John Marshall Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	17.73	17.12	5.16	31.8	25.46
Depreciation & Amortization	1.65	1.68	1.72	1.92	2.23
Provision for Credit Losses	-	-0.37	-3.25	0.18	3.11
Stock-Based Compensation	0.54	0.56	0.6	0.57	0.56
Other Adjustments	-1.37	-1.26	17.34	0.7	-0.83
Changes in Accrued Interest and Accounts Receivable	0.51	0.11	-0.58	-0.59	0.37
Changes in Accrued Expenses	-0.88	-2.17	3.52	0.19	-0.03
Changes in Other Operating Activities	5.28	1.58	-6.52	-1.61	1.45
Operating Cash Flow	24.04	17.26	18	33.16	32.35
Operating Cash Flow Growth	97.59%	-4.14%	-45.70%	2.48%	-
Net Change in Loans Held-for-Investment	-44.12	-11.68	-70.35	-329.93	-104.04
Net Change in Securities and Investments	43.48	43.13	194.32	58.84	-198.67
Capital Expenditures	-0.75	-0.48	-0.61	-0.16	-0.35
Sale of Property, Plant & Equipment	-	-	0.08	-	0.04
Other Investing Activities	-	-	21.39	0.37	0.02
Investing Cash Flow	-4.92	30.97	144.84	-270.87	-303
Net Change in Deposits	21.19	-14.19	-161.14	186.19	241.43
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-	-10	-15.5	25.5	-
Short-Term Debt Issued	-	-54	54	-	-
Short-Term Debt Repaid	-	56	-	-18	-4
Net Short-Term Debt Issued (Repaid)	-	2	54	-18	-4
Long-Term Debt Issued	-	-	-	24.58	-
Long-Term Debt Repaid	-	-	-	-25	-
Net Long-Term Debt Issued (Repaid)	-	-	-	-0.42	-
Issuance of Common Stock	0.43	1.05	0.32	3.06	0.72
Repurchase of Common Stock	-	-0.07	-0.01	-0.01	-0.16
Net Common Stock Issued (Repurchased)	0.43	0.98	0.31	3.05	0.55
Common Dividends Paid	-	-3.56	-3.11	-2.8	-
Financing Cash Flow	-3.07	-24.76	-125.43	193.52	237.99
Net Cash Flow	16.05	23.46	37.41	-44.2	-32.66
Beginning Cash & Cash Equivalents	153.02	99.01	61.6	105.8	138.46
Ending Cash & Cash Equivalents	169.06	122.47	99.01	61.6	105.8
Free Cash Flow	23.29	16.78	17.39	33	32
Free Cash Flow Growth	38.85%	-3.54%	-47.30%	3.12%	-
FCF Margin	41.12%	31.31%	22.87%	45.43%	49.61%
Free Cash Flow Per Share	1.64	1.18	1.23	2.34	2.31
Levered Free Cash Flow	23.54	19.85	56.69	13.13	25.12
Unlevered Free Cash Flow	5.81	0.73	-2.47	-0.25	3.66

Updated Jul 23, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q