Evans Bancorp, Inc. (EVBN)
NYSEAMERICAN: EVBN · Real-Time Price · USD
44.07
+1.00 (2.32%)
Dec 20, 2024, 4:00 PM EST - Market closed

Evans Bancorp Statistics

Total Valuation

Evans Bancorp has a market cap or net worth of $241.04 million. The enterprise value is $284.80 million.

Market Cap 241.04M
Enterprise Value 284.80M

Important Dates

The next estimated earnings date is Thursday, January 30, 2025, after market close.

Earnings Date Jan 30, 2025
Ex-Dividend Date Sep 12, 2024

Share Statistics

Evans Bancorp has 5.47 million shares outstanding. The number of shares has increased by 0.41% in one year.

Current Share Class 5.47M
Shares Outstanding 5.47M
Shares Change (YoY) +0.41%
Shares Change (QoQ) +0.23%
Owned by Insiders (%) 5.32%
Owned by Institutions (%) 32.91%
Float 3.80M

Valuation Ratios

The trailing PE ratio is 13.20 and the forward PE ratio is 20.03.

PE Ratio 13.20
Forward PE 20.03
PS Ratio 2.95
Forward PS 3.28
PB Ratio 1.30
P/TBV Ratio 1.31
P/FCF Ratio 33.86
P/OCF Ratio 32.84
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 15.48
EV / Sales 3.47
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 40.01

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 24.14
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 10.93%.

Return on Equity (ROE) 10.93%
Return on Assets (ROA) 0.83%
Return on Capital (ROIC) n/a
Revenue Per Employee $273,380
Profits Per Employee $61,323
Employee Count 300
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, Evans Bancorp has paid $8.25 million in taxes.

Income Tax 8.25M
Effective Tax Rate 30.95%

Stock Price Statistics

The stock price has increased by +44.35% in the last 52 weeks. The beta is 0.96, so Evans Bancorp's price volatility has been similar to the market average.

Beta (5Y) 0.96
52-Week Price Change +44.35%
50-Day Moving Average 42.64
200-Day Moving Average 33.84
Relative Strength Index (RSI) 50.94
Average Volume (20 Days) 23,873

Short Selling Information

The latest short interest is 80,432, so 1.47% of the outstanding shares have been sold short.

Short Interest 80,432
Short Previous Month 16,196
Short % of Shares Out 1.47%
Short % of Float 2.12%
Short Ratio (days to cover) 2.06

Income Statement

In the last 12 months, Evans Bancorp had revenue of $82.01 million and earned $18.40 million in profits. Earnings per share was $3.34.

Revenue 82.01M
Gross Profit 82.01M
Operating Income 28.64M
Pretax Income 27.66M
Net Income 18.40M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $3.34
Full Income Statement

Balance Sheet

The company has $128.08 million in cash and $171.85 million in debt, giving a net cash position of -$43.77 million or -$8.00 per share.

Cash & Cash Equivalents 128.08M
Total Debt 171.85M
Net Cash -43.77M
Net Cash Per Share -$8.00
Equity (Book Value) 185.85M
Book Value Per Share 33.93
Working Capital -1.87B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $7.34 million and capital expenditures -$221,000, giving a free cash flow of $7.12 million.

Operating Cash Flow 7.34M
Capital Expenditures -221,000
Free Cash Flow 7.12M
FCF Per Share $1.30
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 34.92%
Pretax Margin 32.48%
Profit Margin 22.43%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 8.68%

Dividends & Yields

This stock pays an annual dividend of $1.32, which amounts to a dividend yield of 3.00%.

Dividend Per Share $1.32
Dividend Yield 3.00%
Dividend Growth (YoY) n/a
Years of Dividend Growth 10
Payout Ratio 39.54%
Buyback Yield -0.41%
Shareholder Yield 2.58%
Earnings Yield 7.63%
FCF Yield 2.95%
Dividend Details

Analyst Forecast

The average price target for Evans Bancorp is $36.25, which is -17.74% lower than the current price. The consensus rating is "Hold".

Price Target $36.25
Price Target Difference -17.74%
Analyst Consensus Hold
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on November 10, 2005. It was a forward split with a ratio of 1.05:1.

Last Split Date Nov 10, 2005
Split Type Forward
Split Ratio 1.05:1

Scores

Altman Z-Score n/a
Piotroski F-Score 3