John Marshall Bancorp, Inc. (JMSB)

John Marshall Bancorp Statistics

Total Valuation

JMSB has a market cap or net worth of $280.79 million. The enterprise value is $202.94 million.

Market Cap	280.79M
Enterprise Value	202.94M

Important Dates

The last earnings date was Wednesday, October 29, 2025, before market open.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	Jun 27, 2025

Share Statistics

JMSB has 14.12 million shares outstanding. The number of shares has increased by 0.94% in one year.

Current Share Class	14.12M
Shares Outstanding	14.12M
Shares Change (YoY)	+0.94%
Shares Change (QoQ)	-0.35%
Owned by Insiders (%)	11.88%
Owned by Institutions (%)	47.83%
Float	12.30M

Valuation Ratios

The trailing PE ratio is 14.21 and the forward PE ratio is 11.76.

PE Ratio	14.21
Forward PE	11.76
PS Ratio	4.78
Forward PS	4.02
PB Ratio	1.08
P/TBV Ratio	1.08
P/FCF Ratio	n/a
P/OCF Ratio	13.24
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.14
EV / Sales	3.42
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.99%.

Return on Equity (ROE)	7.99%
Return on Assets (ROA)	0.87%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$445,669
Profits Per Employee	$150,549
Employee Count	133
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, JMSB has paid $5.64 million in taxes.

Income Tax	5.64M
Effective Tax Rate	21.92%

Stock Price Statistics

The stock price has decreased by -19.23% in the last 52 weeks. The beta is 0.46, so JMSB's price volatility has been lower than the market average.

Beta (5Y)	0.46
52-Week Price Change	-19.23%
50-Day Moving Average	19.60
200-Day Moving Average	18.36
Relative Strength Index (RSI)	55.03
Average Volume (20 Days)	23,518

Short Selling Information

The latest short interest is 71,184, so 0.50% of the outstanding shares have been sold short.

Short Interest	71,184
Short Previous Month	74,151
Short % of Shares Out	0.50%
Short % of Float	0.58%
Short Ratio (days to cover)	4.45

Income Statement

In the last 12 months, JMSB had revenue of $59.27 million and earned $20.02 million in profits. Earnings per share was $1.40.

Revenue	59.27M
Gross Profit	59.27M
Operating Income	25.73M
Pretax Income	25.73M
Net Income	20.02M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.40

Balance Sheet

The company has $163.90 million in cash and $86.05 million in debt, giving a net cash position of $77.85 million or $5.51 per share.

Cash & Cash Equivalents	163.90M
Total Debt	86.05M
Net Cash	77.85M
Net Cash Per Share	$5.51
Equity (Book Value)	259.69M
Book Value Per Share	18.33
Working Capital	-1.80B

Cash Flow

Operating Cash Flow	21.21M
Capital Expenditures	-788,000
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	43.42%
Pretax Margin	43.42%
Profit Margin	33.90%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.30, which amounts to a dividend yield of 1.51%.

Dividend Per Share	$0.30
Dividend Yield	1.51%
Dividend Growth (YoY)	20.00%
Years of Dividend Growth	3
Payout Ratio	21.44%
Buyback Yield	-0.94%
Shareholder Yield	0.57%
Earnings Yield	7.13%
FCF Yield	n/a

Analyst Forecast

The average price target for JMSB is $22.50, which is 13.24% higher than the current price. The consensus rating is "Buy".

Price Target	$22.50
Price Target Difference	13.24%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 6, 2017. It was a forward split with a ratio of 1.25:1.

Last Split Date	Sep 6, 2017
Split Type	Forward
Split Ratio	1.25:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4