Evans Bancorp Statistics

Total Valuation

Evans Bancorp has a market cap or net worth of $240.60 million.

Market Cap	240.60M
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, October 31, 2024, after market close.

Earnings Date	Oct 31, 2024
Ex-Dividend Date	Sep 12, 2024

Share Statistics

Evans Bancorp has 5.48 million shares outstanding. The number of shares has increased by 0.41% in one year.

Current Share Class	5.48M
Shares Outstanding	5.48M
Shares Change (YoY)	+0.41%
Shares Change (QoQ)	+0.23%
Owned by Insiders (%)	5.12%
Owned by Institutions (%)	30.28%
Float	3.81M

Valuation Ratios

The trailing PE ratio is 12.73 and the forward PE ratio is 19.32.

PE Ratio	12.73
Forward PE	19.32
PS Ratio	2.85
Forward PS	3.28
PB Ratio	1.25
P/TBV Ratio	1.30
P/FCF Ratio	33.54
P/OCF Ratio	32.53
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	24.14
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.93%.

Return on Equity (ROE)	10.93%
Return on Assets (ROA)	0.83%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$273,380
Profits Per Employee	$61,323
Employee Count	300
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Evans Bancorp has paid $8.25 million in taxes.

Income Tax	8.25M
Effective Tax Rate	30.95%

Stock Price Statistics

The stock price has increased by +51.28% in the last 52 weeks. The beta is 0.95, so Evans Bancorp's price volatility has been similar to the market average.

Beta (5Y)	0.95
52-Week Price Change	+51.28%
50-Day Moving Average	40.29
200-Day Moving Average	32.23
Relative Strength Index (RSI)	55.44
Average Volume (20 Days)	45,656

Short Selling Information

The latest short interest is 16,196, so 0.30% of the outstanding shares have been sold short.

Short Interest	16,196
Short Previous Month	18,331
Short % of Shares Out	0.30%
Short % of Float	0.42%
Short Ratio (days to cover)	0.48

Income Statement

In the last 12 months, Evans Bancorp had revenue of $82.01 million and earned $18.40 million in profits. Earnings per share was $3.34.

Revenue	82.01M
Gross Profit	82.01M
Operating Income	28.64M
Pretax Income	27.66M
Net Income	18.40M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.34

Full Income Statement

Balance Sheet

The company has $128.08 million in cash and $171.85 million in debt, giving a net cash position of -$43.77 million or -$7.99 per share.

Cash & Cash Equivalents	128.08M
Total Debt	171.85M
Net Cash	-43.77M
Net Cash Per Share	-$7.99
Equity (Book Value)	185.85M
Book Value Per Share	33.93
Working Capital	-1.87B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $7.34 million and capital expenditures -$221,000, giving a free cash flow of $7.12 million.

Operating Cash Flow	7.34M
Capital Expenditures	-221,000
Free Cash Flow	7.12M
FCF Per Share	$1.30

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	34.92%
Pretax Margin	32.48%
Profit Margin	22.43%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	-1.71%

Dividends & Yields

This stock pays an annual dividend of $1.32, which amounts to a dividend yield of 3.11%.

Dividend Per Share	$1.32
Dividend Yield	3.11%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	10
Payout Ratio	39.54%
Buyback Yield	-0.41%
Shareholder Yield	2.69%
Earnings Yield	7.71%
FCF Yield	2.98%

Dividend Details

Analyst Forecast

The average price target for Evans Bancorp is $36.25, which is -17.48% lower than the current price. The consensus rating is "Hold".

Price Target	$36.25
Price Target Difference	-17.48%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on November 10, 2005. It was a forward split with a ratio of 1.05:1.

Last Split Date	Nov 10, 2005
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3