Home Bancshares, Inc. (Conway, AR) (HOMB)

HOMB Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,100	1,100	989.62	728.34	571.96	625.34
Interest Income on Investments	199.77	199.77	185.44	149.42	53.21	50.62
Total Interest Income	1,300	1,300	1,175	877.77	625.17	675.96
Interest Paid on Deposits	376.64	376.64	295.98	85.99	24.94	63.11
Interest Paid on Borrowings	74.37	74.37	52.13	33.1	27.26	30.3
Total Interest Expense	451	451	348.11	119.09	52.2	93.41
Net Interest Income	848.77	848.77	826.95	758.68	572.97	582.56
Net Interest Income Growth (YoY)	2.64%	2.64%	9.00%	32.41%	-1.65%	3.43%
Trust Income	18.72	18.72	17.89	12.86	1.96	1.63
Mortgage Banking Activities	15.79	15.79	10.74	17.66	25.68	29.07
Gain (Loss) on Sale of Assets	2.1	2.1	1.51	0.02	-0.11	0.33
Gain (Loss) on Sale of Investments	2.97	2.97	-1.09	-1.27	7.4	-1.98
Gain (Loss) on Sale of Equity Investments	-	-	-	6.3	-	-
Other Non-Interest Income	91.43	91.43	97.96	86.76	75.98	59.58
Total Non-Interest Income	168.57	168.57	166.82	160.11	137.57	111.79
Non-Interest Income Growth (YoY)	1.05%	1.05%	4.19%	16.39%	23.06%	12.33%
Revenues Before Loan Losses	1,017	1,017	993.76	918.79	710.54	694.34
Provision for Loan Losses	48.07	48.07	12.13	63.59	-4.75	129.25
Revenue	969.28	969.28	981.63	855.2	715.29	565.09
Revenue Growth (YoY)	-1.26%	-1.26%	14.78%	19.56%	26.58%	-14.56%
Salaries and Employee Benefits	241.02	241.02	247.69	229.75	161.91	155.34
Occupancy Expenses	58.03	58.03	51.11	44.55	27.74	28.2
Selling, General & Administrative	43.59	43.59	63.65	60.92	46.87	40.87
Other Non-Interest Expense	104.29	104.29	110.42	85.64	60.11	61.28
Total Non-Interest Expense	446.94	446.94	472.86	420.86	296.63	285.69
EBT Excluding Unusual Items	522.34	522.34	508.77	434.35	418.66	279.4
Asset Writedown	-	-	-	-	-	-0.98
Legal Settlements	-	-	-	10	-	-
Other Unusual Items	-	-	-	-0.18	-	-
Pretax Income	522.34	522.34	511.88	394.58	416.78	277.7
Income Tax Expense	120.1	120.1	118.95	89.31	97.75	63.26
Net Income	402.24	402.24	392.93	305.26	319.02	214.45
Net Income to Common	402.24	402.24	392.93	305.26	319.02	214.45
Net Income Growth	2.37%	2.37%	28.72%	-4.31%	48.76%	-25.93%
Basic Shares Outstanding	200	200	203	195	165	165
Diluted Shares Outstanding	200	200	203	195	165	165
Shares Change (YoY)	-1.33%	-1.33%	3.98%	18.30%	-0.31%	-1.45%
EPS (Basic)	2.01	2.01	1.94	1.57	1.94	1.30
EPS (Diluted)	2.01	2.01	1.94	1.57	1.94	1.30
EPS Growth	3.65%	3.65%	23.68%	-19.15%	49.55%	-24.85%
Dividend Per Share	0.750	0.750	0.720	0.660	0.560	0.530
Dividend Growth	4.17%	4.17%	9.09%	17.86%	5.66%	3.92%
Effective Tax Rate	22.99%	22.99%	23.24%	22.64%	23.45%	22.78%

Source: S&P Capital IQ. Banks template. Financial Sources.