Home Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	179.47	170.26	149.34	112.66	101.58
Interest Income on Investments	14.3	14.51	14.33	13.27	5.33
Total Interest Income	193.77	184.77	163.66	125.93	106.9
Interest Paid on Deposits	53.38	52.78	27.5	5.22	5.23
Interest Paid on Borrowings	7.14	11.73	15.47	2.7	0.68
Total Interest Expense	60.52	64.51	42.97	7.92	5.91
Net Interest Income	133.25	120.26	120.69	118.02	100.99
Net Interest Income Growth (YoY)	10.80%	-0.36%	2.27%	16.86%	9.52%
Gain (Loss) on Sale of Assets	0	0.03	-0.03	0.03	-0.5
Gain (Loss) on Sale of Investments	-	-	-0.25	-	-
Other Non-Interest Income	14.6	14.12	14.1	13.2	14.26
Total Non-Interest Income	15.46	14.63	14.64	13.89	16.27
Non-Interest Income Growth (YoY)	5.72%	-0.07%	5.41%	-14.66%	13.74%
Revenues Before Loan Losses	148.72	134.89	135.33	131.9	117.26
Provision for Loan Losses	0.06	2.52	2.84	7.77	-9.77
Revenue	148.66	132.37	132.49	124.13	127.03
Revenue Growth (YoY)	12.31%	-0.09%	6.73%	-2.28%	35.45%
Salaries and Employee Benefits	53.48	48.57	46.56	45.31	36.8
Federal Deposit Insurance	1.91	1.95	2.04	2.12	1.32
Amortization of Goodwill & Intangibles	1.09	1.33	1.6	1.6	1.16
Selling, General & Administrative	24.77	27.85	26.04	25.23	21.52
Other Non-Interest Expense	8.31	7.14	6.65	6.84	5.35
Total Non-Interest Expense	90.64	87.18	82.34	81.63	66.59
EBT Excluding Unusual Items	58.02	45.18	50.15	42.5	60.44
Pretax Income	58.02	45.18	50.15	42.5	60.44
Income Tax Expense	11.96	8.76	9.91	8.43	11.82
Net Income	46.06	36.43	40.24	34.07	48.62
Net Income to Common	46.06	36.43	40.24	34.07	48.62
Net Income Growth	26.45%	-9.48%	18.10%	-29.92%	96.33%
Basic Shares Outstanding	8	8	8	8	8
Diluted Shares Outstanding	8	8	8	8	8
Shares Change (YoY)	-1.99%	-0.74%	-1.57%	-2.78%	-3.17%
EPS (Basic)	5.93	4.58	5.01	4.19	5.80
EPS (Diluted)	5.87	4.55	4.99	4.16	5.77
EPS Growth	29.01%	-8.82%	19.95%	-27.90%	102.46%
Dividend Per Share	1.140	1.010	1.000	0.930	0.910
Dividend Growth	12.87%	1.00%	7.53%	2.20%	3.41%
Effective Tax Rate	20.61%	19.38%	19.75%	19.83%	19.55%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q