James River Group Holdings, Inc. (JRVR)

JRVR Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Premiums Earned	600.29	600.2	708.01	629.73	561.37
Investment Income	83.44	93.09	84.05	43.19	31.99
Net Gains on Investments	-2.2	3.63	10.44	-15.72	10.82
Total Other Revenues	6.08	10.72	9.52	4.31	4.86
Revenue	687.61	707.63	812.01	661.51	609.04
Revenue Growth (YoY)	-2.83%	-12.86%	22.75%	8.62%	-8.92%
Insurance Benefits & Claims	427.2	554.37	500.16	440.64	572.17
Other Operating Expenses	186.33	199.71	200.31	153.73	136.07
Operating Income	74.08	-46.45	111.54	67.14	-99.21
Interest Expense	-23.54	-24.67	-24.63	-13.87	-8.92
Total Non-Operating Income (Expense)	-23.54	-24.67	-24.63	-13.87	-8.92
Pretax Income	50.54	-71.12	86.91	53.27	-108.13
Net Income	39.55	-118.27	-118.18	22.22	-172.8
Earnings From Discontinued Operations	-4.79	-35.27	-337.79	-7.77	-175.81
Net Income to Common	39.55	-118.27	-118.18	22.22	-172.8
Shares Outstanding (Basic)	46	39	38	37	35
Shares Outstanding (Diluted)	60	39	38	38	35
Shares Change (YoY)	55.13%	2.31%	0.42%	7.71%	13.19%
EPS (Basic)	0.86	-3.06	-3.14	0.70	-2.43
EPS (Diluted)	0.79	-3.06	-3.13	0.69	-2.43
Free Cash Flow	-23.59	-251.98	81.52	214.52	-919.85
Free Cash Flow Growth	-	-	-62.00%	-	-
Free Cash Flow Per Share	-0.39	-6.51	2.16	5.70	-26.31
Dividends Per Share	0.040	0.160	0.200	0.200	1.200
Dividend Growth	-75.00%	-20.00%	-	-83.33%	-
Operating Margin	10.77%	-6.56%	13.74%	10.15%	-16.29%
Profit Margin	6.90%	-11.46%	-13.26%	4.68%	-28.37%
FCF Margin	-3.43%	-35.61%	10.04%	32.43%	-151.03%
EBITDA	138.81	22.1	207.52	156.76	-24.83
EBITDA Margin	20.19%	3.12%	25.56%	23.70%	-4.08%
EBIT	74.08	-46.45	111.54	67.14	-99.21
EBIT Margin	10.77%	-6.56%	13.74%	10.15%	-16.29%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q