FVCBankcorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	21.31	15.06	3.82	24.98	21.93	15.5
Depreciation & Amortization	0.37	0.45	0.6	0.69	0.86	0.96
Provision for Credit Losses	0.58	0.01	0.13	2.63	-0.5	5.02
Stock-Based Compensation	0.81	0.79	1.14	1.18	1.01	0.69
Net Change in Loans Held-for-Sale	-	-	-	-	-	0.45
Other Adjustments	-1.85	-0.7	14.94	-2.55	-6.94	-3.9
Changes in Accrued Interest and Accounts Receivable	1.77	2.51	-0.02	-9.09	9.48	-10.06
Changes in Other Operating Activities	-3.06	0.12	-4.35	4.56	-6.4	6.2
Operating Cash Flow	21.12	18.23	16.27	22.39	19.45	14.87
Operating Cash Flow Growth	17.88%	12.07%	-27.35%	15.16%	30.81%	-23.48%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	-46.43	-30.31	21.82	142.05	-96.12	-102
Net Change in Loans Held-for-Investment	15.45	-41.13	13.78	-334.43	-32.11	-182.33
Net Change in Securities and Investments	11.77	14.88	113.84	-19.32	-197.53	16.38
Capital Expenditures	-0.05	-0.14	-0.21	-0.17	-0.49	-0.35
Other Investing Activities	-	47.77	-	-13.96	-18.1	-
Investing Cash Flow	-20.12	-8.92	149.23	-225.83	-344.34	-268.3
Net Change in Deposits	36.11	25.31	15.12	-53.61	351.26	246.75
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	10.56	-35.18	-180	240	-	0
Long-Term Debt Issued	-	-	-	-	-	19.51
Long-Term Debt Repaid	-1.02	-0.98	-	-1.25	-23.81	-
Net Long-Term Debt Issued (Repaid)	-1.02	-0.98	-	-1.25	-23.81	19.51
Issuance of Common Stock	0.6	1.66	1.74	1.67	1.22	0.38
Repurchase of Common Stock	-2.19	-	-1.57	-0.73	-	-7.28
Net Common Stock Issued (Repurchased)	-1.6	1.66	0.17	0.94	1.22	-6.91
Financing Cash Flow	3.87	-9.19	-164.71	186.08	328.67	259.36
Net Cash Flow	6.43	0.12	0.79	-17.36	3.78	5.92
Free Cash Flow	21.07	18.09	16.06	22.23	18.96	14.51
Free Cash Flow Growth	16.47%	12.67%	-27.76%	17.23%	30.65%	-24.09%
FCF Margin	32.67%	31.13%	39.26%	33.96%	30.22%	28.24%
Free Cash Flow Per Share	1.15	0.98	0.88	1.20	1.04	0.82
Levered Free Cash Flow	19.33	17.02	-0.16	19.72	1.58	31.76
Unlevered Free Cash Flow	-0.97	2.94	-3.98	-4.02	3.46	-3.25

Updated Nov 12, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q