	350.01	412.65	409.97
Revenue Growth (YoY)	47.45%	-20.58%	-15.18%	0.65%	128.51%
Salaries and Employee Benefits	150.98	129.42	112.8	115.83	102.92
Occupancy Expenses	31.9	16.08	16.25	18.79	16.36
Federal Deposit Insurance	7.33	8.71	8.85	3.9	4.08
Amortization of Goodwill & Intangibles	0.96	1.16	1.43	1.88	2.62
Selling, General & Administrative	34.61	53.42	46.85	44.85	50.33
Other Non-Interest Expense	17.39	14.78	17.86	12.54	13.94
Total Non-Interest Expense	243.16	223.58	204.04	197.79	190.25
EBT Excluding Unusual Items	166.74	54.4	145.97	214.85	219.72
Other Unusual Items	-7.23	-1.67	-	-0.74	-19.8
Pretax Income	156.8	51.44	136.88	211.92	148.17
Income Tax Expense	46.12	22.36	40.79	59.36	44.17
Net Income	110.68	29.08	96.09	152.56	104
Preferred Dividends & Other Adjustments	7.29	7.66	8.53	8.97	8.5
Net Income to Common	103.4	21.42	87.57	143.58	95.5
Net Income Growth	280.56%	-69.73%	-37.01%	46.69%	145.75%
Basic Shares Outstanding	44	39	38	39	39
Diluted Shares Outstanding	44	39	38	39	39
Shares Change (YoY)	12.66%	1.95%	-0.91%	-0.94%	80.62%
EPS (Basic)	2.36	0.55	2.29	3.73	2.45
EPS (Diluted)	2.36	0.55	2.29	3.73	2.45
EPS Growth	329.09%	-75.98%	-38.53%	52.07%	41.14%
Dividend Per Share	1.000	1.000	0.990	0.960	0.960
Dividend Growth	-	1.01%	3.13%	-	-
Effective Tax Rate	29.41%	43.46%	29.80%	28.01%	29.81%

Updated Jan 21, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q