FVCBankcorp, Inc. (FVCB)

FVCBankcorp Statistics

Total Valuation

FVCBankcorp has a market cap or net worth of $236.84 million. The enterprise value is $177.71 million.

Market Cap	236.84M
Enterprise Value	177.71M

Important Dates

The last earnings date was Tuesday, July 22, 2025, after market close.

Earnings Date	Jul 22, 2025
Ex-Dividend Date	Jul 28, 2025

Share Statistics

FVCBankcorp has 18.05 million shares outstanding. The number of shares has increased by 0.58% in one year.

Current Share Class	18.05M
Shares Outstanding	18.05M
Shares Change (YoY)	+0.58%
Shares Change (QoQ)	-1.13%
Owned by Insiders (%)	16.13%
Owned by Institutions (%)	33.11%
Float	12.11M

Valuation Ratios

The trailing PE ratio is 11.83 and the forward PE ratio is 10.67.

PE Ratio	11.83
Forward PE	10.67
PS Ratio	3.80
Forward PS	4.70
PB Ratio	0.97
P/TBV Ratio	1.00
P/FCF Ratio	n/a
P/OCF Ratio	12.99
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	8.71
EV / Sales	2.83
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.69%.

Return on Equity (ROE)	8.69%
Return on Assets (ROA)	0.90%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$550,702
Profits Per Employee	$178,956
Employee Count	114
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FVCBankcorp has paid $5.62 million in taxes.

Income Tax	5.62M
Effective Tax Rate	21.59%

Stock Price Statistics

The stock price has increased by +25.07% in the last 52 weeks. The beta is 0.40, so FVCBankcorp's price volatility has been lower than the market average.

Beta (5Y)	0.40
52-Week Price Change	+25.07%
50-Day Moving Average	12.44
200-Day Moving Average	12.06
Relative Strength Index (RSI)	58.54
Average Volume (20 Days)	36,110

Short Selling Information

The latest short interest is 52,512, so 0.29% of the outstanding shares have been sold short.

Short Interest	52,512
Short Previous Month	64,156
Short % of Shares Out	0.29%
Short % of Float	0.43%
Short Ratio (days to cover)	1.01

Income Statement

In the last 12 months, FVCBankcorp had revenue of $62.78 million and earned $20.40 million in profits. Earnings per share was $1.11.

Revenue	62.78M
Gross Profit	62.78M
Operating Income	27.39M
Pretax Income	8.66M
Net Income	20.40M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.11

Balance Sheet

The company has $136.88 million in cash and $77.76 million in debt, giving a net cash position of $59.13 million or $3.28 per share.

Cash & Cash Equivalents	136.88M
Total Debt	77.76M
Net Cash	59.13M
Net Cash Per Share	$3.28
Equity (Book Value)	243.16M
Book Value Per Share	13.49
Working Capital	-1.82B

Cash Flow

Operating Cash Flow	18.23M
Capital Expenditures	-103,000
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	43.62%
Pretax Margin	41.45%
Profit Margin	32.50%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 1.82%.

Dividend Per Share	$0.24
Dividend Yield	1.82%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	5.41%
Buyback Yield	-0.58%
Shareholder Yield	1.24%
Earnings Yield	8.61%
FCF Yield	n/a

Analyst Forecast

The average price target for FVCBankcorp is $16.00, which is 21.49% higher than the current price. The consensus rating is "Buy".

Price Target	$16.00
Price Target Difference	21.49%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 1, 2023. It was a forward split with a ratio of 1.25:1.

Last Split Date	Feb 1, 2023
Split Type	Forward
Split Ratio	1.25:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3