FB Bancorp, Inc. (FBLA)

FB Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022
Net Income	2.51	-12.43	1.12	2.11
Depreciation & Amortization	3.09	3.04	4.17	5.23
Provision for Credit Losses	1.72	1.53	0.65	-0.4
Stock-Based Compensation	0.79	0.77	-	-
Net Change in Loans Held-for-Sale	-	-	-5.47	45.82
Other Adjustments	-3.04	-1.41	-7.27	1.12
Changes in Other Operating Activities	-1.06	3.11	-0.21	-6.63
Operating Cash Flow	2.76	0.81	-7	47.25
Operating Cash Flow Growth	238.82%	-	-	-
Net Change in Loans Held-for-Investment	9.38	-95.01	-112.14	-11.88
Net Change in Securities and Investments	-69.43	5.85	25.54	-218.88
Capital Expenditures	-6.66	-5.37	-7.03	-2.43
Sale of Property, Plant & Equipment	1.06	2.23	0.16	0.32
Other Investing Activities	0.9	-	9.36	-
Investing Cash Flow	-64.74	-92.29	-84.1	-232.87
Net Change in Deposits	40.66	31.45	-22.24	-37.51
Long-Term Debt Issued	73.5	144.5	-	-
Long-Term Debt Repaid	-68.74	-243.2	-	-
Net Long-Term Debt Issued (Repaid)	4.76	-98.7	-	-
Issuance of Common Stock	-	187.85	-	-
Repurchase of Common Stock	-22.16	-12.07	-	-
Net Common Stock Issued (Repurchased)	-22.16	175.79	-	-
Other Financing Activities	0.15	-5.32	139.72	-19.35
Financing Cash Flow	23.41	103.22	117.48	-56.86
Net Cash Flow	-38.58	11.74	26.37	-242.47
Free Cash Flow	-3.9	-4.55	-14.04	44.82
FCF Margin	-7.74%	-10.21%	-20.51%	70.35%
Free Cash Flow Per Share	-0.21	-0.25	-1.19	-
Levered Free Cash Flow	1.39	-104.14	-1.95	-1.72
Unlevered Free Cash Flow	-4.62	0.78	-3.07	-3.83

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q