FVCBankcorp, Inc. (FVCB)

FVCBankcorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	-	106.67	98.37	73.62	63.97	63.45
Interest Income on Investments	-	6.64	8.24	7.06	4.45	3.66
Total Interest Income	-	113.31	106.62	80.68	68.43	67.1
Interest Paid on Deposits	-	53.21	47.35	12.47	7.6	12.33
Interest Paid on Borrowings	-	4.52	4.87	2.97	2.88	2.15
Total Interest Expense	-	57.72	52.22	15.44	10.48	14.48
Net Interest Income	59.94	55.59	54.4	65.24	57.95	52.62
Net Interest Income Growth (YoY)	14.26%	2.19%	-16.63%	12.59%	10.12%	9.48%
Gain (Loss) on Sale of Investments	-	-	-15.58	-	-	0.14
Gain (Loss) on Sale of Equity Investments	0.72	0.38	-1.11	-0.03	1.46	-
Other Non-Interest Income	1.09	1.03	2.29	1.91	1.81	2.19
Total Non-Interest Income	2.95	2.53	-13.37	2.83	4.3	2.89
Non-Interest Income Growth (YoY)	-	-	-	-34.12%	48.81%	13.55%
Revenues Before Loan Losses	62.89	58.12	41.03	68.08	62.25	55.51
Provision for Loan Losses	0.11	0.01	0.13	2.63	-0.5	5.02
Revenue	62.78	58.12	40.89	65.45	62.75	50.5
Revenue Growth (YoY)	40.73%	42.12%	-37.52%	4.30%	24.27%	3.28%
Salaries and Employee Benefits	18.56	17.96	19.04	19.13	17.97	16.13
Occupancy Expenses	0.45	0.45	0.62	0.69	1.66	1.64
Federal Deposit Insurance	1.32	1.32	1.43	0.62	0.77	0.75
Amortization of Goodwill & Intangibles	0.17	0.17	0.21	0.26	0.31	0.35
Selling, General & Administrative	9.94	9.68	9.23	9.06	7.2	5.95
Other Non-Interest Expense	6.32	6.24	5.67	4.58	5.42	5.36
Total Non-Interest Expense	36.76	35.82	36.21	34.34	33.1	30.16
EBT Excluding Unusual Items	26.02	22.3	4.69	31.11	29.65	20.33
Pretax Income	26.02	22.3	4.23	30.99	28.21	19.66
Income Tax Expense	5.62	7.23	0.41	6.01	6.28	4.16
Net Income	20.4	15.06	3.82	24.98	21.93	15.5
Net Income to Common	20.4	15.06	3.82	24.98	21.93	15.5
Net Income Growth	357.11%	294.14%	-84.70%	13.91%	41.49%	-2.07%
Basic Shares Outstanding	18	18	18	17	17	17
Diluted Shares Outstanding	18	18	18	18	18	18
Shares Change (YoY)	0.58%	0.91%	-1.37%	1.41%	3.17%	-4.66%
EPS (Basic)	1.12	0.83	0.22	1.43	1.29	0.92
EPS (Diluted)	1.11	0.82	0.21	1.35	1.20	0.88
EPS Growth	359.39%	290.48%	-84.44%	12.50%	36.36%	2.80%
Effective Tax Rate	21.59%	32.44%	9.69%	19.38%	22.25%	21.14%

Updated Jul 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q