Embassy Bancorp Statistics
Total Valuation
EMYB has a market cap or net worth of $99.01 million. The enterprise value is -$208.43 million.
| Market Cap | 99.01M |
| Enterprise Value | -208.43M |
Important Dates
| Earnings Date | n/a |
| Ex-Dividend Date | Jun 28, 2024 |
Share Statistics
EMYB has 7.62 million shares outstanding. The number of shares has increased by 0.14% in one year.
| Shares Outstanding | 7.62M |
| Shares Change (YoY) | +0.14% |
| Shares Change (QoQ) | +0.00% |
| Owned by Insiders (%) | 29.06% |
| Owned by Institutions (%) | 2.35% |
| Float | 5.43M |
Valuation Ratios
The trailing PE ratio is 8.72.
| PE Ratio | 8.72 |
| Forward PE | n/a |
| PS Ratio | 1.75 |
| Forward PS | n/a |
| PB Ratio | 0.95 |
| P/FCF Ratio | 20.95 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.09, with a Debt / Equity ratio of 0.17.
| Current Ratio | 0.09 |
| Quick Ratio | 0.48 |
| Debt / Equity | 0.17 |
| Debt / EBITDA | 1.72 |
| Debt / FCF | 3.64 |
| Interest Coverage | -0.39 |
Financial Efficiency
Return on equity (ROE) is 10.99% and return on invested capital (ROIC) is 9.70%.
| Return on Equity (ROE) | 10.99% |
| Return on Assets (ROA) | 0.69% |
| Return on Capital (ROIC) | 9.70% |
| Revenue Per Employee | $513,409 |
| Profits Per Employee | $103,682 |
| Employee Count | 110 |
| Asset Turnover | 0.03 |
| Inventory Turnover | -0.00 |
Taxes
In the past 12 months, EMYB has paid $2.43 million in taxes.
| Income Tax | 2.43M |
| Effective Tax Rate | 17.58% |
Stock Price Statistics
The stock price has decreased by -11.86% in the last 52 weeks. The beta is 0.54, so EMYB's price volatility has been lower than the market average.
| Beta (5Y) | 0.54 |
| 52-Week Price Change | -11.86% |
| 50-Day Moving Average | 13.37 |
| 200-Day Moving Average | 14.16 |
| Relative Strength Index (RSI) | 30.53 |
| Average Volume (20 Days) | 877 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, EMYB had revenue of $56.48 million and earned $11.41 million in profits. Earnings per share was $1.49.
| Revenue | 56.48M |
| Gross Profit | 55.74M |
| Operating Income | 14.24M |
| Pretax Income | 13.84M |
| Net Income | 11.41M |
| EBITDA | 10.00M |
| EBIT | 9.03M |
| Earnings Per Share (EPS) | $1.49 |
Balance Sheet
The company has $280.72 million in cash and $17.22 million in debt, giving a net cash position of $307.45 million or $40.37 per share.
| Cash & Cash Equivalents | 280.72M |
| Total Debt | 17.22M |
| Net Cash | 307.45M |
| Net Cash Per Share | $40.37 |
| Equity (Book Value) | 103.79M |
| Book Value Per Share | 13.63 |
| Working Capital | -620.68M |
Cash Flow
In the last 12 months, operating cash flow was $14.75 million and capital expenditures -$10.03 million, giving a free cash flow of $4.73 million.
| Operating Cash Flow | 14.75M |
| Capital Expenditures | -10.03M |
| Free Cash Flow | 4.73M |
| FCF Per Share | $0.62 |
Margins
Gross margin is 98.70%, with operating and profit margins of 25.21% and 20.19%.
| Gross Margin | 98.70% |
| Operating Margin | 25.21% |
| Pretax Margin | 24.50% |
| Profit Margin | 20.19% |
| EBITDA Margin | 17.71% |
| EBIT Margin | 15.99% |
| FCF Margin | 8.37% |
Dividends & Yields
This stock pays an annual dividend of $0.42, which amounts to a dividend yield of 3.23%.
| Dividend Per Share | $0.42 |
| Dividend Yield | 3.23% |
| Dividend Growth (YoY) | 5.00% |
| Years of Dividend Growth | 12 |
| Payout Ratio | 28.19% |
| Buyback Yield | -0.14% |
| Shareholder Yield | 3.09% |
| Earnings Yield | 11.52% |
| FCF Yield | 4.77% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
EMYB has an Altman Z-Score of -0.26 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | -0.26 |
| Piotroski F-Score | 5 |