Generations Bancorp NY Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	23	23	26	29	-	-
Market Cap Growth	-6.28%	-11.24%	-12.80%	-	-	-
Enterprise Value	38	30	47	28	5	21
PE Ratio	-	-14.47	23.50	20.73	-	-
PS Ratio	2.28	2.10	1.99	2.08	-	-
PB Ratio	0.62	0.60	0.68	0.67	-	-
P/FCF Ratio	19.63	12.95	6.57	8.29	-	-
P/OCF Ratio	17.24	11.13	5.87	8.61	-	-
EV/Sales Ratio	3.79	2.81	3.63	2.02	0.33	1.68
EV/EBITDA Ratio	-24.57	-31.10	20.22	10.22	1.68	20.10
EV/EBIT Ratio	-14.88	-15.21	35.86	16.80	2.82	-315.40
EV/FCF Ratio	32.61	17.30	12.01	8.07	6.03	32.94
Debt / Equity Ratio	0.75	0.70	0.78	0.46	1.05	1.24
Debt / EBITDA Ratio	-18.19	-27.22	12.63	7.25	11.40	32.70
Debt / FCF Ratio	23.93	15.14	7.51	5.72	41.01	53.60
Asset Turnover	0.02	0.03	0.03	0.04	0.04	-
Return on Equity (ROE)	-5.40%	-4.30%	2.80%	3.30%	6.00%	-
Return on Assets (ROA)	-0.50%	-0.40%	0.30%	0.40%	0.50%	-
Return on Capital (ROIC)	-0.84%	-0.05%	4.27%	4.88%	6.24%	3.47%
Earnings Yield	-8.63%	-6.91%	4.26%	4.82%	-	-
FCF Yield	5.09%	7.72%	15.23%	12.06%	-	-
Buyback Yield / Dilution	4.50%	5.46%	3.80%	-66.38%	-	-
Total Shareholder Return	4.50%	5.46%	3.80%	-66.38%	-	-

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).