Home Bancorp, Inc. (HBCP)

Home Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	133.25	120.26	120.69	118.02	100.99
Net Interest Income Growth	10.80%	-0.36%	2.27%	16.86%	9.52%
Non-Interest Income	15.46	14.63	14.64	13.89	16.27
Non-Interest Income Growth	5.72%	-0.07%	5.41%	-14.66%	13.74%
Revenues Before Loan Losses	148.72	134.89	135.33	131.9	117.26
Provision for Credit Losses	1.13	2.42	2.34	7.49	-10.16
Revenue	147.58	132.47	132.99	124.41	127.42
Revenue Growth (YoY)	11.40%	-0.39%	6.89%	-2.36%	35.86%
Compensation Expenses	53.48	51.33	48.93	47.75	39.15
Selling, General & Admin	24.77	25.09	23.66	22.79	19.16
Other Non-Interest Expenses	11.31	10.87	10.25	11.37	8.67
Total Non-Interest Expense	89.56	87.29	82.84	81.91	66.98
Pretax Income	58.02	45.18	50.15	42.5	60.44
Provision for Income Taxes	11.96	8.76	9.91	8.43	11.82
Net Income	46.06	36.43	40.24	34.07	48.62
Net Income to Common	46.06	36.43	40.24	34.07	48.62
Net Income Growth	26.45%	-9.48%	18.10%	-29.92%	96.33%
Shares Outstanding (Basic)	8	8	8	8	8
Shares Outstanding (Diluted)	8	8	8	8	8
Shares Change (YoY)	-1.99%	-0.74%	-1.57%	-2.78%	-3.17%
EPS (Basic)	5.93	4.58	5.02	4.19	5.80
EPS (Diluted)	5.87	4.55	4.99	4.16	5.77
EPS Growth	29.01%	-8.82%	19.95%	-27.90%	102.46%
Free Cash Flow	44.34	44.67	39.33	48.49	53.24
Free Cash Flow Growth	-0.74%	13.58%	-18.89%	-8.92%	13.57%
Free Cash Flow Per Share	5.65	5.58	4.88	5.92	6.32
Dividends Per Share	1.140	1.010	1.000	0.930	0.910
Dividend Growth	12.87%	1.00%	7.53%	2.20%	3.41%
Profit Margin	30.99%	27.52%	30.37%	27.39%	38.16%
FCF Margin	29.83%	33.75%	29.69%	38.98%	41.79%
EBITDA	5.71	6.57	7.25	7.54	6.61
EBITDA Margin	3.84%	4.96%	5.47%	6.06%	5.19%
Effective Tax Rate	20.61%	19.38%	19.75%	19.83%	19.55%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q