FB Bancorp, Inc. (FBLA)

FB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022
Interest Income on Loans	52.16	53.36	43.29	35.48
Interest Income on Investments	13.65	12.53	11.01	8.33
Total Interest Income	65.81	65.89	54.3	43.81
Interest Paid on Deposits	15.14	11.2	6.76	1.8
Interest Paid on Borrowings	2.66	8.24	3.37	0.45
Total Interest Expense	17.8	19.43	10.13	2.24
Net Interest Income	48	46.46	44.17	41.57
Net Interest Income Growth (YoY)	3.33%	5.18%	6.26%	-
Gain (Loss) on Sale of Assets	-0.09	2.3	5.32	0.01
Gain (Loss) on Sale of Investments	0.21	0.29	0.07	0.14
Other Non-Interest Income	1.44	1.78	3.86	4.37
Total Non-Interest Income	4.14	20.01	24.93	22.54
Non-Interest Income Growth (YoY)	-79.33%	-19.72%	10.58%	-
Revenues Before Loan Losses	52.14	66.47	69.09	64.11
Provision for Loan Losses	1.72	1.53	0.65	-0.4
Revenue	50.42	64.94	68.44	64.5
Revenue Growth (YoY)	-22.36%	-5.13%	6.11%	-
Salaries and Employee Benefits	25.4	40.17	40.73	41.95
Occupancy Expenses	7.2	6.2	6.11	6.29
Amortization of Goodwill & Intangibles	0.38	0.5	1.76	3.08
Selling, General & Administrative	12.63	18.63	18.15	15.98
Other Non-Interest Expense	-	-0.01	0.25	-4.9
Total Non-Interest Expense	45.6	65.5	67	62.4
EBT Excluding Unusual Items	4.82	-0.57	1.45	2.11
Pretax Income	4.82	-6.35	1.45	2.11
Income Tax Expense	0.87	-0.14	0.33	-0.01
Earnings From Continuing Operations	3.95	-6.21	1.12	2.11
Earnings From Discontinued Operations	-2.69	-	-	-
Net Income	1.25	-6.21	1.12	2.11
Net Income to Common	1.25	-6.21	1.12	2.11
Net Income Growth	-	-	-47.01%	-
Basic Shares Outstanding	18	4	-	-
Diluted Shares Outstanding	18	4	-	-
Shares Change (YoY)	410.91%	-	-	-
EPS (Basic)	0.07	-1.74	-	-
EPS (Diluted)	0.07	-1.74	-	-
Effective Tax Rate	18.07%	-	22.79%	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q