FVCBankcorp, Inc. (FVCB)

FVCBankcorp Statistics

Total Valuation

FVCBankcorp has a market cap or net worth of $232.07 million. The enterprise value is $71.89 million.

Market Cap	232.07M
Enterprise Value	71.89M

Important Dates

The last earnings date was Tuesday, October 21, 2025, after market close.

Earnings Date	Oct 21, 2025
Ex-Dividend Date	Oct 27, 2025

Share Statistics

FVCBankcorp has 18.07 million shares outstanding. The number of shares has increased by 0.02% in one year.

Current Share Class	18.07M
Shares Outstanding	18.07M
Shares Change (YoY)	+0.02%
Shares Change (QoQ)	-0.42%
Owned by Insiders (%)	16.12%
Owned by Institutions (%)	40.09%
Float	13.80M

Valuation Ratios

The trailing PE ratio is 10.98 and the forward PE ratio is 10.23.

PE Ratio	10.98
Forward PE	10.23
PS Ratio	3.63
Forward PS	3.45
PB Ratio	0.93
P/TBV Ratio	0.96
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	3.37
EV / Sales	1.12
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.87%.

Return on Equity (ROE)	8.87%
Return on Assets (ROA)	0.92%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$563,518
Profits Per Employee	$186,939
Employee Count	114
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FVCBankcorp has paid $5.90 million in taxes.

Income Tax	5.90M
Effective Tax Rate	21.67%

Stock Price Statistics

The stock price has decreased by -4.04% in the last 52 weeks. The beta is 0.35, so FVCBankcorp's price volatility has been lower than the market average.

Beta (5Y)	0.35
52-Week Price Change	-4.04%
50-Day Moving Average	13.02
200-Day Moving Average	11.98
Relative Strength Index (RSI)	53.05
Average Volume (20 Days)	24,416

Short Selling Information

The latest short interest is 60,533, so 0.33% of the outstanding shares have been sold short.

Short Interest	60,533
Short Previous Month	68,017
Short % of Shares Out	0.33%
Short % of Float	0.44%
Short Ratio (days to cover)	2.13

Income Statement

In the last 12 months, FVCBankcorp had revenue of $64.24 million and earned $21.31 million in profits. Earnings per share was $1.17.

Revenue	64.24M
Gross Profit	64.24M
Operating Income	28.69M
Pretax Income	27.21M
Net Income	21.31M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.17

Balance Sheet

The company has $228.92 million in cash and $68.74 million in debt, giving a net cash position of $160.19 million or $8.86 per share.

Cash & Cash Equivalents	228.92M
Total Debt	68.74M
Net Cash	160.19M
Net Cash Per Share	$8.86
Equity (Book Value)	249.80M
Book Value Per Share	13.82
Working Capital	-1.80B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	44.66%
Pretax Margin	42.35%
Profit Margin	33.17%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 1.87%.

Dividend Per Share	$0.24
Dividend Yield	1.87%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	10.26%
Buyback Yield	-0.02%
Shareholder Yield	1.85%
Earnings Yield	9.18%
FCF Yield	n/a

Analyst Forecast

The average price target for FVCBankcorp is $16.00, which is 24.61% higher than the current price. The consensus rating is "Buy".

Price Target	$16.00
Price Target Difference	24.61%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 1, 2023. It was a forward split with a ratio of 1.25:1.

Last Split Date	Feb 1, 2023
Split Type	Forward
Split Ratio	1.25:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2