Kearny Financial Corp. (KRNY)

Kearny Financial Income Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest Income on Loans	265.01	262.99	256.01	233.15	190.52	202.24
Interest Income on Investments	58.72	61.48	72.86	60.58	35.75	35.85
Total Interest Income	323.73	324.48	328.87	293.72	226.27	238.09
Interest Paid on Deposits	139.17	140.26	122.41	78.16	15.21	31.54
Interest Paid on Borrowings	44.36	49.28	63.86	39.7	14.46	18.32
Total Interest Expense	183.53	189.53	186.27	117.86	29.67	49.85
Net Interest Income	140.2	134.94	142.59	175.87	196.6	188.23
Net Interest Income Growth (YoY)	3.18%	-5.37%	-18.92%	-10.55%	4.45%	22.27%
Gain (Loss) on Sale of Investments	-	-	-18.14	-15.23	-0.56	0.77
Other Non-Interest Income	19.47	18.25	17.4	19.76	11.95	11.63
Total Non-Interest Income	20.27	19.05	-1.99	2.75	13.93	17.97
Non-Interest Income Growth (YoY)	-	-	-	-80.26%	-22.47%	18.84%
Revenues Before Loan Losses	160.47	154	140.6	178.62	210.54	206.21
Provision for Loan Losses	2.18	2.37	6.23	2.49	-7.52	-1.12
Revenue	158.3	151.63	134.38	176.13	218.06	207.33
Revenue Growth (YoY)	23.27%	12.84%	-23.71%	-19.23%	5.17%	25.75%
Salaries and Employee Benefits	68.94	67.69	65.22	70.72	69.92	61.06
Occupancy Expenses	12.03	11.52	11.03	12.04	14.11	12.67
Federal Deposit Insurance	5.65	5.91	5.98	5.13	2.46	1.94
Selling, General & Administrative	22.39	22.11	22.13	22.94	26.42	27.77
Other Non-Interest Expense	13.5	13.39	13.42	12.93	12.8	17.3
Total Non-Interest Expense	122.51	120.63	117.78	123.75	125.71	120.74
EBT Excluding Unusual Items	35.79	31	16.59	52.38	92.35	86.59
Other Unusual Items	-	-	-	-	-	2.26
Pretax Income	35.79	31	-80.78	52.38	92.35	84.5
Income Tax Expense	6.3	4.92	5.89	11.57	24.8	21.26
Net Income	29.49	26.08	-86.67	40.81	67.55	63.23
Net Income to Common	29.49	26.08	-86.67	40.81	67.55	63.23
Net Income Growth	-	-	-	-39.58%	6.82%	40.63%
Basic Shares Outstanding	63	63	62	65	71	82
Diluted Shares Outstanding	63	63	62	65	71	82
Shares Change (YoY)	0.90%	0.44%	-3.64%	-8.64%	-13.91%	-0.05%
EPS (Basic)	0.47	0.42	-1.39	0.63	0.95	0.77
EPS (Diluted)	0.47	0.42	-1.39	0.63	0.95	0.77
EPS Growth	-	-	-	-33.71%	23.78%	40.66%
Dividend Per Share	0.440	0.440	0.440	0.440	0.430	0.350
Dividend Growth	-	-	-	2.33%	22.86%	20.69%
Effective Tax Rate	17.60%	15.88%	-	22.09%	26.86%	25.16%

Updated Oct 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q