Granite Point Mortgage Trust Inc. (GPMT)

GPMT Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	33.85	35.88	82	84.73	92.71
Net Interest Income Growth	-5.67%	-56.24%	-3.22%	-8.61%	-25.70%
Non-Interest Income	13.86	8.54	2.99	-19.57	-8.92
Non-Interest Income Growth	62.22%	185.27%	-	-	-
Revenues Before Loan Losses	47.7	44.42	84.99	65.15	83.79
Provision for Credit Losses	27.54	201.41	104.81	69.27	-20.03
Revenue	20.16	-156.99	-19.81	-4.11	103.82
Revenue Growth (YoY)	-	-	-	-	87.83%
Compensation Expenses	19.86	19.46	21.71	20.23	21.46
Selling, General & Admin	3.6	5.35	5.31	5.72	5.17
Other Non-Interest Expenses	38.04	25.26	16.27	10.75	8.63
Total Non-Interest Expense	61.17	50.07	43.29	36.7	35.27
Pretax Income	-41	-207.06	-63.1	-40.81	68.55
Provision for Income Taxes	0.15	-0.01	0.1	0.02	0.19
Net Income	-55.55	-221.45	-77.65	-55.33	67.56
Net Income Attributable to Preferred Dividends	14.4	14.4	14.45	14.5	0.79
Net Income to Common	-55.55	-221.45	-77.65	-55.33	67.56
Shares Outstanding (Basic)	48	50	52	53	55
Shares Outstanding (Diluted)	48	50	52	53	55
Shares Change (YoY)	-5.06%	-2.36%	-2.58%	-3.49%	-0.41%
EPS (Basic)	-1.16	-4.39	-1.50	-1.04	1.24
EPS (Diluted)	-1.16	-4.39	-1.50	-1.04	1.23
Free Cash Flow	2.67	8.76	52.1	58.9	60.3
Free Cash Flow Growth	-69.54%	-83.19%	-11.55%	-2.33%	197.71%
Free Cash Flow Per Share	0.06	0.17	1.01	1.11	1.10
Dividends Per Share	0.200	0.300	0.800	0.950	1.000
Dividend Growth	-33.33%	-62.50%	-15.79%	-5.00%	150.00%
Profit Margin	-204.09%	131.89%	318.97%	993.07%	65.84%
FCF Margin	13.23%	-5.58%	-262.94%	-1432.69%	58.08%
EBITDA	8.03	6.51	3.49	0	0
EBITDA Margin	39.82%	-4.15%	-17.62%	0.00%	0.00%
Effective Tax Rate	-0.36%	0.00%	-0.15%	-0.04%	0.28%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q