Dime Community Bancshares, Inc. (DCOM)

Dime Community Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	583.91	590.49	554.49	406.6	359.02	216.57
Interest Income on Investments	86.53	59.66	54.87	32.62	25.61	17.44
Total Interest Income	670.44	650.15	609.36	439.23	384.63	234.01
Interest Paid on Deposits	245.98	284.75	219.05	38.43	16.53	33.04
Interest Paid on Borrowings	37.66	47.35	73.74	20.93	10.49	23.27
Total Interest Expense	283.63	332.1	292.79	59.36	27.02	56.3
Net Interest Income	386.81	318.05	316.57	379.86	357.61	177.7
Net Interest Income Growth (YoY)	28.47%	0.47%	-16.66%	6.22%	101.24%	20.54%
Gain (Loss) on Sale of Assets	-0.56	7.22	-0.02	1.4	-	-
Gain (Loss) on Sale of Investments	-42.48	-44.01	-2.21	-	1.84	4.95
Other Non-Interest Income	41.89	32.21	36.73	34.51	31.95	19.91
Total Non-Interest Income	-0.42	-3.96	36.21	38.16	58.57	27.87
Non-Interest Income Growth (YoY)	-	-	-5.11%	-34.86%	110.17%	129.04%
Revenues Before Loan Losses	386.39	314.1	352.78	418.02	416.18	205.57
Provision for Loan Losses	45.86	36.11	2.77	5.37	6.21	26.17
Revenue	340.53	277.99	350.01	412.65	409.97	179.41
Revenue Growth (YoY)	8.54%	-20.58%	-15.18%	0.65%	128.51%	26.12%
Salaries and Employee Benefits	138.53	129.42	112.8	115.83	102.92	53.53
Occupancy Expenses	17.62	16.08	16.25	18.79	16.36	9.66
Federal Deposit Insurance	7.65	8.71	8.85	3.9	4.08	2.26
Amortization of Goodwill & Intangibles	1.01	1.16	1.43	1.88	2.62	-
Selling, General & Administrative	56.28	53.42	46.85	44.85	50.33	26.93
Other Non-Interest Expense	24.87	14.78	17.86	12.54	13.94	6.75
Total Non-Interest Expense	245.96	223.58	204.04	197.79	190.25	99.12
EBT Excluding Unusual Items	94.57	54.4	145.97	214.85	219.72	80.29
Other Unusual Items	-1.22	-1.67	-	-0.74	-19.8	-6.05
Pretax Income	91.88	51.44	136.88	211.92	148.17	54.98
Income Tax Expense	33.47	22.36	40.79	59.36	44.17	12.67
Net Income	58.41	29.08	96.09	152.56	104	42.32
Preferred Dividends & Other Adjustments	8.21	7.66	8.53	8.97	8.5	4.93
Net Income to Common	50.21	21.42	87.57	143.58	95.5	37.39
Net Income Growth	-11.23%	-69.73%	-37.01%	46.69%	145.75%	16.95%
Basic Shares Outstanding	42	39	38	39	39	22
Diluted Shares Outstanding	42	39	38	39	39	22
Shares Change (YoY)	10.87%	1.95%	-0.91%	-0.94%	80.62%	-7.11%
EPS (Basic)	1.18	0.55	2.29	3.73	2.45	1.74
EPS (Diluted)	1.18	0.55	2.29	3.73	2.45	1.74
EPS Growth	-21.58%	-75.98%	-38.53%	52.07%	41.14%	11.99%
Dividend Per Share	1.000	1.000	0.990	0.960	0.960	-
Dividend Growth	-	1.01%	3.13%	-	-	-
Effective Tax Rate	36.43%	43.46%	29.80%	28.01%	29.81%	23.04%

Updated Oct 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q