Kearny Financial Income Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Interest Income on Loans	267.01	262.99	256.01	233.15	190.52	202.24
Interest Income on Investments	55.89	61.48	72.86	60.58	35.75	35.85
Total Interest Income	322.9	324.48	328.87	293.72	226.27	238.09
Interest Paid on Deposits	135.6	140.26	122.41	78.16	15.21	31.54
Interest Paid on Borrowings	41.74	49.28	63.86	39.7	14.46	18.32
Total Interest Expense	177.34	189.53	186.27	117.86	29.67	49.85
Net Interest Income	145.56	134.94	142.59	175.87	196.6	188.23
Net Interest Income Growth (YoY)	9.73%	-5.37%	-18.92%	-10.55%	4.45%	22.27%
Gain (Loss) on Sale of Investments	-	-	-18.14	-15.23	-0.56	0.77
Other Non-Interest Income	20.25	18.25	17.4	19.76	11.95	11.63
Total Non-Interest Income	20.97	19.05	-1.99	2.75	13.93	17.97
Non-Interest Income Growth (YoY)	7.50%	-	-	-80.26%	-22.47%	18.84%
Revenues Before Loan Losses	166.53	154	140.6	178.62	210.54	206.21
Provision for Loan Losses	2.64	2.37	6.23	2.49	-7.52	-1.12
Revenue	163.89	151.63	134.38	176.13	218.06	207.33
Revenue Growth (YoY)	10.69%	12.84%	-23.71%	-19.23%	5.17%	25.75%
Salaries and Employee Benefits	69.57	67.69	65.22	70.72	69.92	61.06
Occupancy Expenses	12.09	11.52	11.03	12.04	14.11	12.67
Federal Deposit Insurance	5.5	5.91	5.98	5.13	2.46	1.94
Selling, General & Administrative	22.72	22.11	22.13	22.94	26.42	27.77
Other Non-Interest Expense	14.02	13.39	13.42	12.93	12.8	17.3
Total Non-Interest Expense	123.9	120.63	117.78	123.75	125.71	120.74
EBT Excluding Unusual Items	40	31	16.59	52.38	92.35	86.59
Other Unusual Items	-0.24	-	-	-	-	2.26
Pretax Income	39.75	31	-80.78	52.38	92.35	84.5
Income Tax Expense	7.38	4.92	5.89	11.57	24.8	21.26
Net Income	32.37	26.08	-86.67	40.81	67.55	63.23
Net Income to Common	32.37	26.08	-86.67	40.81	67.55	63.23
Net Income Growth	-	-	-	-39.58%	6.82%	40.63%
Basic Shares Outstanding	63	63	62	65	71	82
Diluted Shares Outstanding	63	63	62	65	71	82
Shares Change (YoY)	1.03%	0.44%	-3.64%	-8.64%	-13.91%	-0.05%
EPS (Basic)	0.52	0.42	-1.39	0.63	0.95	0.77
EPS (Diluted)	0.52	0.42	-1.39	0.63	0.95	0.77
EPS Growth	-	-	-	-33.71%	23.78%	40.66%
Dividend Per Share	0.440	0.440	0.440	0.440	0.430	0.350
Dividend Growth	-	-	-	2.33%	22.86%	20.69%
Effective Tax Rate	18.57%	15.88%	-	22.09%	26.86%	25.16%

Updated Jan 22, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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