FVCBankcorp, Inc. (FVCB)

FVCBankcorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	63.77	55.59	54.4	65.24	57.95
Net Interest Income Growth	14.71%	2.19%	-16.63%	12.59%	10.12%
Non-Interest Income	3.64	2.53	-13.37	2.83	4.3
Non-Interest Income Growth	43.53%	-	-	-34.12%	13.42%
Revenues Before Loan Losses	67.41	58.12	41.03	68.08	62.25
Provision for Credit Losses	1.59	0.01	0.13	2.63	-0.5
Revenue	65.82	58.12	40.89	65.45	62.75
Revenue Growth (YoY)	13.25%	42.12%	-37.52%	4.30%	22.09%
Compensation Expenses	20.13	18.75	20.64	20.32	18.98
Selling, General & Admin	4.05	11.06	10.39	9.45	8.97
Other Non-Interest Expenses	13.39	6.01	5.63	4.7	7.07
Total Non-Interest Expense	37.57	35.82	36.66	34.46	34.54
Pretax Income	28.25	22.3	4.23	30.99	28.21
Provision for Income Taxes	6.19	7.23	0.41	6.01	6.28
Net Income	22.06	15.06	3.82	24.98	21.93
Net Income to Common	22.06	15.06	3.82	24.98	21.93
Net Income Growth	46.42%	294.14%	-84.70%	13.91%	41.49%
Shares Outstanding (Basic)	18	18	18	17	17
Shares Outstanding (Diluted)	18	18	18	18	18
Shares Change (YoY)	-0.74%	0.91%	-1.37%	1.41%	3.17%
EPS (Basic)	1.22	0.83	0.22	1.43	1.29
EPS (Diluted)	1.21	0.82	0.21	1.35	1.20
EPS Growth	47.56%	290.48%	-84.44%	12.50%	36.36%
Free Cash Flow	1.59	18.09	16.06	22.23	18.96
Free Cash Flow Growth	-91.22%	12.67%	-27.76%	17.23%	30.65%
Free Cash Flow Per Share	0.09	0.98	0.88	1.20	1.04
Dividends Per Share	0.180	-	-	-	-
Profit Margin	33.51%	25.92%	9.35%	38.17%	34.95%
FCF Margin	2.41%	31.13%	39.26%	33.96%	30.22%
EBITDA	0	0.45	0.6	0.69	0.86
EBITDA Margin	0.00%	0.77%	1.45%	1.05%	1.37%
Effective Tax Rate	21.91%	32.44%	9.69%	19.38%	22.25%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q