Fifth Third Bancorp (FITB)

Fifth Third Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	2,411	2,314	2,349	2,446	2,770	1,427
Depreciation & Amortization	536	495	462	436	349	492
Gain (Loss) on Sale of Assets	-16	-16	-11	-14	-25	-19
Gain (Loss) on Sale of Investments	-16	-20	-31	84	16	-69
Total Asset Writedown	2	2	4	13	35	45
Provision for Credit Losses	723	530	515	563	-377	1,097
Net Decrease (Increase) in Loans Originated / Sold - Operating	-6	-235	696	2,884	316	-2,286
Change in Income Taxes	-43	70	162	-506	-217	349
Change in Other Net Operating Assets	-460	-628	198	716	-22	-843
Other Operating Activities	243	182	23	-233	74	346
Operating Cash Flow	3,484	2,824	4,509	6,428	2,704	371
Operating Cash Flow Growth	-30.28%	-37.37%	-29.85%	137.72%	628.84%	-79.66%
Capital Expenditures	-661	-414	-491	-472	-309	-358
Sale of Property, Plant and Equipment	14	89	70	2	47	33
Cash Acquisitions	-36	-	-	-917	-297	-23
Investment in Securities	8,009	4,440	-12,858	5,451	-4,049	-31,254
Divestitures	-	6	-	66	-	19
Purchase / Sale of Intangibles	-	5	-25	-213	-381	-44
Net Decrease (Increase) in Loans Originated / Sold - Investing	-7,214	-3,121	3,802	-8,837	-3,003	-294
Other Investing Activities	42	34	14	49	24	19
Investing Cash Flow	154	1,039	-9,488	-4,871	-7,968	-31,902
Short-Term Debt Issued	-	4,100	6,750	7,550	-	182
Long-Term Debt Issued	-	3,249	4,286	4,026	562	2,557
Total Debt Issued	8,848	7,349	11,036	11,576	562	2,739
Short-Term Debt Repaid	-	-2,532	-8,631	-3,793	-193	-
Long-Term Debt Repaid	-	-5,282	-1,657	-1,762	-3,603	-2,799
Total Debt Repaid	-8,626	-7,814	-10,288	-5,555	-3,796	-2,799
Net Debt Issued (Repaid)	222	-465	748	6,021	-3,234	-60
Repurchase of Common Stock	-825	-625	-200	-100	-1,393	-
Preferred Stock Issued	-	-	-	-	-	346
Total Dividends Paid	-1,155	-1,176	-1,060	-927	-897	-858
Net Increase (Decrease) in Deposit Accounts	-1,771	-1,660	5,222	-5,994	10,734	32,019
Other Financing Activities	-73	-65	-55	-85	-99	-47
Financing Cash Flow	-3,952	-3,991	4,655	-1,085	5,111	31,400
Net Cash Flow	-314	-128	-324	472	-153	-131
Free Cash Flow	2,823	2,410	4,018	5,956	2,395	13
Free Cash Flow Growth	-38.42%	-40.02%	-32.54%	148.69%	18323.08%	-99.15%
Free Cash Flow Margin	34.74%	30.31%	49.03%	76.13%	28.87%	0.20%
Free Cash Flow Per Share	4.18	3.51	5.84	8.57	3.37	0.02
Cash Interest Paid	4,170	4,871	3,776	869	465	825
Cash Income Tax Paid	189	195	655	272	607	491

Updated Oct 17, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q