FB Bancorp, Inc. (FBLA)

FB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022
Operating Revenue	2.95	3.16	3.55
Other Revenue	76.41	70.75	62.8
Revenue	79.36	73.91	66.34
Revenue Growth (YoY)	19.62%	11.40%	-
Cost of Revenue	1.12	0.65	-0.4
Gross Profit	78.24	73.26	66.74
Selling, General & Admin	65.42	64.99	64.22
Other Operating Expenses	-5.32	-5.32	-
Operating Expenses	60.11	59.67	64.22
Operating Income	18.13	13.59	2.52
Interest Expense	-18.76	-10.13	-2.24
Other Non Operating Income (Expenses)	-1.78	-2.01	1.83
EBT Excluding Unusual Items	-2.42	1.45	2.1
Gain (Loss) on Sale of Assets	0.12	-0	0.01
Pretax Income	-2.3	1.45	2.11
Income Tax Expense	-0.26	0.33	-0.01
Net Income	-2.04	1.12	2.11
Net Income to Common	-2.04	1.12	2.11
Net Income Growth	-	-47.01%	-
Free Cash Flow	-11.52	-14.04	44.82
Gross Margin	98.59%	99.12%	100.60%
Operating Margin	22.85%	18.39%	3.79%
Profit Margin	-2.56%	1.51%	3.18%
Free Cash Flow Margin	-14.52%	-18.99%	67.56%
EBITDA	21.29	17.76	7.75
EBITDA Margin	26.83%	24.03%	11.68%
D&A For EBITDA	3.16	4.17	5.23
EBIT	18.13	13.59	2.52
EBIT Margin	22.85%	18.39%	3.79%
Effective Tax Rate	-	22.79%	-
Advertising Expenses	-	1.76	1.79

Source: S&P Capital IQ. Standard template. Financial Sources.