HomeTrust Bancshares, Inc. (HTB)

HomeTrust Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest Income on Loans	244.03	247.64	237.13	176.27	109.6	111.8
Interest Income on Investments	15.02	13.97	12.24	10.86	6.51	6.94
Total Interest Income	259.05	261.62	249.37	187.13	116.11	118.73
Interest Paid on Deposits	86.06	88.27	69.44	25.52	5.26	9.37
Interest Paid on Borrowings	4.62	4.67	11.77	4.19	0.08	6.04
Total Interest Expense	90.68	92.94	81.2	29.71	5.34	15.41
Net Interest Income	168.38	168.68	168.17	157.42	110.77	103.32
Net Interest Income Growth (YoY)	0.26%	0.30%	6.83%	42.10%	7.21%	-0.75%
Gain (Loss) on Sale of Assets	-0.01	-0.01	-0.5	2.1	-0.09	-1.31
Gain (Loss) on Sale of Investments	-	-	-	-	1.9	-
Other Non-Interest Income	15.92	16.9	14.92	13.84	14.96	14.7
Total Non-Interest Income	32.09	32.31	28.46	31.05	39.11	39.82
Non-Interest Income Growth (YoY)	10.81%	13.52%	-8.35%	-20.61%	-1.79%	31.28%
Revenues Before Loan Losses	200.47	200.98	196.62	188.47	149.88	143.14
Provision for Loan Losses	9.94	7.55	11.86	15.39	-0.59	-7.14
Revenue	190.53	193.44	184.76	173.07	150.48	150.28
Revenue Growth (YoY)	-1.09%	4.69%	6.75%	15.02%	0.13%	19.33%
Salaries and Employee Benefits	64.93	64.47	62.75	59.09	55.94	59.73
Occupancy Expenses	15.71	15.87	13.85	13.02	13.49	9.52
Federal Deposit Insurance	2.19	2.23	2.84	2.25	1.71	1.8
Amortization of Goodwill & Intangibles	2.41	2.46	3.44	1.53	0.25	0.74
Selling, General & Administrative	21.63	24.68	21.64	21.26	20.98	17.58
Other Non-Interest Expense	14.75	14.96	14.17	13.31	10.94	17.61
Total Non-Interest Expense	121.62	124.67	118.69	110.44	103.3	106.98
EBT Excluding Unusual Items	68.91	68.77	66.07	62.63	47.17	43.3
Other Unusual Items	-	-	-	-	-1.8	-22.69
Pretax Income	70.05	69.91	71.37	57.16	45.38	19.1
Income Tax Expense	14.91	15.11	14.77	12.56	9.73	3.42
Net Income	55.14	54.81	56.59	44.6	35.65	15.68
Preferred Dividends & Other Adjustments	0.54	0.54	0.44	0.41	0.31	0.15
Net Income to Common	54.6	54.26	56.16	44.19	35.34	15.53
Net Income Growth	-15.08%	-3.16%	26.88%	25.11%	127.45%	-31.20%
Basic Shares Outstanding	17	17	17	16	16	16
Diluted Shares Outstanding	17	17	17	16	16	16
Shares Change (YoY)	-0.18%	0.97%	6.54%	-0.18%	-4.15%	-4.61%
EPS (Basic)	3.23	3.21	3.34	2.82	2.28	0.97
EPS (Diluted)	3.21	3.20	3.34	2.80	2.23	0.94
EPS Growth	-15.17%	-4.19%	19.29%	25.56%	136.80%	-27.93%
Dividend Per Share	0.460	0.450	0.420	0.390	0.350	0.310
Dividend Growth	6.98%	7.14%	7.69%	11.43%	12.90%	14.82%
Effective Tax Rate	21.29%	21.61%	20.70%	21.97%	21.43%	17.91%

Updated Apr 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.