Eagle Bancorp Montana, Inc. (EBMT)

NASDAQ: EBMT · Real-Time Price · USD

20.34

-0.23 (-1.12%)

At close: Mar 20, 2026, 4:00 PM EDT

20.20

-0.14 (-0.69%)

After-hours: Mar 20, 2026, 6:03 PM EDT

Eagle Bancorp Montana Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	14.84	9.78	10.06	10.7	14.42
Depreciation & Amortization	9.64	9.92	8.94	9.2	9.09
Provision for Credit Losses	1.18	0.52	1.46	2	0.86
Stock-Based Compensation	1.09	0.87	0.68	0.98	1.03
Net Change in Loans Held-for-Sale	12.04	3.45	6.07	36.18	74.88
Other Adjustments	-9.95	-10.18	-13.31	-17.94	-46.6
Changes in Accrued Interest and Accounts Receivable	-1.56	-0.41	-1.2	-2.78	0.01
Changes in Accrued Expenses	3.1	14.06	6.93	3.56	-1.14
Changes in Other Operating Activities	2.75	0.53	-10.27	0.01	3.9
Operating Cash Flow	33.13	28.54	9.35	41.91	56.45
Operating Cash Flow Growth	16.08%	205.36%	-77.70%	-25.76%	2565.44%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	5.13	1.41	-4.1	-3.08	0.36
Net Change in Loans Held-for-Investment	1.3	-36.2	-130.74	-234.26	-98.67
Net Change in Securities and Investments	20.07	24.29	38.59	5.88	-115.93
Payments for Business Acquisitions	-	-	-	13.4	-
Capital Expenditures	-4.78	-14.08	-14.19	-16.76	-12.22
Sale of Property, Plant & Equipment	0.2	0.06	-	0.85	1.38
Other Investing Activities	0.04	-3.27	2.24	-1.07	-7.85
Investing Cash Flow	21.96	-27.8	-108.21	-235.04	-232.92
Net Change in Deposits	100.37	46.03	-0.08	91.62	189.47
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-32.91	-107.72	91.34	46.54	-
Long-Term Debt Issued	35	135	15	35	-
Long-Term Debt Repaid	-120	-62.08	-	-10	-12.07
Net Long-Term Debt Issued (Repaid)	-85	72.92	15	25	-12.07
Repurchase of Common Stock	-1.57	-0.42	-0.23	-4.43	-6.28
Net Common Stock Issued (Repurchased)	-1.57	-0.42	-0.23	-4.43	-6.28
Common Dividends Paid	-4.58	-4.54	-4.44	-4.06	-3.02
Other Financing Activities	-	-	-	-1.16	-
Financing Cash Flow	-23.69	6.27	101.59	153.51	168.1
Net Cash Flow	31.4	7.01	2.73	-39.62	-8.37
Free Cash Flow	28.35	14.46	-4.84	25.15	44.24
Free Cash Flow Growth	96.04%	-	-	-43.15%	-
FCF Margin	31.36%	17.92%	-5.78%	28.73%	48.15%
Free Cash Flow Per Share	3.62	1.84	-0.62	3.40	6.65
Levered Free Cash Flow	-61.01	92.72	15.27	28.93	2
Unlevered Free Cash Flow	9.15	10.02	-9.79	-6.77	-0.35

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q