Great Southern Bancorp, Inc. (GSBC)

Great Southern Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	298.71	297.18	271.95	205.75	186.27	204.96
Interest Income on Investments	28.89	27.52	24.88	21.23	12.4	12.74
Total Interest Income	327.6	324.7	296.84	226.98	198.67	217.7
Interest Paid on Deposits	103.25	109.71	88.76	20.68	13.1	32.43
Interest Paid on Borrowings	26.54	25.85	14.86	6.69	7.65	8.13
Total Interest Expense	129.79	135.56	103.62	27.36	20.75	40.57
Net Interest Income	197.81	189.14	193.22	199.61	177.92	177.14
Net Interest Income Growth (YoY)	7.79%	-2.11%	-3.21%	12.19%	0.44%	-1.80%
Gain (Loss) on Sale of Assets	-	-	-	1.1	-	-
Gain (Loss) on Sale of Investments	-	-	-	-0.13	-	0.08
Other Non-Interest Income	25.26	24.09	27.72	30.59	28.85	26.88
Total Non-Interest Income	28.73	27.87	30.07	34.14	38.32	35.05
Non-Interest Income Growth (YoY)	1.32%	-7.34%	-11.92%	-10.90%	9.32%	13.22%
Revenues Before Loan Losses	226.53	217.01	223.29	233.76	216.24	212.19
Provision for Loan Losses	2.24	2.72	-3.08	6.19	-5.76	15.87
Revenue	224.3	214.29	226.37	227.57	222	196.32
Revenue Growth (YoY)	4.82%	-5.33%	-0.53%	2.51%	13.08%	-4.33%
Salaries and Employee Benefits	77.38	76.83	76.9	73.86	69.07	67.46
Occupancy Expenses	31.75	30.38	29.09	26.87	27.66	25.98
Federal Deposit Insurance	4.48	4.62	4.54	3.2	3.06	2.41
Amortization of Goodwill & Intangibles	0.43	0.43	0.29	0.77	0.86	1.15
Selling, General & Administrative	17.42	19.14	21.22	20.04	19.82	15.64
Other Non-Interest Expense	7.93	8.4	8.67	8.26	6.53	6.36
Total Non-Interest Expense	138.49	139.5	141.02	133.37	127.64	121.03
EBT Excluding Unusual Items	85.81	74.8	85.34	94.2	94.36	75.29
Legal Settlements	-2	-2	-	-	-	-
Other Unusual Items	-	2.7	-	-	-	-2.2
Pretax Income	83.81	75.5	85.34	94.2	94.36	73.09
Income Tax Expense	15.45	13.69	17.54	18.25	19.74	13.78
Net Income	68.36	61.81	67.8	75.95	74.63	59.31
Net Income to Common	68.36	61.81	67.8	75.95	74.63	59.31
Net Income Growth	15.04%	-8.84%	-10.73%	1.77%	25.82%	-19.43%
Basic Shares Outstanding	12	12	12	13	14	14
Diluted Shares Outstanding	12	12	12	13	14	14
Shares Change (YoY)	-1.70%	-2.69%	-4.18%	-7.80%	-3.05%	-1.58%
EPS (Basic)	5.88	5.28	5.65	6.07	5.50	4.22
EPS (Diluted)	5.86	5.26	5.61	6.02	5.46	4.21
EPS Growth	17.24%	-6.24%	-6.81%	10.26%	29.69%	-18.09%
Dividend Per Share	1.600	1.600	1.600	1.560	1.400	1.360
Dividend Growth	-	-	2.56%	11.43%	2.94%	3.03%
Effective Tax Rate	18.44%	18.13%	20.56%	19.38%	20.92%	18.85%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q