First Northern Community Bancorp (FNRN)

FNRN Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	79.33	80.56	61.63	54.13	55.19	54.33
Revenue Growth (YoY)	56.59%	30.72%	13.86%	-1.92%	1.58%	5.38%
Cost of Revenue	0.51	0	0	0	0	0
Gross Profit	78.82	80.56	61.63	54.13	55.19	54.33
Selling, General & Admin	20.94	26.72	25.28	27.06	26.78	25.77
Other Operating Expenses	-13.36	-13.4	-64.06	-61.76	-65.31	-59.71
Operating Expenses	7.26	13.4	-38.78	-34.7	-38.53	-33.94
Operating Income	25.43	8.12	22.85	19.43	16.66	20.39
Interest Income	59.27	74.12	55.88	47.18	48.86	48.99
Interest Expense	9.84	7.58	1.19	0.91	1.48	1.86
Other Expense / Income	46.85	45.01	55.88	46.26	47.38	47.13
Pretax Income	28.02	29.65	21.67	19.43	16.66	20.39
Income Tax	7.68	8.09	5.78	5.24	4.5	5.67
Net Income	20.34	21.55	15.88	14.19	12.16	14.72
Net Income Growth	10.96%	35.70%	11.97%	16.65%	-17.39%	17.29%
Shares Outstanding (Basic)	15	16	16	15	16	16
Shares Outstanding (Diluted)	15	16	16	16	17	16
Shares Change	0.69%	0.52%	2.05%	-4.97%	5.05%	5.07%
EPS (Basic)	1.30	1.35	1.00	0.92	0.74	0.95
EPS (Diluted)	1.30	1.34	0.99	0.90	0.74	0.94
EPS Growth	11.11%	35.35%	10.00%	21.62%	-21.28%	11.90%
Free Cash Flow	23.59	25.97	21.44	24.47	11.73	15.51
Free Cash Flow Per Share	1.53	1.61	1.34	1.56	0.71	0.99
Gross Margin	99.36%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	32.05%	10.08%	37.08%	35.89%	30.19%	37.53%
Profit Margin	25.64%	26.75%	25.77%	26.21%	22.04%	27.10%
Free Cash Flow Margin	29.74%	32.23%	34.78%	45.21%	21.25%	28.54%
Effective Tax Rate	27.40%	27.30%	26.69%	26.97%	27.01%	27.81%
EBITDA	13.55	8.12	24.73	21.25	18.88	21.98
EBITDA Margin	17.07%	10.08%	40.12%	39.26%	34.20%	40.45%
Depreciation & Amortization	2.97	2.91	1.88	1.82	2.21	1.59
EBIT	10.58	5.21	22.85	19.43	16.66	20.39
EBIT Margin	13.33%	6.47%	37.08%	35.89%	30.19%	37.53%

Sources: The data provider is Financial Modeling Prep and the numbers are sourced from SEC filings.