FB Bancorp, Inc. (FBLA)

FB Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022
Net Income	-2.7	-6.21	1.12	2.11
Depreciation & Amortization	2.99	3.04	4.17	5.23
Provision for Credit Losses	1.96	1.53	0.65	-0.4
Stock-Based Compensation	1.31	0.77	-	-
Net Change in Loans Held-for-Sale	-4.88	-3.45	-5.47	45.82
Other Adjustments	-1.6	1.41	-7.27	1.12
Changes in Other Operating Activities	-3.62	-1.06	-0.21	-6.63
Operating Cash Flow	-0.6	-3.98	-7	47.25
Net Change in Loans Held-for-Investment	-33.28	-95.01	-112.14	-11.88
Net Change in Securities and Investments	-49.58	5.85	25.54	-218.88
Capital Expenditures	-7.99	-5.22	-7.03	-2.43
Sale of Property, Plant & Equipment	2.32	2.23	0.16	0.32
Other Investing Activities	2.16	4.57	9.36	-
Investing Cash Flow	-87.25	-87.58	-84.1	-232.87
Net Change in Deposits	87.94	31.45	-22.24	-37.51
Long-Term Debt Issued	48.5	-	-	-
Long-Term Debt Repaid	-73.56	-	-	-
Net Long-Term Debt Issued (Repaid)	-25.06	-	-	-
Issuance of Common Stock	-	187.85	-	-
Repurchase of Common Stock	-	-12.07	-	-
Net Common Stock Issued (Repurchased)	-	175.79	-	-
Other Financing Activities	0.95	-103.94	139.72	-19.35
Financing Cash Flow	-139.96	103.3	117.48	-56.86
Net Cash Flow	-227.81	11.74	26.37	-242.47
Free Cash Flow	-8.59	-9.21	-14.04	44.82
FCF Margin	-12.63%	-14.18%	-20.51%	69.49%
Free Cash Flow Per Share	-0.50	-2.58	-1.19	-
Levered Free Cash Flow	-41.74	-9.46	-1.95	-1.72
Unlevered Free Cash Flow	-8.62	-3.25	-3.07	-3.83

Updated Nov 12, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q