HomeTrust Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2023	FY 2022
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Interest Income on Loans	240.4	247.64	237.13	176.27	109.6
Interest Income on Investments	15.74	13.97	12.24	10.86	6.51
Total Interest Income	256.14	261.62	249.37	187.13	116.11
Interest Paid on Deposits	77.6	88.27	69.44	25.52	5.26
Interest Paid on Borrowings	1.8	4.67	11.77	4.19	0.08
Total Interest Expense	79.4	92.94	81.2	29.71	5.34
Net Interest Income	176.74	168.68	168.17	157.42	110.77
Net Interest Income Growth (YoY)	4.78%	0.30%	6.83%	42.10%	7.21%
Gain (Loss) on Sale of Assets	1.54	-0.01	-0.5	2.1	-0.09
Gain (Loss) on Sale of Investments	-	-	-	-	1.9
Other Non-Interest Income	17.22	16.9	14.92	13.84	14.96
Total Non-Interest Income	36.24	32.31	28.46	31.05	39.11
Non-Interest Income Growth (YoY)	12.17%	13.52%	-8.35%	-20.61%	-1.79%
Revenues Before Loan Losses	212.98	200.98	196.62	188.47	149.88
Provision for Loan Losses	6.94	7.55	11.86	15.39	-0.59
Revenue	206.04	193.44	184.76	173.07	150.48
Revenue Growth (YoY)	6.51%	4.69%	6.75%	15.02%	0.13%
Salaries and Employee Benefits	72.96	64.47	62.75	59.09	55.94
Occupancy Expenses	17.03	15.87	13.85	13.02	13.49
Federal Deposit Insurance	1.94	2.23	2.84	2.25	1.71
Amortization of Goodwill & Intangibles	1.75	2.46	3.44	1.53	0.25
Selling, General & Administrative	14.72	24.68	21.64	21.26	20.98
Other Non-Interest Expense	16.79	14.96	14.17	13.31	10.94
Total Non-Interest Expense	125.18	124.67	118.69	110.44	103.3
EBT Excluding Unusual Items	80.86	68.77	66.07	62.63	47.17
Other Unusual Items	-	-	-	-	-1.8
Pretax Income	80.96	69.91	71.37	57.16	45.38
Income Tax Expense	16.59	15.11	14.77	12.56	9.73
Net Income	64.36	54.81	56.59	44.6	35.65
Preferred Dividends & Other Adjustments	-	0.54	0.44	0.41	0.31
Net Income to Common	64.36	54.26	56.16	44.19	35.34
Net Income Growth	17.44%	-3.16%	26.88%	25.11%	127.45%
Basic Shares Outstanding	17	17	17	16	16
Diluted Shares Outstanding	17	17	17	16	16
Shares Change (YoY)	0.76%	0.97%	6.54%	-0.18%	-4.15%
EPS (Basic)	3.79	3.21	3.34	2.82	2.28
EPS (Diluted)	3.72	3.20	3.34	2.80	2.23
EPS Growth	16.25%	-4.19%	19.29%	25.56%	136.80%
Dividend Per Share	0.490	0.450	0.420	0.390	0.350
Dividend Growth	8.89%	7.14%	7.69%	11.43%	12.90%
Effective Tax Rate	20.49%	21.61%	20.70%	21.97%	21.43%

Updated Jan 22, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q