FirstSun Capital Bancorp (FSUN)

FirstSun Capital Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	421.96	421.96	385.64	247.99	159.3	145.26
Interest Income on Investments	42.58	37.58	28.05	18.83	10.05	11.58
Total Interest Income	464.54	459.54	413.68	266.82	169.35	156.84
Interest Paid on Deposits	146.3	150.65	101.36	13.15	8.54	15.64
Interest Paid on Borrowings	7.26	11.98	18.9	12.03	5.58	5.24
Total Interest Expense	153.56	162.63	120.25	25.19	14.12	20.88
Net Interest Income	310.98	296.91	293.43	241.63	155.23	135.95
Net Interest Income Growth (YoY)	6.52%	1.19%	21.44%	55.66%	14.18%	6.86%
Trust Income	22.78	20.62	17.42	15.63	7.8	5.2
Mortgage Banking Activities	44.6	39.01	31.38	46.29	86.41	122.17
Gain (Loss) on Sale of Investments	-	-	-	-	-	0.15
Other Non-Interest Income	10.32	9.54	8.78	6.59	7.17	3.09
Total Non-Interest Income	96.77	89.79	79.09	89.57	124.24	148.39
Non-Interest Income Growth (YoY)	13.34%	13.53%	-11.69%	-27.91%	-16.27%	109.09%
Revenues Before Loan Losses	407.75	386.7	372.52	331.2	279.48	284.34
Provision for Loan Losses	23.25	27.55	18.25	18.05	3	23.1
Revenue	384.5	359.15	354.28	313.15	276.48	261.24
Revenue Growth (YoY)	10.48%	1.38%	13.13%	13.26%	5.83%	35.96%
Salaries and Employee Benefits	163.31	152.61	131.1	132.91	148.93	137.65
Occupancy Expenses	38.24	36.28	33.43	31.34	21.01	19.46
Amortization of Goodwill & Intangibles	3.22	3.55	4.82	4.22	1.42	1.49
Selling, General & Administrative	7.05	5.63	4.94	4.04	12.75	11.99
Other Non-Interest Expense	53.59	52.79	48.5	47.87	37.46	33.5
Total Non-Interest Expense	265.4	250.86	222.79	220.38	221.55	204.07
EBT Excluding Unusual Items	119.1	108.29	131.48	92.77	54.93	57.17
Pretax Income	111.09	95.11	131.48	74.02	51.84	57.17
Income Tax Expense	21.61	19.48	27.95	14.84	8.68	9.58
Net Income	89.48	75.63	103.53	59.18	43.16	47.59
Net Income to Common	89.48	75.63	103.53	59.18	43.16	47.59
Net Income Growth	7.43%	-26.95%	74.94%	37.11%	-9.29%	132.09%
Basic Shares Outstanding	28	27	25	23	18	18
Diluted Shares Outstanding	28	28	25	24	19	18
Shares Change (YoY)	3.46%	10.56%	6.50%	27.00%	1.60%	-6.99%
EPS (Basic)	3.23	2.76	4.15	2.55	2.36	2.60
EPS (Diluted)	3.16	2.69	4.08	2.48	2.30	2.58
EPS Growth	3.52%	-34.07%	64.52%	7.83%	-10.85%	150.49%
Effective Tax Rate	19.45%	20.48%	21.26%	20.05%	16.74%	16.76%

Updated Oct 27, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q