FVCBankcorp, Inc. (FVCB)

FVCBankcorp Statistics

Total Valuation

FVCBankcorp has a market cap or net worth of $280.41 million. The enterprise value is $171.53 million.

Market Cap	280.41M
Enterprise Value	171.53M

Important Dates

The last earnings date was Tuesday, January 20, 2026, after market close.

Earnings Date	Jan 20, 2026
Ex-Dividend Date	Jan 26, 2026

Share Statistics

FVCBankcorp has 17.92 million shares outstanding. The number of shares has decreased by -0.74% in one year.

Current Share Class	17.92M
Shares Outstanding	17.92M
Shares Change (YoY)	-0.74%
Shares Change (QoQ)	-0.23%
Owned by Insiders (%)	16.10%
Owned by Institutions (%)	36.92%
Float	12.82M

Valuation Ratios

The trailing PE ratio is 12.93 and the forward PE ratio is 11.77.

PE Ratio	12.93
Forward PE	11.77
PS Ratio	4.31
Forward PS	3.87
PB Ratio	1.11
P/TBV Ratio	1.14
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	7.78
EV / Sales	2.61
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.02%.

Return on Equity (ROE)	9.02%
Return on Assets (ROA)	0.98%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.00%
Revenue Per Employee	$539,484
Profits Per Employee	$180,795
Employee Count	122
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FVCBankcorp has paid $6.19 million in taxes.

Income Tax	6.19M
Effective Tax Rate	21.91%

Stock Price Statistics

The stock price has increased by +23.91% in the last 52 weeks. The beta is 0.39, so FVCBankcorp's price volatility has been lower than the market average.

Beta (5Y)	0.39
52-Week Price Change	+23.91%
50-Day Moving Average	14.23
200-Day Moving Average	12.92
Relative Strength Index (RSI)	65.43
Average Volume (20 Days)	42,426

Short Selling Information

The latest short interest is 64,781, so 0.36% of the outstanding shares have been sold short.

Short Interest	64,781
Short Previous Month	60,503
Short % of Shares Out	0.36%
Short % of Float	0.51%
Short Ratio (days to cover)	1.85

Income Statement

In the last 12 months, FVCBankcorp had revenue of $65.82 million and earned $22.06 million in profits. Earnings per share was $1.21.

Revenue	65.82M
Gross Profit	65.82M
Operating Income	28.25M
Pretax Income	28.25M
Net Income	22.06M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.21

Balance Sheet

The company has $127.63 million in cash and $18.75 million in debt, with a net cash position of $108.88 million or $6.08 per share.

Cash & Cash Equivalents	127.63M
Total Debt	18.75M
Net Cash	108.88M
Net Cash Per Share	$6.08
Equity (Book Value)	253.60M
Book Value Per Share	14.15
Working Capital	-1.87B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	42.92%
Pretax Margin	42.92%
Profit Margin	33.51%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 1.54%.

Dividend Per Share	$0.24
Dividend Yield	1.54%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	14.88%
Buyback Yield	0.74%
Shareholder Yield	2.28%
Earnings Yield	7.87%
FCF Yield	n/a

Analyst Forecast

The average price target for FVCBankcorp is $16.00, which is 2.24% higher than the current price. The consensus rating is "Buy".

Price Target	$16.00
Price Target Difference	2.24%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 1, 2023. It was a forward split with a ratio of 1.25:1.

Last Split Date	Feb 1, 2023
Split Type	Forward
Split Ratio	1.25:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2