Embassy Bancorp, Inc. (EMYB)

Embassy Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	99	112	140	152	109	138
Market Cap Growth	-19.79%	-19.97%	-7.99%	39.10%	-21.14%	23.79%
Enterprise Value	-208	91	94	-2	-7	117
PE Ratio	8.72	8.83	7.89	9.04	8.51	12.71
PS Ratio	1.75	1.87	2.88	3.33	2.72	3.90
PB Ratio	0.95	1.06	1.58	1.24	0.97	1.39
P/FCF Ratio	20.95	5.98	7.27	11.04	9.36	10.22
P/OCF Ratio	6.71	5.73	7.01	9.95	8.00	9.67
EV/Sales Ratio	1.10	1.52	1.94	-0.05	-0.18	3.31
EV/EBITDA Ratio	6.21	-53.59	3.48	-0.11	-0.44	8.26
EV/EBIT Ratio	6.88	-34.77	3.60	-0.11	-0.46	8.78
EV/FCF Ratio	13.14	4.85	4.90	-0.17	-0.62	8.68
Debt / Equity Ratio	0.17	0.49	0.17	0.35	0.36	0.18
Debt / EBITDA Ratio	1.72	-33.60	0.77	0.67	0.89	1.27
Debt / FCF Ratio	3.64	3.04	1.08	1.07	1.26	1.34
Quick Ratio	0.48	0.92	391.70	738.59	161.57	6.18
Current Ratio	0.09	0.21	391.70	738.59	161.57	6.18
Asset Turnover	0.03	0.04	0.03	0.03	0.03	0.03
Interest Coverage	0.47	0.95	6.36	5.20	2.45	1.43
Return on Equity (ROE)	10.99%	11.98%	20.05%	13.70%	11.42%	10.92%
Return on Assets (ROA)	0.69%	0.76%	1.08%	1.03%	0.89%	0.92%
Return on Capital (ROIC)	9.70%	8.64%	19.27%	12.24%	10.10%	9.24%
Earnings Yield	11.52%	11.33%	12.68%	11.06%	11.75%	7.87%
FCF Yield	4.77%	16.73%	13.75%	9.05%	10.68%	9.78%
Dividend Yield	3.23%	2.72%	1.89%	1.49%	1.51%	1.08%
Payout Ratio	28.19%	24.03%	14.94%	13.42%	12.83%	13.74%
Buyback Yield / Dilution	-0.14%	-0.72%	0.12%	-0.41%	0.27%	-0.21%
Total Shareholder Return	3.09%	2.00%	2.02%	1.07%	1.78%	0.87%

Sources: The data provider is Financial Modeling Prep and the numbers are sourced from SEC filings.