FirstSun Capital Bancorp (FSUN)

FirstSun Capital Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	422.37	421.96	385.64	247.99	159.3	145.26
Interest Income on Investments	37.58	37.58	28.05	18.83	10.05	11.58
Total Interest Income	459.95	459.54	413.68	266.82	169.35	156.84
Interest Paid on Deposits	147.39	150.65	101.36	13.15	8.54	15.64
Interest Paid on Borrowings	11.98	11.98	18.9	12.03	5.58	5.24
Total Interest Expense	159.37	162.63	120.25	25.19	14.12	20.88
Net Interest Income	300.58	296.91	293.43	241.63	155.23	135.95
Net Interest Income Growth (YoY)	3.61%	1.19%	21.44%	55.66%	14.18%	6.86%
Trust Income	21.3	20.62	17.42	15.63	7.8	5.2
Mortgage Banking Activities	38.57	39.01	31.38	46.29	86.41	122.17
Gain (Loss) on Sale of Investments	-	-	-	-	-	0.15
Other Non-Interest Income	8.72	9.54	8.78	6.59	7.17	3.09
Total Non-Interest Income	88.71	89.79	79.09	89.57	124.24	148.39
Non-Interest Income Growth (YoY)	6.92%	13.53%	-11.69%	-27.91%	-16.27%	109.09%
Revenues Before Loan Losses	389.3	386.7	372.52	331.2	279.48	284.34
Provision for Loan Losses	14.85	27.55	18.25	18.05	3	23.1
Revenue	374.45	359.15	354.28	313.15	276.48	261.24
Revenue Growth (YoY)	9.58%	1.38%	13.13%	13.26%	5.83%	35.96%
Salaries and Employee Benefits	154.82	152.61	131.1	132.91	148.93	137.65
Occupancy Expenses	37.22	36.28	33.43	31.34	21.01	19.46
Amortization of Goodwill & Intangibles	3.36	3.55	4.82	4.22	1.42	1.49
Selling, General & Administrative	5.63	5.63	4.94	4.04	12.75	11.99
Other Non-Interest Expense	53.21	52.79	48.5	47.87	37.46	33.5
Total Non-Interest Expense	254.25	250.86	222.79	220.38	221.55	204.07
EBT Excluding Unusual Items	120.2	108.29	131.48	92.77	54.93	57.17
Pretax Income	109.51	95.11	131.48	74.02	51.84	57.17
Income Tax Expense	22.61	19.48	27.95	14.84	8.68	9.58
Net Income	86.9	75.63	103.53	59.18	43.16	47.59
Net Income to Common	86.9	75.63	103.53	59.18	43.16	47.59
Net Income Growth	-2.96%	-26.95%	74.94%	37.11%	-9.29%	132.09%
Basic Shares Outstanding	28	27	25	23	18	18
Diluted Shares Outstanding	28	28	25	24	19	18
Shares Change (YoY)	9.31%	10.56%	6.50%	27.00%	1.60%	-6.99%
EPS (Basic)	3.14	2.76	4.15	2.55	2.36	2.60
EPS (Diluted)	3.06	2.69	4.08	2.48	2.30	2.58
EPS Growth	-11.56%	-34.07%	64.52%	7.83%	-10.85%	150.49%
Effective Tax Rate	20.65%	20.48%	21.26%	20.05%	16.74%	16.76%

Updated Apr 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q