F & M Bank Corp. (FMBM)

F & M Bank Income Statement

Financials in millions USD. Fiscal year is January - December.

Year	2023	2022	2021	2020	2019
Revenue	67.3	1.9	42.58	43.25	41.31
Revenue Growth (YoY)	3445.89%	-95.54%	-1.56%	4.70%	3.59%
Cost of Revenue	4.3	4.48	0	0	0
Gross Profit	63	-2.58	42.58	43.25	41.31
Selling, General & Admin	25.28	24.95	22.81	20.16	20.94
Other Operating Expenses	-12.37	-11.53	-53.33	-53.48	-57.87
Operating Expenses	12.37	5.44	-30.52	-33.32	-36.93
Operating Income	66.48	16.04	12.06	9.93	4.38
Interest Income	56.33	42.18	35.58	36.79	38.21
Interest Expense	24.67	7.25	4.3	5.73	6.82
Other Expense / Income	96.12	42.18	31.27	31.06	31.39
Pretax Income	2.03	8.8	12.06	10.04	4.51
Income Tax	-0.75	0.48	1.32	1.14	-0.23
Net Income	2.77	8.32	10.74	8.79	4.61
Net Income Growth	-66.69%	-22.54%	22.19%	90.48%	-49.22%
Shares Outstanding (Basic)	3	3	3	3	3
Shares Outstanding (Diluted)	3	3	3	3	3
Shares Change	0.78%	0.21%	0.39%	-0.91%	-3.78%
EPS (Basic)	0.80	2.41	3.25	2.66	1.32
EPS (Diluted)	0.80	2.41	3.12	2.56	1.30
EPS Growth	-66.80%	-22.76%	21.88%	96.92%	-48.62%
Free Cash Flow	-6.07	36.25	20.72	1.11	12.99
Free Cash Flow Per Share	-1.75	10.51	6.02	0.32	3.75
Gross Margin	93.61%	-136.04%	100.00%	100.00%	100.00%
Operating Margin	98.78%	845.26%	28.33%	22.96%	10.61%
Profit Margin	4.12%	438.25%	25.22%	20.32%	11.17%
Free Cash Flow Margin	-9.02%	1909.69%	48.66%	2.56%	31.45%
Effective Tax Rate	-36.84%	5.46%	10.97%	11.38%	-5.08%
EBITDA	0.88	17.18	13.3	11.23	5.76
EBITDA Margin	1.31%	905.22%	31.23%	25.96%	13.94%
Depreciation & Amortization	1.35	1.14	1.24	1.3	1.37
EBIT	-0.47	16.04	12.06	9.93	4.38
EBIT Margin	-0.70%	845.26%	28.33%	22.96%	10.61%

Sources: The data provider is Financial Modeling Prep and the numbers are sourced from SEC filings.