FVCBankcorp, Inc. (FVCB)

FVCBankcorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	-	106.67	98.37	73.62	63.97
Interest Income on Investments	-	6.64	8.24	7.06	4.45
Total Interest Income	-	113.31	106.62	80.68	68.43
Interest Paid on Deposits	-	53.21	47.35	12.47	7.6
Interest Paid on Borrowings	-	4.52	4.87	2.97	2.88
Total Interest Expense	-	57.72	52.22	15.44	10.48
Net Interest Income	63.77	55.59	54.4	65.24	57.95
Net Interest Income Growth (YoY)	14.71%	2.19%	-16.63%	12.59%	10.12%
Gain (Loss) on Sale of Investments	-	-	-15.58	-	-
Gain (Loss) on Sale of Equity Investments	1.25	0.38	-1.11	-0.03	1.46
Other Non-Interest Income	1.14	1.03	2.29	1.91	1.81
Total Non-Interest Income	3.64	2.53	-13.37	2.83	4.3
Non-Interest Income Growth (YoY)	43.53%	-	-	-34.12%	48.81%
Revenues Before Loan Losses	67.41	58.12	41.03	68.08	62.25
Provision for Loan Losses	1.59	0.01	0.13	2.63	-0.5
Revenue	65.82	58.12	40.89	65.45	62.75
Revenue Growth (YoY)	13.25%	42.12%	-37.52%	4.30%	24.27%
Salaries and Employee Benefits	20.13	17.96	19.04	19.13	17.97
Occupancy Expenses	2.11	0.45	0.62	0.69	1.66
Federal Deposit Insurance	-	1.32	1.43	0.62	0.77
Amortization of Goodwill & Intangibles	-	0.17	0.21	0.26	0.31
Selling, General & Administrative	6.83	9.68	9.23	9.06	7.2
Other Non-Interest Expense	8.5	6.24	5.67	4.58	5.42
Total Non-Interest Expense	37.57	35.82	36.21	34.34	33.1
EBT Excluding Unusual Items	28.25	22.3	4.69	31.11	29.65
Pretax Income	28.25	22.3	4.23	30.99	28.21
Income Tax Expense	6.19	7.23	0.41	6.01	6.28
Net Income	22.06	15.06	3.82	24.98	21.93
Net Income to Common	22.06	15.06	3.82	24.98	21.93
Net Income Growth	46.42%	294.14%	-84.70%	13.91%	41.49%
Basic Shares Outstanding	18	18	18	17	17
Diluted Shares Outstanding	18	18	18	18	18
Shares Change (YoY)	-0.74%	0.91%	-1.37%	1.41%	3.17%
EPS (Basic)	1.22	0.83	0.22	1.43	1.29
EPS (Diluted)	1.21	0.82	0.21	1.35	1.20
EPS Growth	47.56%	290.48%	-84.44%	12.50%	36.36%
Effective Tax Rate	21.91%	32.44%	9.69%	19.38%	22.25%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q