FNF Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	5,824	5,153	4,592	6,834	8,553
Investment Income	3,237	3,124	2,607	1,891	1,961
Net Gains on Investments	-60	83	-164	-1,493	334
Total Other Revenues	5,444	5,321	4,717	4,333	4,807
Revenue	14,445	13,681	11,752	11,565	15,655
Revenue Growth (YoY)	5.58%	16.41%	1.62%	-26.13%	45.25%
Insurance Benefits & Claims	4,392	3,998	3,855	1,252	2,273
Policy Amortization Costs	3,362	3,026	2,601	3,555	4,253
Other Operating Expenses	5,052	4,706	4,429	4,913	5,457
Operating Income	1,639	1,951	867	1,845	3,672
Interest Expense	-242	-209	-174	-115	-114
Other Non-Operating Income (Expense)	35	16	17	15	64
Total Non-Operating Income (Expense)	-207	-193	-157	-100	-50
Pretax Income	1,397	1,742	693	1,730	3,558
Provision for Income Taxes	753	367	192	439	813
Net Income	602	1,270	517	1,294	2,797
Minority Interest in Earnings	77	121	1	12	20
Earnings From Discontinued Operations	-	-	-	-	8
Net Income to Common	602	1,270	517	1,294	2,797
Net Income Growth	-52.60%	145.65%	-60.05%	-53.74%	96.01%
Shares Outstanding (Basic)	271	271	270	275	285
Shares Outstanding (Diluted)	272	273	271	277	287
Shares Change (YoY)	-0.37%	0.74%	-2.17%	-3.48%	0.35%
EPS (Basic)	2.22	4.69	1.91	4.71	9.81
EPS (Diluted)	2.21	4.65	1.91	4.67	9.75
EPS Growth	-52.47%	143.46%	-59.10%	-52.10%	95.39%
Shares Outstanding	271	275	273.25	272.31	283.78
Free Cash Flow	5,681	6,669	6,346	4,217	3,959
Free Cash Flow Growth	-14.82%	5.09%	50.49%	6.52%	169.69%
Free Cash Flow Per Share	20.89	24.43	23.42	15.22	13.79
Dividends Per Share	2.020	1.940	1.830	1.770	1.560
Dividend Growth	4.12%	6.01%	3.39%	13.46%	15.56%
Operating Margin	11.35%	14.26%	7.38%	15.95%	23.46%
Profit Margin	4.70%	10.17%	4.41%	11.29%	35.94%
FCF Margin	39.33%	48.75%	54.00%	36.46%	25.29%
EBITDA	2,483	2,690	1,460	2,336	4,104
EBITDA Margin	17.19%	19.66%	12.42%	20.20%	26.22%
EBIT	1,639	1,951	867	1,845	3,672
EBIT Margin	11.35%	14.26%	7.38%	15.95%	23.46%
Effective Tax Rate	53.90%	21.07%	27.71%	25.38%	22.85%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q