Home Bancorp, Inc. (HBCP)

Home Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	189.32	98.55	75.83	87.4	601.44	187.95
Investment Securities	64.07	93.77	97.86	106.79	79.4	55.32
Trading Asset Securities	1.79	3.24	3.91	5.14	1.59	0.21
Mortgage-Backed Securities	320.34	333.26	363.12	403.18	265.69	218.43
Total Investments	386.19	430.27	464.88	515.11	346.68	273.97
Gross Loans	2,711	2,723	2,587	2,435	1,845	1,989
Allowance for Loan Losses	-32.83	-32.92	-31.54	-29.3	-21.09	-32.96
Other Adjustments to Gross Loans	-4.9	-5.12	-5.32	-4.58	-4.92	-8.73
Net Loans	2,673	2,685	2,550	2,401	1,819	1,947
Property, Plant & Equipment	45.22	52.6	53.02	52.58	48.8	50.06
Goodwill	-	81.52	81.52	81.52	58.49	58.49
Other Intangible Assets	84.21	3.53	4.86	6.46	3.46	4.62
Loans Held for Sale	1.93	0.83	0.36	0.1	1.1	9.56
Accrued Interest Receivable	14.04	14.79	13.55	11.32	7.44	9.38
Long-Term Deferred Tax Assets	-	13.04	13.38	15.44	2.25	3.58
Other Real Estate Owned & Foreclosed	1.22	2.01	1.58	0.46	1.19	1.3
Other Long-Term Assets	98.87	61.27	61.05	56.45	48.4	45.94
Total Assets	3,494	3,444	3,320	3,228	2,938	2,592
Interest Bearing Deposits	1,279	1,819	1,735	1,659	1,706	1,529
Institutional Deposits	894.8	228.39	190.73	69.44	63.22	69.06
Non-Interest Bearing Deposits	801.97	733.07	744.42	904.3	766.39	615.7
Total Deposits	2,976	2,781	2,671	2,633	2,536	2,214
Short-Term Borrowings	0.33	137.26	150	155.01	0.04	0.06
Current Portion of Long-Term Debt	0.01	35.19	-	-	-	-
Current Portion of Leases	-	1.36	-	-	-	-
Accrued Interest Payable	30.25	14.91	12.42	14.74	8.36	13.74
Long-Term Debt	60.16	60	59.78	59.55	5.54	5.54
Federal Home Loan Bank Debt, Long-Term	3.05	3.13	42.71	21.21	26.05	28.82
Long-Term Leases	-	9.38	11.42	9.32	5.46	4.7
Pension & Post-Retirement Benefits	-	2.95	3.13	3.22	3.23	3.33
Other Long-Term Liabilities	1.73	2.7	2.59	2.09	1.82	-
Total Liabilities	3,071	3,048	2,953	2,898	2,586	2,270
Common Stock	0.08	0.08	0.08	0.08	0.09	0.09
Additional Paid-In Capital	168.02	168.14	165.82	164.94	164.98	164.99
Retained Earnings	275.91	259.19	234.62	206.3	188.52	154.28
Comprehensive Income & Other	-20.96	-31.32	-33.08	-41.37	-1.68	2.49
Shareholders' Equity	423.04	396.09	367.44	329.95	351.9	321.84
Total Liabilities & Equity	3,494	3,444	3,320	3,228	2,938	2,592
Total Debt	63.55	246.32	263.92	245.1	37.09	39.12
Net Cash (Debt)	127.56	-144.53	-184.07	-152.2	566.3	149.4
Net Cash Growth	-	-	-	-	279.05%	-
Net Cash Per Share	16.15	-18.06	-22.82	-18.57	67.19	17.16
Filing Date Shares Outstanding	7.83	8.1	8.15	8.29	8.48	8.71
Total Common Shares Outstanding	7.83	8.09	8.16	8.29	8.53	8.74
Book Value Per Share	54.05	48.95	45.04	39.82	41.27	36.82
Tangible Book Value	338.83	311.04	281.07	241.98	289.95	258.73
Tangible Book Value Per Share	43.29	38.44	34.45	29.20	34.00	29.60

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q