Eagle Bancorp Montana, Inc. (EBMT)

Eagle Bancorp Montana Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	31.56	24.55	21.81	61.43	69.8
Investment Securities	292.59	212.6	238.97	193.56	124.09
Trading Asset Securities	-	0.02	0.01	1.22	6.02
Mortgage-Backed Securities	-	113.32	111.78	77.7	38.86
Total Investments	292.59	325.94	350.77	272.48	168.96
Gross Loans	1,521	1,484	1,355	934.86	843.14
Allowance for Loan Losses	-16.85	-16.44	-14	-12.5	-11.6
Other Adjustments to Gross Loans	-	-	-1.75	-1.73	-2.04
Net Loans	1,504	1,468	1,340	920.64	829.5
Property, Plant & Equipment	101.54	94.28	84.32	67.27	58.76
Goodwill	34.74	34.74	34.74	20.8	20.8
Other Intangible Assets	4.5	5.88	7.46	1.78	2.34
Loans Held for Sale	13.37	11.43	8.25	25.82	54.62
Accrued Interest Receivable	12.89	12.49	11.28	5.75	5.77
Other Current Assets	0.96	-	1.31	-	-
Long-Term Deferred Tax Assets	-	9.77	10.81	-	-
Other Real Estate Owned & Foreclosed	0.05	0.01	-	0	0.03
Other Long-Term Assets	99.33	79.35	72.87	58.25	45
Total Assets	2,103	2,076	1,948	1,436	1,258
Accrued Expenses	47.02	25.81	17.98	13.53	18.49
Interest Bearing Deposits	1,262	597.68	524.3	408.81	388.16
Institutional Deposits	-	618.78	642.02	444.89	326.53
Non-Interest Bearing Deposits	419.21	418.73	468.96	368.85	318.39
Total Deposits	1,681	1,635	1,635	1,223	1,033
Short-Term Borrowings	-	0.08	0.08	0.09	1.06
Current Portion of Long-Term Debt	-	160.74	69.39	5	-
Current Portion of Leases	-	0.37	-	-	-
Long-Term Debt	59.15	53.84	53.69	24.71	24.64
Federal Home Loan Bank Debt, Long-Term	140.93	15	-	-	17.07
Long-Term Leases	-	1.13	1.98	2.29	-
Trust Preferred Securities	-	5.16	5.16	5.16	5.16
Pension & Post-Retirement Benefits	-	6.42	6.41	5.22	4.75
Long-Term Deferred Tax Liabilities	-	-	-	0.65	0.46
Other Long-Term Liabilities	-	2.66	-	-	-
Total Liabilities	1,928	1,906	1,790	1,279	1,105
Common Stock	0.09	0.09	0.09	0.07	0.07
Additional Paid-In Capital	108.33	108.82	109.16	80.83	77.6
Retained Earnings	101.26	96.02	92.02	85.38	73.98
Treasury Stock	-10.76	-11.12	-11.34	-7.32	-4.42
Comprehensive Income & Other	-24.16	-24.53	-31.51	-2.24	5.71
Shareholders' Equity	174.77	169.27	158.42	156.73	152.94
Total Liabilities & Equity	2,103	2,076	1,948	1,436	1,258
Total Debt	200.08	236.31	130.3	37.26	47.92
Net Cash (Debt)	-168.52	-211.75	-108.48	25.4	27.9
Net Cash Growth	-	-	-	-8.98%	-
Net Cash Per Share	-21.46	-27.15	-14.69	3.82	4.09
Filing Date Shares Outstanding	8.03	7.82	7.79	6.45	6.76
Total Common Shares Outstanding	8.03	7.82	7.79	6.55	6.76
Book Value Per Share	21.77	21.63	20.34	23.91	22.62
Tangible Book Value	135.53	128.65	116.22	134.15	129.8
Tangible Book Value Per Share	16.88	16.44	14.92	20.47	19.20

Source: S&P Capital IQ. Banks template. Financial Sources.