FVCBankcorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	22.06	15.06	3.82	24.98	21.93
Depreciation & Amortization	0.34	0.45	0.6	0.69	0.86
Provision for Credit Losses	1.59	0.01	0.13	2.63	-0.5
Stock-Based Compensation	0.85	0.79	1.14	1.18	1.01
Other Adjustments	-1.77	-0.7	14.94	-2.55	-6.94
Changes in Accrued Interest and Accounts Receivable	1.35	2.51	-0.02	-9.09	9.48
Changes in Other Operating Activities	-0.56	0.12	-4.35	4.56	-6.4
Operating Cash Flow	23.86	18.23	16.27	22.39	19.45
Operating Cash Flow Growth	30.86%	12.07%	-27.35%	15.16%	30.81%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	-39.16	-30.31	21.82	142.05	-96.12
Net Change in Loans Held-for-Investment	-71.39	-41.13	13.78	-334.43	-32.11
Net Change in Securities and Investments	15.94	14.88	113.84	-19.32	-197.53
Capital Expenditures	-0.05	-0.14	-0.21	-0.17	-0.49
Other Investing Activities	-	47.77	-	-13.96	-18.1
Investing Cash Flow	-94.66	-8.92	149.23	-225.83	-344.34
Net Change in Deposits	126.67	25.31	15.12	-53.61	351.26
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-50	-35	-180	240	-
Long-Term Debt Repaid	-	-0.98	-	-1.25	-23.81
Net Long-Term Debt Issued (Repaid)	-	-0.98	-	-1.25	-23.81
Issuance of Common Stock	0.55	1.66	1.74	1.67	1.22
Repurchase of Common Stock	-6.73	-0.18	-1.57	-0.73	-
Net Common Stock Issued (Repurchased)	-6.19	1.48	0.17	0.94	1.22
Common Dividends Paid	-2.17	-	-	-	-
Financing Cash Flow	68.32	-9.19	-164.71	186.08	328.67
Net Cash Flow	-2.48	0.12	0.79	-17.36	3.78
Free Cash Flow	23.81	18.09	16.06	22.23	18.96
Free Cash Flow Growth	31.62%	12.67%	-27.76%	17.23%	30.65%
FCF Margin	36.18%	31.13%	39.26%	33.96%	30.22%
Free Cash Flow Per Share	1.30	0.98	0.88	1.20	1.04
Levered Free Cash Flow	23.14	17.02	-0.16	19.72	1.58
Unlevered Free Cash Flow	1.08	2.94	-3.98	-4.02	3.46

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q