HomeTrust Bancshares, Inc. (HTBI)

HomeTrust Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Dec 31, 2023	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021	Jun 30, 2020
Interest Income on Loans	260.02	237.13	176.27	109.6	111.8	122.17
Interest Income on Investments	13.1	12.24	10.86	6.51	6.94	14.08
Total Interest Income	273.12	249.37	187.13	116.11	118.73	136.25
Interest Paid on Deposits	98.17	69.44	25.52	5.26	9.37	22.84
Interest Paid on Borrowings	8.82	11.77	4.19	0.08	6.04	9.31
Total Interest Expense	107	81.2	29.71	5.34	15.41	32.15
Net Interest Income	166.13	168.17	157.42	110.77	103.32	104.1
Net Interest Income Growth (YoY)	0.65%	6.83%	42.10%	7.21%	-0.75%	-2.55%
Gain (Loss) on Sale of Assets	-1.49	-0.5	2.1	-0.09	-1.31	-
Gain (Loss) on Sale of Investments	-	-	-	1.9	-	-
Other Non-Interest Income	16.4	14.92	13.84	14.96	14.7	11
Total Non-Interest Income	29.79	28.46	31.05	39.11	39.82	30.33
Non-Interest Income Growth (YoY)	-4.46%	-8.35%	-20.61%	-1.79%	31.28%	32.22%
Revenues Before Loan Losses	195.91	196.62	188.47	149.88	143.14	134.44
Provision for Loan Losses	8.53	11.86	15.39	-0.59	-7.14	8.5
Revenue	187.39	184.76	173.07	150.48	150.28	125.94
Revenue Growth (YoY)	2.81%	6.75%	15.02%	0.13%	19.33%	1.50%
Salaries and Employee Benefits	63.98	62.75	59.09	55.94	59.73	53.69
Occupancy Expenses	7.83	8.1	8.15	8.12	9.52	9.23
Federal Deposit Insurance	2.63	2.84	2.25	1.71	1.8	0.9
Amortization of Goodwill & Intangibles	3.01	3.44	1.53	0.25	0.74	1.42
Selling, General & Administrative	21.52	21.64	21.26	20.98	17.58	16.32
Other Non-Interest Expense	21.8	19.93	18.18	16.3	17.61	14.1
Total Non-Interest Expense	120.78	118.69	110.44	103.3	106.98	97.13
EBT Excluding Unusual Items	66.61	66.07	62.63	47.17	43.3	28.81
Other Unusual Items	-	-	-	-1.8	-22.69	-
Pretax Income	76.69	71.37	57.16	45.38	19.1	28.81
Income Tax Expense	16.08	14.77	12.56	9.73	3.42	6.02
Net Income	60.61	56.59	44.6	35.65	15.68	22.78
Preferred Dividends & Other Adjustments	0.44	0.44	0.41	0.31	0.15	0.19
Net Income to Common	60.17	56.16	44.19	35.34	15.53	22.59
Net Income Growth	-	26.88%	25.11%	127.45%	-31.20%	-16.07%
Basic Shares Outstanding	17	17	16	16	16	17
Diluted Shares Outstanding	17	17	16	16	16	17
Shares Change (YoY)	1.83%	6.54%	-0.18%	-4.15%	-4.61%	-5.99%
EPS (Basic)	3.52	3.34	2.82	2.28	0.97	1.35
EPS (Diluted)	3.52	3.34	2.80	2.23	0.94	1.31
EPS Growth	14.31%	19.29%	25.56%	136.80%	-27.93%	-10.87%
Dividend Per Share	0.460	0.420	0.390	0.350	0.310	0.270
Dividend Growth	15.00%	7.69%	11.43%	12.90%	14.81%	50.00%
Effective Tax Rate	20.97%	20.70%	21.97%	21.43%	17.91%	20.91%

Source: S&P Capital IQ. Banks template. Financial Sources.