HomeTrust Bancshares, Inc. (HTBI)

HomeTrust Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest Income on Loans	247.64	237.13	176.27	109.6	111.8
Interest Income on Investments	13.97	12.24	10.86	6.51	6.94
Total Interest Income	261.62	249.37	187.13	116.11	118.73
Interest Paid on Deposits	88.27	69.44	25.52	5.26	9.37
Interest Paid on Borrowings	4.67	11.77	4.19	0.08	6.04
Total Interest Expense	92.94	81.2	29.71	5.34	15.41
Net Interest Income	168.68	168.17	157.42	110.77	103.32
Net Interest Income Growth (YoY)	0.30%	6.83%	42.10%	7.21%	-0.75%
Gain (Loss) on Sale of Assets	-0.01	-0.5	2.1	-0.09	-1.31
Gain (Loss) on Sale of Investments	-	-	-	1.9	-
Other Non-Interest Income	16.9	14.92	13.84	14.96	14.7
Total Non-Interest Income	32.31	28.46	31.05	39.11	39.82
Non-Interest Income Growth (YoY)	13.52%	-8.35%	-20.61%	-1.79%	31.28%
Revenues Before Loan Losses	200.98	196.62	188.47	149.88	143.14
Provision for Loan Losses	7.55	11.86	15.39	-0.59	-7.14
Revenue	193.44	184.76	173.07	150.48	150.28
Revenue Growth (YoY)	4.69%	6.75%	15.02%	0.13%	19.33%
Salaries and Employee Benefits	67.9	62.75	59.09	55.94	59.73
Occupancy Expenses	17.5	8.1	8.15	8.12	9.52
Federal Deposit Insurance	2.23	2.84	2.25	1.71	1.8
Amortization of Goodwill & Intangibles	2.46	3.44	1.53	0.25	0.74
Selling, General & Administrative	19.62	21.64	21.26	20.98	17.58
Other Non-Interest Expense	14.96	19.93	18.18	16.3	17.61
Total Non-Interest Expense	124.67	118.69	110.44	103.3	106.98
EBT Excluding Unusual Items	68.77	66.07	62.63	47.17	43.3
Other Unusual Items	-	-	-	-1.8	-22.69
Pretax Income	69.91	71.37	57.16	45.38	19.1
Income Tax Expense	15.11	14.77	12.56	9.73	3.42
Net Income	54.81	56.59	44.6	35.65	15.68
Preferred Dividends & Other Adjustments	-	0.44	0.41	0.31	0.15
Net Income to Common	54.81	56.16	44.19	35.34	15.53
Net Income Growth	-3.16%	26.88%	25.11%	127.45%	-31.20%
Basic Shares Outstanding	17	17	16	16	16
Diluted Shares Outstanding	17	17	16	16	16
Shares Change (YoY)	0.97%	6.54%	-0.18%	-4.15%	-4.61%
EPS (Basic)	3.24	3.34	2.82	2.28	0.97
EPS (Diluted)	3.20	3.34	2.80	2.23	0.94
EPS Growth	-4.19%	19.29%	25.56%	136.80%	-27.93%
Dividend Per Share	0.450	0.420	0.390	0.350	0.310
Dividend Growth	7.14%	7.69%	11.43%	12.90%	14.81%
Effective Tax Rate	21.61%	20.70%	21.97%	21.43%	17.91%

Source: S&P Capital IQ. Banks template. Financial Sources.