FVCBankcorp, Inc. (FVCB)

FVCBankcorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	10.05	8.04	7.25	24.61	20.84	14.92
Investment Securities	194.55	80.32	106.51	246.19	137.76	34.32
Trading Asset Securities	1.74	2.85	4.26	6.05	12.88	6
Mortgage-Backed Securities	138.32	144.02	246.12	328.03	108.88	125.5
Total Investments	334.62	227.19	356.89	580.27	259.52	165.82
Gross Loans	1,875	1,829	1,841	1,507	1,471	1,273
Allowance for Loan Losses	-19.07	-18.87	-16.04	-13.83	-14.96	-10.23
Other Adjustments to Gross Loans	-	-	-0.26	-3.54	-5.3	-2.34
Net Loans	1,856	1,810	1,824	1,490	1,451	1,260
Property, Plant & Equipment	7.96	9.39	10.9	11.75	12.78	15.36
Goodwill	-	7.16	7.16	7.16	7.16	7.14
Other Intangible Assets	7.46	0.43	0.63	0.9	1.2	1.55
Loans Held for Sale	-	-	-	-	-	11.2
Accrued Interest Receivable	10.69	10.32	9.44	8.07	9.14	4.09
Other Current Assets	3.99	3.51	3.27	1.39	0.62	0.55
Long-Term Deferred Tax Assets	14.48	14.82	18.53	8.63	8.55	7.68
Other Real Estate Owned & Foreclosed	-	-	-	-	3.87	3.87
Other Long-Term Assets	44.15	94.25	94.76	68.27	44.25	42.98
Total Assets	2,293	2,191	2,344	2,203	1,821	1,537
Accrued Expenses	11.73	8.42	11.29	45.45	4.72	2.72
Interest Bearing Deposits	1,452	1,284	1,232	1,213	1,033	831.99
Institutional Deposits	151.32	164.71	159.5	89.7	100.8	147.5
Non-Interest Bearing Deposits	357.03	396.72	438.27	581.29	399.06	306.24
Total Deposits	1,961	1,845	1,830	1,884	1,532	1,286
Short-Term Borrowings	58.74	87.85	269.26	31.05	37.88	31
Current Portion of Leases	-	1.81	-	-	-	-
Accrued Interest Payable	3.31	2.42	1.27	1.03	0.69	0.61
Long-Term Debt	19.67	19.62	19.57	20.71	44.09	24.49
Long-Term Leases	7.73	7.43	10.39	11.11	12.12	13.69
Other Long-Term Liabilities	0.51	0.6	-	-	-	-
Total Liabilities	2,062	1,973	2,142	1,993	1,632	1,358
Common Stock	0.18	0.18	0.18	0.14	0.14	0.14
Additional Paid-In Capital	127.3	125.21	123.89	121.8	119.57	125.78
Retained Earnings	126.07	115.89	114.89	89.9	67.97	52.47
Comprehensive Income & Other	-22.72	-24.16	-36.57	-2.04	1.83	0.69
Shareholders' Equity	230.83	217.12	202.38	209.8	189.5	179.08
Total Liabilities & Equity	2,293	2,191	2,344	2,203	1,821	1,537
Total Debt	86.14	116.71	299.22	62.87	94.09	69.17
Net Cash (Debt)	93.23	-53.34	-213.41	184.14	59.86	-30.03
Net Cash Growth	424.90%	-	-	207.64%	-	-
Net Cash Per Share	5.08	-2.93	-11.55	10.10	3.39	-1.62
Filing Date Shares Outstanding	18.2	17.88	17.67	17.41	17.05	16.83
Total Common Shares Outstanding	18.2	17.81	17.48	17.16	16.89	17.38
Book Value Per Share	12.68	12.19	11.58	12.23	11.22	10.31
Tangible Book Value	223.37	209.53	194.59	201.74	181.14	170.39
Tangible Book Value Per Share	12.27	11.77	11.14	11.76	10.73	9.81

Source: S&P Capital IQ. Banks template. Financial Sources.