Evans Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	42.72	23.47	23.05	244.79	97.6
Investment Securities	101	104.33	169.45	106.23	79.83
Mortgage-Backed Securities	162.02	173.41	201.82	202.9	86.77
Total Investments	263.02	277.74	371.28	309.12	166.6
Gross Loans	-	-	1,673	1,573	1,699
Allowance for Loan Losses	-24.18	-22.11	-19.44	-18.44	-20.42
Other Adjustments to Gross Loans	-1.09	-0.86	-0.55	-1.07	-5
Net Loans	-25.27	-22.98	1,653	1,553	1,673
Property, Plant & Equipment	17.98	19.18	21.39	22.62	24.59
Goodwill	1.77	1.77	12.7	12.7	12.71
Other Intangible Assets	0.08	0.09	1.23	1.63	2.24
Loans Held for Sale	1,785	1,722	-	-	-
Long-Term Deferred Tax Assets	23.51	22.08	22.85	7.87	12.04
Other Long-Term Assets	72.71	60.59	62.64	55.4	51.49
Total Assets	2,187	2,109	2,179	2,211	2,044
Interest Bearing Deposits	1,415	1,254	1,237	1,419	1,292
Institutional Deposits	78.3	74.6	40.7	25.3	43.6
Non-Interest Bearing Deposits	373.24	390.24	493.71	492.86	436.16
Total Deposits	1,866	1,719	1,772	1,937	1,771
Short-Term Borrowings	46.59	148.48	180.35	4.11	4.09
Current Portion of Long-Term Debt	40	6.08	-	-	-
Current Portion of Leases	1.01	-	-	-	-
Long-Term Debt	19.98	19.92	20.03	20.41	20.27
Federal Home Loan Bank Debt, Long-Term	-	-	19.55	32.15	44.01
Long-Term Leases	3.06	4.06	4.72	5.21	5.69
Trust Preferred Securities	11.3	11.3	11.3	11.3	11.3
Other Long-Term Liabilities	15.91	21.85	16.89	16.54	18.44
Total Liabilities	2,004	1,930	2,025	2,027	1,875
Common Stock	2.81	2.8	2.78	2.74	2.71
Additional Paid-In Capital	83.21	82.71	81.03	78.8	76.39
Retained Earnings	142.94	138.63	123.36	108.02	90.52
Treasury Stock	-1.88	-3.66	-3.89	-	-
Comprehensive Income & Other	-43.94	-42.27	-49.28	-5.67	-0.72
Shareholders' Equity	183.14	178.22	153.99	183.89	168.91
Total Liabilities & Equity	2,187	2,109	2,179	2,211	2,044
Total Debt	121.94	189.84	235.95	73.18	85.36
Net Cash (Debt)	-79.22	-166.37	-212.89	171.61	12.25
Net Cash Growth	-	-	-	1301.24%	11.87%
Net Cash Per Share	-14.30	-30.41	-38.45	31.19	2.32
Filing Date Shares Outstanding	5.49	5.45	5.4	5.45	5.39
Total Common Shares Outstanding	5.49	5.44	5.39	5.44	5.37
Book Value Per Share	33.37	32.75	28.59	33.79	31.46
Tangible Book Value	181.3	176.36	140.06	169.56	153.95
Tangible Book Value Per Share	33.03	32.40	26.00	31.16	28.68

Updated Mar 6, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q