HomeTrust Bancshares, Inc. (HTB)

HomeTrust Bancshares Statistics

Total Valuation

HTB has a market cap or net worth of $719.59 million. The enterprise value is $551.28 million.

Market Cap	719.59M
Enterprise Value	551.28M

Important Dates

The last earnings date was Thursday, January 22, 2026, before market open.

Earnings Date	Jan 22, 2026
Ex-Dividend Date	Feb 18, 2026

Share Statistics

HTB has 17.14 million shares outstanding. The number of shares has increased by 0.76% in one year.

Current Share Class	17.14M
Shares Outstanding	17.14M
Shares Change (YoY)	+0.76%
Shares Change (QoQ)	-0.33%
Owned by Insiders (%)	10.24%
Owned by Institutions (%)	51.73%
Float	12.33M

Valuation Ratios

The trailing PE ratio is 11.28 and the forward PE ratio is 12.11.

PE Ratio	11.28
Forward PE	12.11
PS Ratio	3.46
Forward PS	3.32
PB Ratio	1.20
P/TBV Ratio	1.28
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	8.57
EV / Sales	2.68
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.17%.

Return on Equity (ROE)	11.17%
Return on Assets (ROA)	1.41%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	7.31%
Revenue Per Employee	$364,027
Profits Per Employee	$113,717
Employee Count	566
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HTB has paid $16.59 million in taxes.

Income Tax	16.59M
Effective Tax Rate	20.49%

Stock Price Statistics

The stock price has increased by +13.52% in the last 52 weeks. The beta is 0.88, so HTB's price volatility has been lower than the market average.

Beta (5Y)	0.88
52-Week Price Change	+13.52%
50-Day Moving Average	42.83
200-Day Moving Average	39.49
Relative Strength Index (RSI)	42.50
Average Volume (20 Days)	63,868

Short Selling Information

The latest short interest is 113,588, so 0.66% of the outstanding shares have been sold short.

Short Interest	113,588
Short Previous Month	129,416
Short % of Shares Out	0.66%
Short % of Float	0.92%
Short Ratio (days to cover)	1.61

Income Statement

In the last 12 months, HTB had revenue of $206.04 million and earned $64.36 million in profits. Earnings per share was $3.72.

Revenue	206.04M
Gross Profit	206.04M
Operating Income	84.55M
Pretax Income	80.96M
Net Income	64.36M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.72

Balance Sheet

The company has $343.53 million in cash and $175.22 million in debt, with a net cash position of $168.31 million or $9.82 per share.

Cash & Cash Equivalents	343.53M
Total Debt	175.22M
Net Cash	168.31M
Net Cash Per Share	$9.82
Equity (Book Value)	600.69M
Book Value Per Share	35.04
Working Capital	-3.31B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	41.03%
Pretax Margin	39.29%
Profit Margin	31.24%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 1.23%.

Dividend Per Share	$0.52
Dividend Yield	1.23%
Dividend Growth (YoY)	8.70%
Years of Dividend Growth	8
Payout Ratio	13.44%
Buyback Yield	-0.76%
Shareholder Yield	0.48%
Earnings Yield	8.94%
FCF Yield	n/a

Analyst Forecast

The average price target for HTB is $44.00, which is 4.81% higher than the current price. The consensus rating is "Buy".

Price Target	$44.00
Price Target Difference	4.81%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2