Eagle Bancorp Montana, Inc. (EBMT)

Eagle Bancorp Montana Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	72.9	63.44	62.48	63.31	46.54
Net Interest Income Growth	14.91%	1.54%	-1.32%	36.04%	7.81%
Non-Interest Income	18.67	17.78	22.72	26.22	46.18
Non-Interest Income Growth	5.04%	-21.77%	-13.34%	-43.23%	-5.88%
Revenues Before Loan Losses	91.57	81.21	85.2	89.53	92.72
Provision for Credit Losses	1.18	0.52	1.46	2	0.86
Revenue	90.39	80.7	83.74	87.53	91.86
Revenue Growth (YoY)	12.01%	-3.64%	-4.33%	-4.71%	3.09%
Compensation Expenses	42.39	39.72	42.97	44.52	48.77
Selling, General & Admin	20.01	20.12	19.38	16.48	14.52
Other Non-Interest Expenses	9.1	9.47	9.74	12.68	9.3
Total Non-Interest Expense	71.5	69.31	72.09	73.68	72.58
Pretax Income	18.89	11.39	11.65	13.85	19.28
Provision for Income Taxes	4.06	1.61	1.6	3.15	4.86
Net Income	14.84	9.78	10.06	10.7	14.42
Net Income to Common	14.84	9.78	10.06	10.7	14.42
Net Income Growth	51.72%	-2.77%	-6.03%	-25.79%	-32.01%
Shares Outstanding (Basic)	8	8	8	7	7
Shares Outstanding (Diluted)	8	8	8	7	7
Shares Change (YoY)	-0.38%	0.71%	5.58%	10.98%	-2.41%
EPS (Basic)	1.90	1.25	1.29	1.45	2.17
EPS (Diluted)	1.90	1.24	1.29	1.45	2.17
EPS Growth	53.23%	-3.88%	-11.03%	-33.18%	-30.23%
Shares Outstanding	7.96	8.03	8.02	8.01	6.79
Free Cash Flow	28.35	14.46	-4.84	25.15	44.24
Free Cash Flow Growth	96.04%	-	-	-43.15%	-
Free Cash Flow Per Share	3.62	1.84	-0.62	3.40	6.65
Dividends Per Share	0.578	0.568	0.557	0.537	0.472
Dividend Growth	1.76%	1.79%	3.72%	13.76%	21.93%
Profit Margin	16.41%	12.12%	12.01%	12.23%	15.70%
FCF Margin	31.36%	17.92%	-5.78%	28.73%	48.15%
EBITDA	9.64	9.92	8.94	9.2	9.09
EBITDA Margin	10.66%	12.29%	10.68%	10.50%	9.90%
Effective Tax Rate	21.48%	14.15%	13.71%	22.73%	25.22%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q