Home Bancorp, Inc. (HBCP)

Home Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	141.61	98.55	75.93	87.75	601.79
Securities and Investments	392.51	403.86	434.99	487.59	329.73
Other Earning Assets	1.56	0.83	0.36	0.1	1.1
Gross Loans	2,744	2,718	2,582	2,431	1,840
Allowance for Loan Losses	-33.14	-32.92	-31.54	-29.3	-21.09
Net Loans	2,711	2,685	2,550	2,401	1,819
Net Property, Plant & Equipment	49	42.32	41.98	43.56	43.54
Accrued Interest and Accounts Receivable	63.56	79.37	83.07	73.58	40.76
Goodwill	83.96	85.04	86.37	87.97	61.95
Other Non-Earning Assets	49.56	48.42	47.32	46.28	40.36
Total Assets	3,493	3,444	3,320	3,228	2,938
Interest-bearing deposits	2,180	2,048	1,926	1,729	1,769
Noninterest-bearing deposits	792.95	733.07	744.42	904.3	766.39
Total Deposits	2,973	2,781	2,671	2,633	2,536
Short-Term Interbank Borrowing and Repurchase Agreements	-	137.22	150	155	-
Short-Term Borrowings	-	5.54	5.54	5.54	5.54
Accrued Expenses	27.03	31.34	29.56	29.38	18.91
Long-Term Debt	57.7	92.79	96.95	75.23	26.05
Total Liabilities	3,058	3,048	2,953	2,898	2,586
Common Stock	0.08	0.08	0.08	0.08	0.09
Additional Paid-in Capital	168.96	168.14	165.82	164.94	164.98
Accumulated Other Comprehensive Income	-18.78	-31.32	-33.08	-41.37	-1.68
Retained Earnings	284.83	259.19	234.62	206.3	188.52
Shareholders' Equity	435.09	396.09	367.44	329.95	351.9
Total Liabilities & Equity	3,493	3,444	3,320	3,228	2,938
Total Debt	57.7	92.79	96.95	75.23	26.05
Net Cash (Debt)	-57.7	-92.79	-96.95	-75.23	-26.05
Net Cash Per Share	-7.35	-11.59	-12.02	-9.18	-3.09
Book Value	435.09	396.09	367.44	329.95	351.9
Book Value Per Share	55.45	49.48	45.56	40.27	41.75
Tangible Book Value	351.14	311.04	281.07	241.98	289.95
Tangible Book Value Per Share	44.75	38.86	34.85	29.53	34.40

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q