HomeTrust Bancshares, Inc. (HTB)

HomeTrust Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest Income on Loans	243.03	247.64	237.13	176.27	109.6	111.8
Interest Income on Investments	15.84	13.97	12.24	10.86	6.51	6.94
Total Interest Income	258.87	261.62	249.37	187.13	116.11	118.73
Interest Paid on Deposits	82.1	88.27	69.44	25.52	5.26	9.37
Interest Paid on Borrowings	1.87	4.67	11.77	4.19	0.08	6.04
Total Interest Expense	83.97	92.94	81.2	29.71	5.34	15.41
Net Interest Income	174.9	168.68	168.17	157.42	110.77	103.32
Net Interest Income Growth (YoY)	4.94%	0.30%	6.83%	42.10%	7.21%	-0.75%
Gain (Loss) on Sale of Assets	1.48	-0.01	-0.5	2.1	-0.09	-1.31
Gain (Loss) on Sale of Investments	-	-	-	-	1.9	-
Other Non-Interest Income	17.29	16.9	14.92	13.84	14.96	14.7
Total Non-Interest Income	35.18	32.31	28.46	31.05	39.11	39.82
Non-Interest Income Growth (YoY)	17.89%	13.52%	-8.35%	-20.61%	-1.79%	31.28%
Revenues Before Loan Losses	210.08	200.98	196.62	188.47	149.88	143.14
Provision for Loan Losses	4	7.55	11.86	15.39	-0.59	-7.14
Revenue	206.08	193.44	184.76	173.07	150.48	150.28
Revenue Growth (YoY)	9.62%	4.69%	6.75%	15.02%	0.13%	19.33%
Salaries and Employee Benefits	68.22	64.47	62.75	59.09	55.94	59.73
Occupancy Expenses	15.79	15.87	13.85	13.02	13.49	9.52
Federal Deposit Insurance	2.01	2.23	2.84	2.25	1.71	1.8
Amortization of Goodwill & Intangibles	1.9	2.46	3.44	1.53	0.25	0.74
Selling, General & Administrative	22.78	24.68	21.64	21.26	20.98	17.58
Other Non-Interest Expense	15.97	14.96	14.17	13.31	10.94	17.61
Total Non-Interest Expense	126.66	124.67	118.69	110.44	103.3	106.98
EBT Excluding Unusual Items	79.41	68.77	66.07	62.63	47.17	43.3
Other Unusual Items	-	-	-	-	-1.8	-22.69
Pretax Income	79.41	69.91	71.37	57.16	45.38	19.1
Income Tax Expense	16.97	15.11	14.77	12.56	9.73	3.42
Net Income	62.45	54.81	56.59	44.6	35.65	15.68
Preferred Dividends & Other Adjustments	0.54	0.54	0.44	0.41	0.31	0.15
Net Income to Common	61.91	54.26	56.16	44.19	35.34	15.53
Net Income Growth	3.03%	-3.16%	26.88%	25.11%	127.45%	-31.20%
Basic Shares Outstanding	17	17	17	16	16	16
Diluted Shares Outstanding	17	17	17	16	16	16
Shares Change (YoY)	0.07%	0.97%	6.54%	-0.18%	-4.15%	-4.61%
EPS (Basic)	3.64	3.21	3.34	2.82	2.28	0.97
EPS (Diluted)	3.62	3.20	3.34	2.80	2.23	0.94
EPS Growth	2.95%	-4.19%	19.29%	25.56%	136.80%	-27.93%
Dividend Per Share	0.120	0.450	0.420	0.390	0.350	0.310
Dividend Growth	-73.33%	7.14%	7.69%	11.43%	12.90%	14.82%
Effective Tax Rate	21.36%	21.61%	20.70%	21.97%	21.43%	17.91%

Updated Oct 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q