FirstSun Capital Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	467.77	421.96	385.64	247.99	159.3
Interest Income on Investments	-	37.58	28.05	18.83	10.05
Total Interest Income	467.77	459.54	413.68	266.82	169.35
Interest Paid on Deposits	150.38	150.65	101.36	13.15	8.54
Interest Paid on Borrowings	-	11.98	18.9	12.03	5.58
Total Interest Expense	150.38	162.63	120.25	25.19	14.12
Net Interest Income	317.39	296.91	293.43	241.63	155.23
Net Interest Income Growth (YoY)	6.90%	1.19%	21.44%	55.66%	14.18%
Trust Income	23.42	20.62	17.42	15.63	7.8
Mortgage Banking Activities	47.07	39.01	31.38	46.29	86.41
Other Non-Interest Income	12.34	9.54	8.78	6.59	7.17
Total Non-Interest Income	101.88	89.79	79.09	89.57	124.24
Non-Interest Income Growth (YoY)	13.46%	13.53%	-11.69%	-27.91%	-16.27%
Revenues Before Loan Losses	419.27	386.7	372.52	331.2	279.48
Provision for Loan Losses	24.6	27.55	18.25	18.05	3
Revenue	394.67	359.15	354.28	313.15	276.48
Revenue Growth (YoY)	9.89%	1.38%	13.13%	13.26%	5.83%
Salaries and Employee Benefits	171.82	152.61	131.1	132.91	148.93
Occupancy Expenses	38.24	36.28	33.43	31.34	21.01
Amortization of Goodwill & Intangibles	2.41	3.55	4.82	4.22	1.42
Selling, General & Administrative	-	5.63	4.94	4.04	12.75
Other Non-Interest Expense	56.55	52.79	48.5	47.87	37.46
Total Non-Interest Expense	269.03	250.86	222.79	220.38	221.55
EBT Excluding Unusual Items	125.64	108.29	131.48	92.77	54.93
Pretax Income	122.9	95.11	131.48	74.02	51.84
Income Tax Expense	24.96	19.48	27.95	14.84	8.68
Net Income	97.94	75.63	103.53	59.18	43.16
Net Income to Common	97.94	75.63	103.53	59.18	43.16
Net Income Growth	29.50%	-26.95%	74.94%	37.11%	-9.29%
Basic Shares Outstanding	28	27	25	23	18
Diluted Shares Outstanding	28	28	25	24	19
Shares Change (YoY)	0.65%	10.56%	6.50%	27.00%	1.60%
EPS (Basic)	3.52	2.76	4.15	2.55	2.36
EPS (Diluted)	3.47	2.69	4.08	2.48	2.30
EPS Growth	29.00%	-34.07%	64.52%	7.83%	-10.85%
Effective Tax Rate	20.31%	20.48%	21.26%	20.05%	16.74%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q