Kyndryl Holdings, Inc. (KD)

Heartland Financial USA Stock Forecast

Stock Price Forecast

The 3 analysts that cover Heartland Financial USA stock have a consensus rating of "Strong Buy" and an average price target of $46, which forecasts a 26.44% increase in the stock price over the next year. The lowest target is $40 and the highest is $55.

Price Target: $46.00 (+26.44%)

Analyst Consensus: Strong Buy

Target	Low	Average	Median	High
Price	$40	$46	$43	$55
Change	+9.95%	+26.44%	+18.20%	+51.18%

Analyst Ratings

The average analyst rating for Heartland Financial USA stock is "Strong Buy". This means that analysts believe this stock is likely to perform very well in the near future and significantly outperform the market.

Recommendation Trends

Rating	Feb '25	Mar '25	Apr '25	May '25	Jun '25	Jul '25
Strong Buy	1	1	1	1	1	1
Buy	3	3	3	3	3	2
Hold	0	0	0	0	0	0
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	4	4	4	4	4	3

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Ian Zaffino Oppenheimer	Oppenheimer	Buy Maintains $47 → $55	Buy	Maintains	$47 → $55	+51.18%	Jul 8, 2025
Ian Zaffino Oppenheimer	Oppenheimer	Buy Maintains $43 → $47	Buy	Maintains	$43 → $47	+29.19%	May 13, 2025
James Friedman Susquehanna	Susquehanna	Buy Maintains $46 → $43	Buy	Maintains	$46 → $43	+18.20%	Apr 23, 2025
James Friedman Susquehanna	Susquehanna	Buy Maintains $40 → $46	Buy	Maintains	$40 → $46	+26.44%	Feb 5, 2025
Ian Zaffino Oppenheimer	Oppenheimer	Buy Maintains $37 → $43	Buy	Maintains	$37 → $43	+18.20%	Feb 4, 2025

More Analyst Ratings

Financial Forecast

Revenue This Year

15.94B

Increased by 5.89%

from 15.06B

Revenue Next Year

16.36B

Increased by 2.58%

from 15.94B

EPS This Year

1.81

Increased by 72.45%

from 1.05

EPS Next Year

3.00

Increased by 65.76%

from 1.81

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027	FY 2028
Period Ending	Dec 31, 2021	Mar 31, 2022	Mar 31, 2023	Mar 31, 2024	Mar 31, 2025	Mar 31, 2026	Mar 31, 2027	Mar 31, 2028
Revenue	18.66B	18.32B	17.03B	16.05B	15.06B	15.94B	16.36B	16.95B
Revenue Growth	-3.59%	-1.82%	-7.05%	-5.72%	-6.20%	5.89%	2.58%	3.64%
EPS	-10.28	-9.10	-6.06	-1.48	1.05	1.81	3.00	4.13
EPS Growth	-	-	-	-	-	72.45%	65.76%	37.61%
Forward PE	-	-	-	-	-	20.09	12.12	8.81
No. Analysts	-	-	-	-	-	9	9	7

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2026	2027	2028
High	16.3B	16.8B	17.4B
Avg	15.9B	16.4B	17.0B
Low	15.1B	15.5B	15.9B

Revenue Growth

Revenue Growth	2026	2027	2028
High	8.6%	5.2%	6.4%
Avg	5.9%	2.6%	3.6%
Low	0.5%	-2.9%	-2.6%

EPS Forecast

EPS	2026	2027	2028
High	2.12	3.55	4.68
Avg	1.81	3.00	4.13
Low	1.51	2.23	3.59

EPS Growth

EPS Growth	2026	2027	2028
High	102.0%	96.0%	56.0%
Avg	72.5%	65.8%	37.6%
Low	43.7%	23.4%	19.5%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.