Home Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	141.61	98.55	75.83	87.4	601.44
Investment Securities	64.54	93.77	97.86	106.79	79.4
Trading Asset Securities	-	3.24	3.91	5.14	1.59
Mortgage-Backed Securities	327.98	333.26	363.12	403.18	265.69
Total Investments	392.51	430.27	464.88	515.11	346.68
Gross Loans	2,744	2,723	2,587	2,435	1,845
Allowance for Loan Losses	-33.14	-32.92	-31.54	-29.3	-21.09
Other Adjustments to Gross Loans	-	-5.12	-5.32	-4.58	-4.92
Net Loans	2,711	2,685	2,550	2,401	1,819
Property, Plant & Equipment	49	52.6	53.02	52.58	48.8
Goodwill	-	81.52	81.52	81.52	58.49
Other Intangible Assets	83.96	3.53	4.86	6.46	3.46
Loans Held for Sale	1.56	0.83	0.36	0.1	1.1
Accrued Interest Receivable	61.63	14.79	13.55	11.32	7.44
Long-Term Deferred Tax Assets	-	13.04	13.38	15.44	2.25
Other Real Estate Owned & Foreclosed	1.93	2.01	1.58	0.46	1.19
Other Long-Term Assets	49.56	61.27	61.05	56.45	48.4
Total Assets	3,493	3,444	3,320	3,228	2,938
Interest Bearing Deposits	1,294	1,819	1,735	1,659	1,706
Institutional Deposits	885.4	228.39	190.73	69.44	63.22
Non-Interest Bearing Deposits	792.95	733.07	744.42	904.3	766.39
Total Deposits	2,973	2,781	2,671	2,633	2,536
Short-Term Borrowings	-	137.26	150	155.01	0.04
Current Portion of Long-Term Debt	-	35.19	-	-	-
Current Portion of Leases	-	1.36	-	-	-
Accrued Interest Payable	25.4	14.91	12.42	14.74	8.36
Long-Term Debt	54.68	60	59.78	59.55	5.54
Federal Home Loan Bank Debt, Long-Term	3.02	3.13	42.71	21.21	26.05
Long-Term Leases	-	9.38	11.42	9.32	5.46
Pension & Post-Retirement Benefits	-	2.95	3.13	3.22	3.23
Other Long-Term Liabilities	1.63	2.7	2.59	2.09	1.82
Total Liabilities	3,058	3,048	2,953	2,898	2,586
Common Stock	0.08	0.08	0.08	0.08	0.09
Additional Paid-In Capital	168.96	168.14	165.82	164.94	164.98
Retained Earnings	284.83	259.19	234.62	206.3	188.52
Comprehensive Income & Other	-18.78	-31.32	-33.08	-41.37	-1.68
Shareholders' Equity	435.09	396.09	367.44	329.95	351.9
Total Liabilities & Equity	3,493	3,444	3,320	3,228	2,938
Total Debt	57.7	246.32	263.92	245.1	37.09
Net Cash (Debt)	83.91	-144.53	-184.07	-152.2	566.3
Net Cash Growth	-	-	-	-	279.05%
Net Cash Per Share	10.69	-18.06	-22.82	-18.57	67.19
Filing Date Shares Outstanding	7.83	8.1	8.15	8.29	8.48
Total Common Shares Outstanding	7.83	8.09	8.16	8.29	8.53
Book Value Per Share	55.56	48.95	45.04	39.82	41.27
Tangible Book Value	351.14	311.04	281.07	241.98	289.95
Tangible Book Value Per Share	44.84	38.44	34.45	29.20	34.00

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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