Home Bancorp, Inc. (HBCP)

Home Bancorp Statistics

Total Valuation

Home Bancorp has a market cap or net worth of $428.55 million. The enterprise value is $302.45 million.

Market Cap	428.55M
Enterprise Value	302.45M

Important Dates

The last earnings date was Monday, October 20, 2025, after market close.

Earnings Date	Oct 20, 2025
Ex-Dividend Date	Nov 3, 2025

Share Statistics

Home Bancorp has 7.83 million shares outstanding. The number of shares has decreased by -1.40% in one year.

Current Share Class	7.83M
Shares Outstanding	7.83M
Shares Change (YoY)	-1.40%
Shares Change (QoQ)	+0.03%
Owned by Insiders (%)	7.85%
Owned by Institutions (%)	48.24%
Float	6.73M

Valuation Ratios

The trailing PE ratio is 9.75 and the forward PE ratio is 9.78.

PE Ratio	9.75
Forward PE	9.78
PS Ratio	2.95
Forward PS	3.09
PB Ratio	1.01
P/TBV Ratio	1.26
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	6.82
EV / Sales	2.08
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.86%.

Return on Equity (ROE)	10.86%
Return on Assets (ROA)	1.28%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$301,636
Profits Per Employee	$92,150
Employee Count	481
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Home Bancorp has paid $11.16 million in taxes.

Income Tax	11.16M
Effective Tax Rate	20.12%

Stock Price Statistics

The stock price has increased by +20.09% in the last 52 weeks. The beta is 0.62, so Home Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.62
52-Week Price Change	+20.09%
50-Day Moving Average	54.76
200-Day Moving Average	50.54
Relative Strength Index (RSI)	52.49
Average Volume (20 Days)	27,658

Short Selling Information

The latest short interest is 82,837, so 1.06% of the outstanding shares have been sold short.

Short Interest	82,837
Short Previous Month	60,975
Short % of Shares Out	1.06%
Short % of Float	1.23%
Short Ratio (days to cover)	2.82

Income Statement

In the last 12 months, Home Bancorp had revenue of $145.09 million and earned $44.32 million in profits. Earnings per share was $5.62.

Revenue	145.09M
Gross Profit	145.09M
Operating Income	59.74M
Pretax Income	55.49M
Net Income	44.32M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$5.62

Balance Sheet

The company has $189.32 million in cash and $63.22 million in debt, giving a net cash position of $126.11 million or $16.11 per share.

Cash & Cash Equivalents	189.32M
Total Debt	63.22M
Net Cash	126.11M
Net Cash Per Share	$16.11
Equity (Book Value)	423.04M
Book Value Per Share	54.05
Working Capital	-2.81B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	41.18%
Pretax Margin	38.24%
Profit Margin	30.55%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 2.26%.

Dividend Per Share	$1.24
Dividend Yield	2.26%
Dividend Growth (YoY)	12.87%
Years of Dividend Growth	11
Payout Ratio	20.30%
Buyback Yield	1.40%
Shareholder Yield	3.65%
Earnings Yield	10.34%
FCF Yield	n/a

Analyst Forecast

The average price target for Home Bancorp is $63.50, which is 16.64% higher than the current price. The consensus rating is "Buy".

Price Target	$63.50
Price Target Difference	16.64%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2