Eagle Bancorp, Inc. (EGBN)

Eagle Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	551.41	518.08	358.97	337.75	368.85	400.92
Interest Income on Investments	135.16	107.25	65.65	26.75	21.13	28.71
Total Interest Income	686.57	625.33	424.61	364.5	389.99	429.63
Interest Paid on Deposits	315.66	257.54	83.26	27.77	53.57	91.03
Interest Paid on Borrowings	80.02	77.24	8.49	12.21	14.86	14.56
Total Interest Expense	395.68	334.78	91.75	39.98	68.42	105.59
Net Interest Income	290.89	290.55	332.87	324.51	321.56	324.05
Net Interest Income Growth (YoY)	-4.05%	-12.71%	2.57%	0.92%	-0.77%	2.22%
Gain (Loss) on Sale of Investments	0.01	-0.01	-0.17	2.96	1.82	1.52
Other Non-Interest Income	11.89	14.67	14.72	18.81	17.38	9.46
Total Non-Interest Income	18.77	21.54	23.65	40.39	45.7	25.7
Non-Interest Income Growth (YoY)	-21.71%	-8.95%	-41.43%	-11.62%	77.81%	13.78%
Revenues Before Loan Losses	309.65	312.08	356.52	364.9	367.26	349.74
Provision for Loan Losses	67.6	31.27	1.74	-21.94	46.95	13.09
Revenue	242.06	280.81	354.78	386.84	320.31	336.65
Revenue Growth (YoY)	-21.93%	-20.85%	-8.29%	20.77%	-4.86%	1.73%
Salaries and Employee Benefits	74.22	76.08	74.15	80.59	69.12	76.66
Occupancy Expenses	6.29	5.14	5.31	14.88	15.72	14.39
Federal Deposit Insurance	24.17	11.85	4.97	5.9	7.94	3.21
Selling, General & Administrative	45	44.72	43.29	35.2	36.71	29.62
Other Non-Interest Expense	13.35	15.51	37.38	12.61	14.68	15.99
Total Non-Interest Expense	163.03	153.29	165.1	149.17	144.16	139.86
EBT Excluding Unusual Items	79.03	127.52	189.68	237.67	176.15	196.79
Pretax Income	-25.14	127.52	189.68	237.67	176.15	196.79
Income Tax Expense	16.96	26.99	48.75	60.98	43.93	53.85
Net Income	-42.1	100.53	140.93	176.69	132.22	142.94
Net Income to Common	-42.1	100.53	140.93	176.69	132.22	142.94
Net Income Growth	-	-28.66%	-20.24%	33.64%	-7.50%	-6.13%
Basic Shares Outstanding	30	30	32	32	32	34
Diluted Shares Outstanding	30	30	32	32	32	34
Shares Change (YoY)	-2.46%	-5.25%	0.23%	-1.11%	-5.40%	-0.67%
EPS (Basic)	-1.40	3.31	4.40	5.53	4.09	4.18
EPS (Diluted)	-1.40	3.31	4.39	5.52	4.09	4.18
EPS Growth	-	-24.60%	-20.47%	34.99%	-2.18%	-5.43%
Dividend Per Share	0.450	1.800	1.750	1.400	0.880	0.660
Dividend Growth	-75.00%	2.86%	25.00%	59.09%	33.33%	-
Effective Tax Rate	-	21.16%	25.70%	25.66%	24.94%	27.36%

Source: S&P Capital IQ. Banks template. Financial Sources.