Kearny Financial Corp. (KRNY)

Kearny Financial Cash Flow Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Net Income	32.37	26.08	-86.67	40.81	67.55	63.23
Depreciation & Amortization	4.7	4.88	5.26	6.3	6.66	6.84
Provision for Credit Losses	2.64	2.37	6.23	2.49	-7.52	-1.12
Stock-Based Compensation	3.24	3.18	4	4.87	6.34	7.74
Net Change in Loans Held-for-Sale	-3.09	0.11	14.31	22.83	14.65	4.3
Other Adjustments	-11.77	-11.89	104.33	1.84	-5.74	-17.49
Changes in Accrued Interest and Accounts Receivable	0.35	1.42	-1.39	-7.67	-1.1	-0.29
Changes in Accounts Payable	-3.11	-4.73	1.34	9.78	0.85	-0.64
Changes in Other Operating Activities	15.39	3.37	-3.43	-11.7	-0.38	12.84
Operating Cash Flow	40.7	24.77	43.97	69.55	81.3	75.42
Operating Cash Flow Growth	64.74%	-43.66%	-36.78%	-14.46%	7.80%	290.28%
Net Change in Loans Held-for-Investment	44.99	-66.77	80.69	-435.11	-589.18	195.75
Net Change in Securities and Investments	39.7	94.33	173.65	35.1	121.05	-308.8
Capital Expenditures	-1.67	-3.38	-1.35	-1.36	-2.92	-5.46
Sale of Property, Plant & Equipment	3.97	0.02	-	3.48	0.61	4.85
Other Investing Activities	7.23	16.92	5.13	-20.04	-9.52	29.68
Investing Cash Flow	116.28	41.11	258.12	-417.92	-479.95	-83.97
Net Change in Deposits	40.5	517.11	-471.03	-232.8	377.61	596.58
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	65	-125	-50	-25	230	-48.64
Long-Term Debt Issued	3,600	3,855	6,450	6,280	4,085	2,345
Long-Term Debt Repaid	-3,829	-4,184	-6,198	-5,650	-4,100	-2,848
Net Long-Term Debt Issued (Repaid)	-229	-328.5	252.5	630	-15	-502.8
Issuance of Common Stock	-	-	-	-	-	0.37
Repurchase of Common Stock	-0.46	-0.36	-11.72	-28.02	-130.5	-119.82
Net Common Stock Issued (Repurchased)	-0.46	-0.36	-11.72	-28.02	-130.5	-119.45
Common Dividends Paid	-27.76	-27.63	-27.56	-28.5	-30.69	-28.65
Other Financing Activities	0.49	1.91	-0.93	1.59	0.99	-1.61
Financing Cash Flow	-151.2	37.53	-308.74	317.27	432.41	-104.56
Net Cash Flow	5.79	103.41	-6.65	-31.1	33.76	-113.11
Free Cash Flow	39.04	21.39	42.62	68.19	78.38	69.96
Free Cash Flow Growth	82.52%	-49.82%	-37.50%	-13.00%	12.04%	423.49%
FCF Margin	23.82%	14.11%	31.72%	38.72%	35.95%	33.25%
Free Cash Flow Per Share	0.62	0.34	0.68	1.05	1.11	0.85
Levered Free Cash Flow	-180.96	-300.87	166.26	666.16	55.65	-426.26
Unlevered Free Cash Flow	15.67	1.56	0.42	-4.65	3.1	13.3

Updated Jan 22, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q