John Marshall Bancorp, Inc. (JMSB)

John Marshall Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	96.33	86.44	74.28	69.42	68.71
Interest Income on Investments	13.8	14.34	9.79	4.7	3.73
Total Interest Income	110.13	100.77	84.07	74.12	72.45
Interest Paid on Deposits	54.49	47.17	11.78	6.6	13.74
Interest Paid on Borrowings	4.59	3.12	1.87	1.61	1.87
Total Interest Expense	59.09	50.29	13.65	8.21	15.61
Net Interest Income	51.05	50.48	70.42	65.91	56.84
Net Interest Income Growth (YoY)	1.11%	-28.31%	6.85%	15.96%	16.79%
Gain (Loss) on Sale of Assets	-	-	-	0.03	-
Gain (Loss) on Sale of Investments	0.24	-17	-0.35	0.2	0.41
Other Non-Interest Income	1.17	1.6	1.72	1.22	0.97
Total Non-Interest Income	2.27	-14.94	1.69	1.72	1.61
Non-Interest Income Growth (YoY)	-	-	-1.63%	6.57%	20.82%
Revenues Before Loan Losses	53.32	35.54	72.11	67.63	58.45
Provision for Loan Losses	-0.37	-3.25	0.18	3.11	6.22
Revenue	53.69	38.8	71.94	64.52	52.24
Revenue Growth (YoY)	38.39%	-46.07%	11.49%	23.52%	6.97%
Salaries and Employee Benefits	18.69	18.84	19.62	19.85	17.58
Selling, General & Administrative	3.92	3.87	3.98	4.38	4.43
Other Non-Interest Expense	9.2	8.1	8.27	8.04	7.16
Total Non-Interest Expense	31.81	30.82	31.87	32.26	29.16
EBT Excluding Unusual Items	21.88	7.98	40.06	32.26	23.07
Pretax Income	21.88	7.98	40.06	32.26	23.07
Income Tax Expense	4.76	2.82	8.26	6.8	4.55
Net Income	17.12	5.16	31.8	25.46	18.53
Preferred Dividends & Other Adjustments	0.06	0.02	0.14	0.12	0.07
Net Income to Common	17.07	5.14	31.67	25.34	18.46
Net Income Growth	231.93%	-83.78%	24.91%	37.43%	16.36%
Basic Shares Outstanding	14	14	14	14	13
Diluted Shares Outstanding	14	14	14	14	14
Shares Change (YoY)	0.85%	0.46%	1.48%	1.62%	0.62%
EPS (Basic)	1.20	0.36	2.27	1.87	1.37
EPS (Diluted)	1.20	0.36	2.25	1.83	1.35
EPS Growth	233.33%	-83.99%	23.14%	35.13%	15.68%
Dividend Per Share	0.250	0.220	-	-	-
Dividend Growth	13.64%	-	-	-	-
Effective Tax Rate	21.75%	35.37%	20.62%	21.08%	19.70%

Updated Jan 29, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q