Interest and Dividend Income | 185.55 | 263.74 | 210.85 | 198.29 | 237.71 | |
Total Interest Expense | 149.67 | 181.74 | 126.13 | 105.58 | 112.94 | |
Net Interest Income | 35.88 | 82 | 84.73 | 92.71 | 124.78 | |
Commissions and Fees | - | 0.13 | 0.95 | - | 1.12 | |
Revenue Before Loan Losses | 35.88 | 82.13 | 85.68 | 92.71 | 125.9 | |
Provision for Loan Losses | 201.41 | 104.81 | 69.27 | -20.03 | 53.71 | |
Revenue | -165.53 | -22.67 | 16.41 | 112.74 | 72.19 | |
Revenue Growth (YoY) | - | - | -85.44% | 56.17% | -34.66% | |
Salaries & Employee Benefits | 19.46 | 21.71 | 20.23 | 21.46 | 13.27 | |
Cost of Services Provided | 5.35 | 5.31 | 5.72 | 5.17 | 19.84 | |
Other Operating Expenses | 15.93 | 13.64 | 10.75 | 8.63 | 15.76 | |
Total Operating Expenses | 40.75 | 40.67 | 36.7 | 35.27 | 48.87 | |
Operating Income | -206.28 | -63.34 | -20.28 | 77.46 | 23.32 | |
EBT Excluding Unusual Items | -206.28 | -63.34 | -20.28 | 77.46 | 23.32 | |
Restructuring Charges | - | - | - | - | -46.25 | |
Other Unusual Items | -0.79 | 0.24 | -18.82 | -8.92 | - | |
Pretax Income | -207.06 | -63.1 | -40.81 | 68.55 | -39.85 | |
Income Tax Expense | -0.01 | 0.1 | 0.02 | 0.19 | 0.59 | |
Net Income | -207.05 | -63.2 | -40.83 | 68.35 | -40.44 | |
Preferred Dividends & Other Adjustments | 14.4 | 14.45 | 14.5 | 0.79 | 0.1 | |
Net Income to Common | -221.45 | -77.65 | -55.33 | 67.56 | -40.54 | |
Shares Outstanding (Basic) | 50 | 52 | 53 | 55 | 55 | |
Shares Outstanding (Diluted) | 50 | 52 | 53 | 55 | 55 | |
Shares Change (YoY) | -2.36% | -2.58% | -3.49% | -0.41% | 3.90% | |
EPS (Basic) | -4.39 | -1.50 | -1.04 | 1.24 | -0.73 | |
EPS (Diluted) | -4.39 | -1.50 | -1.04 | 1.23 | -0.73 | |
Dividend Per Share | 0.300 | 0.800 | 0.950 | 1.000 | 0.400 | |
Dividend Growth | -62.50% | -15.79% | -5.00% | 150.00% | -76.19% | |
Operating Margin | - | - | -123.57% | 68.71% | 32.30% | |
Profit Margin | - | - | -337.07% | 59.93% | -56.16% | |
Effective Tax Rate | - | - | - | 0.28% | - | |