FVCBankcorp, Inc. (FVCB)

FVCBankcorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	110.45	106.67	98.37	73.62	63.97	63.45
Interest Income on Investments	6.64	6.64	8.24	7.06	4.45	3.66
Total Interest Income	117.09	113.31	106.62	80.68	68.43	67.1
Interest Paid on Deposits	50.82	53.21	47.35	12.47	7.6	12.33
Interest Paid on Borrowings	4.52	4.52	4.87	2.97	2.88	2.15
Total Interest Expense	55.34	57.72	52.22	15.44	10.48	14.48
Net Interest Income	61.76	55.59	54.4	65.24	57.95	52.62
Net Interest Income Growth (YoY)	15.79%	2.19%	-16.63%	12.59%	10.12%	9.48%
Gain (Loss) on Sale of Investments	-	-	-15.58	-	-	0.14
Gain (Loss) on Sale of Equity Investments	0.95	0.38	-1.11	-0.03	1.46	-
Other Non-Interest Income	1.06	1.03	2.29	1.91	1.81	2.19
Total Non-Interest Income	3.16	2.53	-13.37	2.83	4.3	2.89
Non-Interest Income Growth (YoY)	-	-	-	-34.12%	48.81%	13.55%
Revenues Before Loan Losses	64.92	58.12	41.03	68.08	62.25	55.51
Provision for Loan Losses	0.68	0.01	0.13	2.63	-0.5	5.02
Revenue	64.24	58.12	40.89	65.45	62.75	50.5
Revenue Growth (YoY)	41.03%	42.12%	-37.52%	4.30%	24.27%	3.28%
Salaries and Employee Benefits	18.82	17.96	19.04	19.13	17.97	16.13
Occupancy Expenses	0.45	0.45	0.62	0.69	1.66	1.64
Federal Deposit Insurance	1.32	1.32	1.43	0.62	0.77	0.75
Amortization of Goodwill & Intangibles	0.17	0.17	0.21	0.26	0.31	0.35
Selling, General & Administrative	10.08	9.68	9.23	9.06	7.2	5.95
Other Non-Interest Expense	6.19	6.24	5.67	4.58	5.42	5.36
Total Non-Interest Expense	37.04	35.82	36.21	34.34	33.1	30.16
EBT Excluding Unusual Items	27.21	22.3	4.69	31.11	29.65	20.33
Pretax Income	27.21	22.3	4.23	30.99	28.21	19.66
Income Tax Expense	5.9	7.23	0.41	6.01	6.28	4.16
Net Income	21.31	15.06	3.82	24.98	21.93	15.5
Net Income to Common	21.31	15.06	3.82	24.98	21.93	15.5
Net Income Growth	318.35%	294.14%	-84.70%	13.91%	41.49%	-2.07%
Basic Shares Outstanding	18	18	18	17	17	17
Diluted Shares Outstanding	18	18	18	18	18	18
Shares Change (YoY)	0.02%	0.91%	-1.37%	1.41%	3.17%	-4.66%
EPS (Basic)	1.17	0.83	0.22	1.43	1.29	0.92
EPS (Diluted)	1.17	0.82	0.21	1.35	1.20	0.88
EPS Growth	328.55%	290.48%	-84.44%	12.50%	36.36%	2.80%
Effective Tax Rate	21.67%	32.44%	9.69%	19.38%	22.25%	21.14%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q