Eagle Bancorp Montana, Inc. (EBMT)

Eagle Bancorp Montana Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	97.6	92.28	79.42	60.35	45.13
Interest Income on Investments	10.81	11.93	12.19	9.11	4.61
Total Interest Income	108.41	104.21	91.62	69.46	49.75
Interest Paid on Deposits	27.78	27.84	17.86	3.12	1.47
Interest Paid on Borrowings	7.74	12.94	11.28	3.03	1.73
Total Interest Expense	35.51	40.77	29.14	6.15	3.21
Net Interest Income	72.9	63.44	62.48	63.31	46.54
Net Interest Income Growth (YoY)	14.91%	1.54%	-1.32%	36.04%	7.81%
Mortgage Banking Activities	10.55	10.01	14.97	19.49	41.04
Gain (Loss) on Sale of Investments	-	-0.14	-0.22	-0.01	-
Other Non-Interest Income	6.47	6.26	6.22	5.07	3.94
Total Non-Interest Income	18.67	17.78	22.72	26.22	46.18
Non-Interest Income Growth (YoY)	5.04%	-21.77%	-13.34%	-43.23%	-5.88%
Revenues Before Loan Losses	91.57	81.21	85.2	89.53	92.72
Provision for Loan Losses	1.18	0.52	1.46	2	0.86
Revenue	90.39	80.7	83.74	87.53	91.86
Revenue Growth (YoY)	12.01%	-3.64%	-4.33%	-4.71%	3.09%
Salaries and Employee Benefits	42.39	38.85	42.3	43.55	47.74
Occupancy Expenses	9.31	8	7.36	5.1	5.73
Federal Deposit Insurance	0.96	1.17	1.15	0.56	0.33
Amortization of Goodwill & Intangibles	1.19	1.39	1.59	1.33	0.57
Selling, General & Administrative	10.7	12.99	12.7	12.36	9.81
Other Non-Interest Expense	6.95	6.92	7	8.55	8.37
Total Non-Interest Expense	71.5	69.31	72.09	71.44	72.56
EBT Excluding Unusual Items	18.89	11.39	11.65	16.09	19.31
Asset Writedown	-	-	-	0.06	0.74
Pretax Income	18.89	11.39	11.65	13.85	19.28
Income Tax Expense	4.06	1.61	1.6	3.15	4.86
Net Income	14.84	9.78	10.06	10.7	14.42
Net Income to Common	14.84	9.78	10.06	10.7	14.42
Net Income Growth	51.72%	-2.77%	-6.03%	-25.79%	-32.01%
Basic Shares Outstanding	8	8	8	7	7
Diluted Shares Outstanding	8	8	8	7	7
Shares Change (YoY)	-0.38%	0.71%	5.58%	10.98%	-2.41%
EPS (Basic)	1.90	1.25	1.29	1.45	2.17
EPS (Diluted)	1.90	1.24	1.29	1.45	2.17
EPS Growth	53.23%	-3.88%	-11.04%	-33.09%	-30.32%
Dividend Per Share	0.578	0.568	0.557	0.537	0.472
Dividend Growth	1.76%	1.79%	3.72%	13.76%	21.93%
Effective Tax Rate	21.48%	14.15%	13.71%	22.73%	25.22%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q