HOMB Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	892.36	848.77	826.95	758.68	572.97
Net Interest Income Growth	5.13%	2.64%	9.00%	32.41%	-1.65%
Non-Interest Income	198.51	168.57	169.93	175.11	137.57
Non-Interest Income Growth	17.76%	-0.80%	-2.96%	27.29%	23.06%
Revenues Before Loan Losses	1,091	1,017	996.88	933.79	710.54
Provision for Credit Losses	20.91	48.07	12.13	63.59	-4.75
Revenue	1,070	969.28	984.75	870.2	715.29
Revenue Growth (YoY)	10.39%	-1.57%	13.16%	21.66%	26.58%
Compensation Expenses	252.87	241.02	256.97	238.89	170.76
Selling, General & Admin	92.16	94.53	96.63	88.36	60.91
Other Non-Interest Expenses	113.15	111.39	119.27	148.38	66.85
Total Non-Interest Expense	458.17	446.94	472.86	475.63	298.52
Pretax Income	611.8	522.34	511.88	394.58	416.78
Provision for Income Taxes	136.35	120.1	118.95	89.31	97.75
Net Income	475.44	402.24	392.93	305.26	319.02
Net Income to Common	475.44	402.24	392.93	305.26	319.02
Net Income Growth	18.20%	2.37%	28.72%	-4.31%	48.76%
Shares Outstanding (Basic)	197	200	203	195	165
Shares Outstanding (Diluted)	198	200	203	195	165
Shares Change (YoY)	-1.21%	-1.33%	3.98%	18.30%	-0.31%
EPS (Basic)	2.41	2.01	1.94	1.57	1.94
EPS (Diluted)	2.41	2.01	1.94	1.57	1.94
EPS Growth	19.90%	3.61%	23.57%	-19.07%	49.23%
Free Cash Flow	377.02	422.12	357.21	393.59	379.1
Free Cash Flow Growth	-10.68%	18.17%	-9.25%	3.82%	35.30%
Free Cash Flow Per Share	1.91	2.11	1.76	2.02	2.30
Dividends Per Share	0.805	0.750	0.720	0.660	0.560
Dividend Growth	7.33%	4.17%	9.09%	17.86%	5.66%
Profit Margin	44.44%	41.50%	39.90%	35.08%	44.60%
FCF Margin	35.24%	43.55%	36.27%	45.23%	53.00%
EBITDA	29.19	29.2	30.93	31.86	19.48
EBITDA Margin	2.73%	3.01%	3.14%	3.66%	2.72%
Effective Tax Rate	22.29%	22.99%	23.24%	22.64%	23.45%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

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