Home Bancorp, Inc. (HBCP)

Home Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	44.32	36.43	40.24	34.07	48.62	24.77
Depreciation & Amortization	5.93	6.57	7.25	7.54	4.25	4.58
Other Amortization	0.22	0.22	0.23	0.12	-	-
Gain (Loss) on Sale of Assets	-0.05	-0.03	0.03	-0.03	0.5	0.01
Gain (Loss) on Sale of Investments	0.23	0.28	0.62	1.01	1.87	2.9
Total Asset Writedown	-	-	-	-	2.36	4.12
Provision for Credit Losses	1.53	2.42	2.34	7.49	-10.16	12.73
Net Decrease (Increase) in Loans Originated / Sold - Operating	-1.3	-0.12	-0.1	1.67	10.97	0.36
Accrued Interest Receivable	0.67	0.53	-8.02	-10.43	-2.66	-0.61
Change in Other Net Operating Assets	-1.13	-1.1	-1.05	-0.92	-0.89	-0.95
Other Operating Activities	-0.3	-0.54	-0.64	-0.94	2.53	-1.65
Operating Cash Flow	48.65	48.73	41.36	51.2	55.72	49.03
Operating Cash Flow Growth	-8.36%	17.83%	-19.23%	-8.11%	13.63%	11.59%
Capital Expenditures	-6.1	-4.06	-2.02	-2.71	-2.47	-2.15
Sale of Property, Plant and Equipment	0.28	0.25	0	0.08	0.41	0.01
Cash Acquisitions	-	-	-	-16.12	-	-
Investment in Securities	42.87	33.37	63.57	-179.58	-81.03	9.56
Divestitures	-	-	-	-11.18	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-44.06	-141.75	-154.67	-279.45	133.81	-271.83
Other Investing Activities	5.84	5.09	-1.14	-6.4	4.21	4.37
Investing Cash Flow	-1.17	-107.11	-94.26	-495.35	54.93	-260.04
Long-Term Debt Issued	-	1,073	17,421	208.89	-	119.7
Long-Term Debt Repaid	-	-1,090	-17,404	-4.85	-2.8	-131.53
Net Debt Issued (Repaid)	-170.35	-17.17	16.5	204.04	-2.8	-11.83
Issuance of Common Stock	1.38	1.02	0.43	0.7	0.38	0.03
Repurchase of Common Stock	-14.4	-4.77	-5.26	-11.33	-8.9	-14.03
Common Dividends Paid	-8.66	-8.19	-8.22	-7.78	-7.87	-7.9
Net Increase (Decrease) in Deposit Accounts	198.02	110.21	37.88	-255.52	322.03	392.84
Financing Cash Flow	5.98	81.09	41.33	-69.89	302.85	359.11
Net Cash Flow	53.45	22.72	-11.57	-514.04	413.49	148.11
Free Cash Flow	42.55	44.67	39.33	48.49	53.24	46.88
Free Cash Flow Growth	-13.30%	13.58%	-18.89%	-8.92%	13.57%	16.92%
Free Cash Flow Margin	29.33%	33.75%	29.69%	39.06%	41.91%	49.99%
Free Cash Flow Per Share	5.39	5.58	4.88	5.92	6.32	5.39
Cash Interest Paid	60.58	62.1	41.88	7.74	6.22	11.93
Cash Income Tax Paid	10.31	6.52	12.64	6.54	12	5.43

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q