Evans Bancorp Statistics

Total Valuation

Evans Bancorp has a market cap or net worth of $234.42 million. The enterprise value is $324.19 million.

Market Cap	234.42M
Enterprise Value	324.19M

Important Dates

The last earnings date was Tuesday, February 4, 2025, after market close.

Earnings Date	Feb 4, 2025
Ex-Dividend Date	Sep 12, 2024

Share Statistics

Evans Bancorp has 5.51 million shares outstanding. The number of shares has increased by 1.29% in one year.

Current Share Class	5.51M
Shares Outstanding	5.51M
Shares Change (YoY)	+1.29%
Shares Change (QoQ)	+0.37%
Owned by Insiders (%)	5.28%
Owned by Institutions (%)	34.45%
Float	4.61M

Valuation Ratios

The trailing PE ratio is 19.72 and the forward PE ratio is 16.05.

PE Ratio	19.72
Forward PE	16.05
PS Ratio	3.52
Forward PS	3.08
PB Ratio	1.28
P/TBV Ratio	1.29
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	27.12
EV / Sales	4.84
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.62%.

Return on Equity (ROE)	6.62%
Return on Assets (ROA)	0.56%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$223,233
Profits Per Employee	$39,847
Employee Count	300
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Evans Bancorp has paid $2.31 million in taxes.

Income Tax	2.31M
Effective Tax Rate	16.22%

Stock Price Statistics

The stock price has increased by +47.15% in the last 52 weeks. The beta is 0.96, so Evans Bancorp's price volatility has been similar to the market average.

Beta (5Y)	0.96
52-Week Price Change	+47.15%
50-Day Moving Average	43.58
200-Day Moving Average	36.94
Relative Strength Index (RSI)	42.98
Average Volume (20 Days)	22,897

Short Selling Information

The latest short interest is 19,366, so 0.35% of the outstanding shares have been sold short.

Short Interest	19,366
Short Previous Month	26,926
Short % of Shares Out	0.35%
Short % of Float	0.42%
Short Ratio (days to cover)	0.98

Income Statement

In the last 12 months, Evans Bancorp had revenue of $66.97 million and earned $11.95 million in profits. Earnings per share was $2.16.

Revenue	66.97M
Gross Profit	66.97M
Operating Income	17.27M
Pretax Income	27.66M
Net Income	11.95M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.16

Full Income Statement

Balance Sheet

The company has $28.10 million in cash and $117.87 million in debt, giving a net cash position of -$89.77 million or -$16.29 per share.

Cash & Cash Equivalents	28.10M
Total Debt	117.87M
Net Cash	-89.77M
Net Cash Per Share	-$16.29
Equity (Book Value)	183.14M
Book Value Per Share	33.23
Working Capital	-1.84B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	25.79%
Pretax Margin	21.31%
Profit Margin	17.85%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.32, which amounts to a dividend yield of 3.10%.

Dividend Per Share	$1.32
Dividend Yield	3.10%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	61.19%
Buyback Yield	-1.29%
Shareholder Yield	1.81%
Earnings Yield	5.10%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for Evans Bancorp is $36.25, which is -14.79% lower than the current price. The consensus rating is "Hold".

Price Target	$36.25
Price Target Difference	-14.79%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on November 10, 2005. It was a forward split with a ratio of 1.05:1.

Last Split Date	Nov 10, 2005
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2